Comparison

Scripbox Mutual Fund & SIP App vs SplitoMat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scripbox Mutual Fund & SIP App

Invest in mutual funds and SIPs with personalized recommendations based on your risk profile and financial goals. Track your entire portfolio, receive expert guidance for asset allocation, and save on taxes with ELSS funds. Secure, paperless transactions are supported.

Highlights
  • Personalized investment plans
  • SIP and lump sum investments
  • Portfolio review and monitoring
  • Tax saving ELSS funds
  • Asset allocation recommendations
  • Track external investments
  • Family portfolios
Features
Read full description

India's Best Mutual Fund Investment App As your personal digital mutual fund app, Scripbox offers not just online mutual fund investment and systematic investment plans (SIPs. but also provides personalised investment plans through our proprietary Scripbox Fund Ranking Algorithm™. Our research team, backed by years of expertise, ensures you choose the best mutual fund portfolio that matches your risk profile and financial planning goals. To safeguard your mutual funds portfolio from market volatility, we also offer recommendations on asset allocation and portfolio diversification. Scripbox offers essential tools like the Portfolio Review, that monitors your overall portfolio performance and shares recommended actions to be taken on your active lumpsum or SIP investments. Plus, you can start saving on taxes by investing in top ELSS funds. WHAT WE OFFER: 1. PORTFOLIO GROWTH STRATEGIES: Get personalised recommendations on asset allocation for your mutual fund portfolio, tailored to your risk profile, to help build the best SIP investment plan for you. 2. PERSONALISED FINANCIAL PLANNING: Whether you're planning for retirement, your child's education, or a dream vacation, Scripbox helps you set clear financial goals and provide expert guidance to help you achieve them. 3. PORTFOLIO REVIEWS: Assess your mutual fund investment across 9 critical parameters to ensure your mutual funds are performing optimally. 4. PORTFOLIO ACTIONS & RECOMMENDATIONS: We perform quarterly portfolio reviews using Scripbox Portfolio Health™ and suggest timely course corrections for you to stay on top of your SIP investments and financial goals. 5. TRACK ALL YOUR WEALTH IN ONE PLACE: Link and tag your existing external investments, ensuring they are part of your mutual fund planner app and financial strategy. Get personalised recommendations based on your total portfolio. 6. UNBIASED FUND RECOMMENDATION: Invest in expert selected top-performing mutual funds tailored to your investment goals, risk appetite and investment horizon. 7. SECURE AND EASY TRANSACTIONS: Invest in mutual funds through our secure, paperless platform with support for all UPI payment apps like Google Pay, PhonePe, BHIM UPI, Paytm, and one-tap payments via NPCI eMandate & Net banking. 8. TAX-OPTIMISED WITHDRAWAL: The Scripbox Smart Withdraw™ algorithm minimises capital gains taxes and exit loads while recommending the best strategy for withdrawing from your mutual fund schemes. 9. FAMILY PORTFOLIOS: One account for multiple family members, enabling you to plan investments and financial goals together. Scripbox is recognized as one of the best mutual funds apps in India, serving investors since 2012. With ₹18,500+ crores of assets under management and 1,00,000 families guided in their mutual fund portfolio strategies, we are India's premier mutual funds app and digital wealth manager. To ensure you continue investing in top mutual funds, our mutual fund planner app performs quarterly reviews using Scripbox Portfolio Health™ and suggests timely course corrections. CONTACT US Scripbox Customer Support 1800-102-1265 7 Days a Week 8 AM - 8 PM Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully. Past performance is not an indicator of future returns.

About

SplitoMat

Features
Read full description

Split bills with anyone, fast — free, no ads, no limits. SplitoMat helps you track shared expenses with friends, roommates, partners, and travel groups — without the awkward "who paid for what" conversation at the end of the month. FREE, WITHOUT THE CATCH • No ads. No subscription. Add as many expenses and groups as you want — no daily limits, no cooldown timers. • Receipt scanning, multi-currency, itemized bills and expense search are all included — never locked behind a paywall. • A clean, native iPhone app — plus Apple Watch, Siri and home/lock-screen widgets. • Looking for a Splitwise or Tricount alternative? SplitoMat does the everyday splitting without paywalling the basics. WHY SPLITOMAT • Designed for the way real groups split money: roommates, trips, dinners, kids' activities. • Multi-currency: every group has its own currency; convert between them when needed. • Smart receipts: snap a photo, we read the total and suggest a category automatically. • Recurring expenses: rent, subscriptions and standing orders are added on schedule for the whole group. GROUPS THAT MAKE SENSE • Create a group for any context: apartment, trip, household, lunch club. • Invite friends with a single link — no accounts or phone numbers required to view. • Sign in with Apple or Google. Privacy-first. SPLIT THE WAY YOU WANT • Equal split between everyone selected. • By percentage — perfect for unequal rent or shared subscriptions. • By shares — kids count as fractions, friends bring +1, you decide. • Set a group's default split once (say 60/40 by income) and every new expense uses it automatically. GET PAID BACK • Save your Revolut, PayPal, Wise or Venmo handle and let friends tap to pay. • "Settle Up" records that a payment took place so balances stay accurate. • Suggested payments minimize the number of transfers across the whole group. ACTIVITY YOU CAN ACTUALLY READ • Activity feed shows what happened in every group you're in. • Per-group filters: by category, by member, by mine-only. • Search across expenses and notes. HOMESCREEN & LOCK-SCREEN WIDGETS • Small, Medium and Large widgets on the home screen. • Lock-screen widgets: glance at your balance without unlocking. PRIVACY THAT'S ON YOUR SIDE • Your data is stored in the EU (Frankfurt), under EU data-protection law. • No ad networks, no behavioral trackers — we never sell your data or train models on your expenses. • Optional Face ID / Touch ID lock keeps your balances private. • Receipt OCR runs on-device using Apple's Vision framework. EXPORT YOUR DATA • Tap Export to get a clean CSV or PDF of any group — for your records, your accountant, or your tax software. • Or export just your own share, ready to drop into your personal budget app. LOCALIZED • English, Russian, Ukrainian, German, Spanish. QUESTIONS OR FEEDBACK? Reach us anytime at splitomate@gmail.com — we read every message. Privacy Policy: https://andriigordiienko.github.io/SplitoMat.website/privacy.html Terms of Use: https://andriigordiienko.github.io/SplitoMat.website/terms.html

Screenshots

Scripbox Mutual Fund & SIP App4 screens
SplitoMat4 screens

Verdict

The call

The clearest difference is iOS requirement: Scripbox Mutual Fund & SIP App at 15.1 against SplitoMat's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Scripbox Mutual Fund & SIP App ships an update weekly, SplitoMat every 2 weeks. The most recent releases landed on October 24, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
Scripbox Mutual Fund & SIP App versus SplitoMat: the parameters behind the verdict, then further details
ParameterScripbox Mutual Fund & SIP AppSplitoMat
PriceFreeFree
Rating4.6 (107 ratings) — better—
Positive reviews62.3% of reviews—
Number of ratings107 — better—
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS15.1 — better18.0
Further details — not scored
Size146 MB31 MB
Age rating4+4+
DeveloperScripbox Wealth Managers Private LimitedAzbit Software Ltd

In-app purchases

None

Scripbox Mutual Fund & SIP App

No in-app purchases

None

SplitoMat

No in-app purchases

Questions

Is Scripbox Mutual Fund & SIP App free?
Scripbox Mutual Fund & SIP App is free to download, with no in-app purchases.
Is SplitoMat free?
SplitoMat is free to download, with no in-app purchases.
Do Scripbox Mutual Fund & SIP App or SplitoMat have ads?
Neither Scripbox Mutual Fund & SIP App nor SplitoMat shows ads.
Which is updated more often, Scripbox Mutual Fund & SIP App or SplitoMat?
Scripbox Mutual Fund & SIP App ships an update weekly, and SplitoMat every 2 weeks. Most recently, Scripbox Mutual Fund & SIP App was updated on October 24, 2026 and SplitoMat on October 4, 2026.

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