Westpac NZ CashNav vs Oops
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Westpac NZ CashNav
This free money management app helps you track your spending by categorizing transactions from your Westpac accounts. It provides visual spending meters and push notifications to keep you informed about your financial habits, aiding you in achieving your goals.
- Transaction tracking
- Automatic spending categorization
- Spending Meter visualization
- Push notifications for updates
- Secure Westpac account connection
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CashNav. See what you spend to get what you want. Westpac CashNav is a free money management app (for smartphone only) that keeps track of your transactions so you can see what you spend to help you get what you really want. It’s easy to use, simply open the app and log in with your Westpac Online Banking user ID and password. CashNav securely connects with your Westpac transactional and credit card accounts and tracks your day-to-day spending, purchases and bill payments and automatically groups spending into categories. Push notifications give you automatic updates of your spending. It also features an easy to read Spending Meter that compares your current spending to your typical monthly spend to keep you informed. Download CashNav today .The app that lets you see what you spend to get what you want. Terms and Conditions: Use of CashNav is subject to the CashNav Terms and Conditions https://www.westpac.co.nz/accounts-cards/tools-apps-and-calculators/cashnav/cashnav-terms-and-conditions/
Oops
Gain financial awareness by linking bank accounts to track spending in one place. Sort transactions as you spend and use a dedicated button to identify and review impulse purchases. Build awareness to become a better spender.
- Link unlimited bank accounts
- Track all spending in one place
- Sort transactions in real-time
- Identify impulse purchases
- Review spending habits
- Build financial awareness
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Oops enables you with financial awareness. Please note: Oops will encrypt your financial data and store it securely. Oops will never have access to your bank credentials. LINK: Link as many bank accounts as you want to keep track of all your spending in one place. SORT: Sort transactions as you spend. You can always be on top of your spending. OOPS: Press the Oops button to catch an impulse purchase or something you regret buying. Stay accountable and see how much money you may be wasting each month. REVIEW: Build awareness and become a better spender. - Oops Gold users have access to Unlimited Transactions Refreshes Oops Gold is a paid renewable subscription. - Terms of service: https://www.oops.app/tos/ Privacy policy: https://www.oops.app/privacy/
Screenshots
Verdict
The clearest difference is rating: Oops at 3.7 against Westpac NZ CashNav's 2.7. Oops also leads on update cadence (every 2 days vs every 5 months) and ratings volume (2.5K vs 3). Westpac NZ CashNav's advantage is in-app purchases (none vs 8) and iOS requirement (13.0 vs 16.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Oops sells 8 in-app purchases, starting at $3.99 per month. Westpac NZ CashNav asks for nothing beyond the download.
Oops holds the better App Store score, 3.7 against 2.7. That said, the two scores are not equally well evidenced: Oops has 2.5K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 13% of Westpac NZ CashNav's written reviews are positive against 32% of Oops's.
Westpac NZ CashNav ships an update every 5 months, Oops every 2 days. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.
| Parameter | Westpac NZ CashNav | Oops |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (3 ratings) | 3.7 (2.5K ratings) — better |
| Positive reviews | 13.3% of reviews | 31.6% of reviews — better |
| Number of ratings | 3 | 2.5K — better |
| Update frequency | Every 5 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 26 MB | 133 MB |
| Age rating | 4+ | 4+ |
| Developer | Westpac New Zealand Limited | Oops Finance, Inc. |
Customer experience
Westpac NZ CashNav
Oops
Bugs and requests
Westpac NZ CashNav
Not enough reviews yet to summarise bugs or requests.
Oops
Reported bugs
3 issues- Transactions disappearing or not syncing properly
- Inability to log in or access account information
- Glitches during onboarding and setup process
Requested features
4 requests- Custom spending categories
- Budgeting and goal-setting tools
- Integration with more financial institutions
- Improved customer support and responsiveness
In-app purchases
Westpac NZ CashNav
No in-app purchases
Oops
- Oops Gold$3.991 Month
- Pro Weekly3 Days trial$4.997 Days
- Oops Pro$4.991 Month
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- Pro Monthly3 Days trial$6.991 Month
- Oops Gold$9.991 Month
- Annual $39.99$39.991 Year
- Oops Pro Annual$59.991 Year
- First Time Connection$3.99
