Which vs The Card Caddie
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Which
This app helps you maximize credit card rewards by recommending the best card to use at any given business. It compares points, cash-back, and external club benefits to ensure you get the most value.
- Credit card reward comparison
- Business-specific card recommendations
- External club benefit integration
- Reward calculation customization
- Card and club request system
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Do you have more than one credit card that also gives you rewards? Which one should you use in this restaurant you just got in? Which card should you use for purchasing this movie ticket? One card offers points while the other offers cash-back, yet, which is more profitable for you? Do you even know what the rewards schedule for your cards are? We are here to help! Which-Card is the first app to evaluate and compare credit card rewards based on the business you're at. Once you have added the credit card types you have (we don't need any information that is printed on the credit card itself, only its type), we will recommend you which card should give you the highest rewards worth in the businesses you're currently at. Double tap a card to see a full explanation of the evaluation for each card (for example, was there an exception that reduced or increased the default card's reward)? But wait, there's more! We also support external clubs, which you may be a member of. We will also remind you to use your external club if a business you are at provides additional rewards. Contact us if you're a member of an external club which we don't have, we will evaluate the ability to add it. You may change the amount we calculate the rewards for by double tapping the sentence which says the amount we calculate the rewards for. * Cards and clubs are added to our systems based on users requests. You don't see your current rewards granting credit card? Contact us! we will add it ASAP (as long as the card issuer publicly provides information in English). * Presenting 5 or more credit cards in the app requires a subscription. * Showing information regarding external clubs (requires a subscription). * We are not affiliated with any credit card issuer, we are not commercializing or preferring any cards over the others - we base our calculations on public data available directly from the card issuers, Google, and an average of multiple sources for rates conversion between points/miles to their worth. App subscription information: -Payment will be charged to iTunes Account at confirmation of purchase -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period -Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal -The length of the subscription: 1, 6, or 12 months. -The price of the subscription in the USA: 0.99$, 4.99$, 7.99$(matching to the above subscriptions durations, and may be changed by Apple). -The price of the subscription tiers (check with Apple for local price based on these tiers): 2, 10, 16 -All subscriptions are auto-renewable. You can cancel the subscription at every moment through "manage subscription" within the app, or through iTunes. - Privacy policy and license agreement can be found at: http://evenroapps.wixsite.com/whichcard/privacy-policy and http://evenroapps.wixsite.com/whichcard/license-agreement
The Card Caddie
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Credit cards earn different rewards, and keeping track is tedious. The Card Caddie uses real-time, location-based rankings that show you exactly which card earns the most before you pay. How it works: 1. You tell us your cards - we never collect personal credit card info 2. We tell you which one to use - every time you shop, online or in-person 3. You save money - automatically, forever Every year, people miss out on hundreds in rewards simply by paying with the wrong card. The Card Caddie eliminates that waste. Turn on Shopping Mode to see the best card on your Lock Screen before you even open your Apple Wallet. Setup once and earn automatically, forever.
Screenshots
Verdict
The clearest difference is in-app purchases: The Card Caddie at none against Which's 3. The Card Caddie also leads on ads (none vs shown). Which's advantage is device support (4 vs 1) and iOS requirement (11.0 vs 16.2). On price and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Which sells 3 in-app purchases, starting at $0.99 per month. The Card Caddie asks for nothing beyond the download.
Which ships an update every 3 months, The Card Caddie every 6 months. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.
| Parameter | Which | The Card Caddie |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 25.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 months — better | Every 6 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 11.0 — better | 16.2 |
| Further details — not scored | ||
| Size | 61 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Roee Ebenstein | Henry Gardner |
In-app purchases
Which
- More than 4 cards$0.991 Month
- More than 4 cards$4.996 Months
- More than 4 cards$7.991 Year
The Card Caddie
No in-app purchases









