Carta vs FutureStep
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Carta
This platform helps individuals manage their equity, build businesses, and invest in emerging companies. The app allows users to handle all equity-related tasks, including accepting grants and exercising options.
- Manage equity
- Build businesses
- Invest in companies
- Accept equity grants
- Exercise stock options
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Carta is a platform that helps people manage equity, build businesses, and invest in the companies of tomorrow. Download the Carta app to manage all things equity - from accepting equity grants to exercising your options.
FutureStep
Plan, save, and invest for your retirement with secure and convenient access to your retirement account. Track progress, manage contributions, and make informed investment decisions using planning tools. Supports quick sign-in with device-level features.
- Retirement planning
- Saving and investing
- Account tracking
- Contribution management
- Investment decision tools
- Secure sign-in
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FutureStep™ brought to you by Manulife John Hancock Plan, save, and invest for your retirement. Stay connected to your retirement account—anywhere, anytime—in 19 languages, including English and Spanish. This app provides secure, convenient access to your retirement plan, helping you track your progress, manage contributions, and make informed investment decisions. Use device-level features like Face ID or Touch ID (where supported) for quick and secure sign-in, and access tools designed to support you at every step of your retirement journey. Take control of your financial future: - Register and enroll in your plan - Set your contribution rate - Streamline your accounts - Use planning tools - Focus on living better for longer FutureStep is a Manulife John Hancock Retirement platform with certain recordkeeping and related services provided by Vestwell.
Screenshots
Verdict
Carta and FutureStep both sit at 4.8 stars, but that hides the real split: 100% of FutureStep's written reviews are positive against 31% of Carta's. FutureStep also leads on monetization model (free vs ad-supported). Carta's advantage is ratings volume (9.5K vs 1) and update cadence (fortnightly vs monthly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FutureStep holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Carta has 9.5K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 31% of Carta's written reviews are positive against 100% of FutureStep's.
Carta ships an update fortnightly, FutureStep monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Carta | FutureStep |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9.5K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 31.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 9.5K — better | 1 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 105 MB | 287 MB |
| Age rating | 4+ | 4+ |
| Developer | eShares | Vestwell Holdings Inc. |
Customer experience
Carta
FutureStep
Bugs and requests
Carta
Reported bugs
4 issues- Home page not loading, spinning circle
- Login page not working, white/black screen
- Inconsistencies in wire transfer directions
- Inability to download backup codes for 2FA
Requested features
4 requests- Ability to view vesting schedule and equity value
- Integration with other financial apps like Mint
- Permanent login and credential saving
- More transparent and accessible customer support
FutureStep
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Carta
No in-app purchases
FutureStep
No in-app purchases
