Comparison

Premera vs Fold Grow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Premera

Manage your health insurance plan on the go. Access your digital ID card, find in-network care, view claims, track deductibles, and manage pharmacy benefits. Get detailed information about your medical, dental, and vision coverage.

Highlights
  • Digital ID card access
  • Find in-network care (virtual & in-person)
  • View claims and Explanation of Benefits
  • Track deductible and out-of-pocket max
  • Access benefit details and pharmacy info
  • Manage prescriptions and drug pricing
Features
Read full description

Keep your health plan info right in your pocket DIGITAL ID CARD 
Forgot your card? We’ve got you covered - right here on your phone. Show it, save it to your photo gallery, or send it to your doctor.   FIND CARE, IN PERSON OR VIRTUAL
Locate nearby in-network doctors, hospitals, urgent care, specialists, and more. Find personalized virtual or wellness care options included in your plan. Get quick access to primary care and other providers you visited recently.   VIEW YOUR CLAIMS
Access detailed claims and Explanation of Benefits information for you and your dependents. Know when Premera receives a claim, when we pay it, what the provider may bill you, and how your plan benefits cover care. DEDUCTIBLE AND OUT-OF-POCKET MAX TRACKED 
No guessing needed. Know how much you have left to pay before Premera starts paying for certain expenses and when your maximum is paid. View individual and family deductibles and maximums any time.   BENEFITS ALL IN ONE PLACE Get benefit details, booklets, pharmacy benefits, and more all in the app. Search your medical, dental, or vision benefits to understand your health plan coverage.   PHARMACY BENEFITS AND PRESCRIPTIONS AT A GLANCE 
Check all your drug coverage benefits, order refills, manage medication, and search drug pricing. Use the Medicine Cabinet to view your prescriptions, including dosage and pharmacy information. Note: For 2026 plans, the Premera app supports only those who get coverage through their employer. The Premera app doesn’t currently support information for our Medicare Supplement customers, or for those who bought an individual or family plan through Washington Healthplanfinder.org or HealthCare.gov.

About

Fold Grow

This platform streamlines practice management by integrating existing resources to offer modern, seamless services. It aims to reduce administrative burdens for healthcare providers.

Highlights
  • Streamlined practice management
  • Seamless service delivery
  • Reduced administrative headaches
  • Integration of existing resources
  • Modern service offerings
Features
Read full description

Fold's powerful and easy to use practice super charging platform. Fold together existing investments in people and resources to create modern, seamless services that your practice can offer without additional administration headaches.

Screenshots

Premera4 screens
Fold Grow4 screens

Verdict

The call

The clearest difference is rating: Fold Grow at 5.0 against Premera's 1.9. Premera's advantage is ratings volume (409 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Fold Grow holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: Premera has 409 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Premera ships an update every 2 weeks, Fold Grow every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
Premera versus Fold Grow: the parameters behind the verdict, then further details
ParameterPremeraFold Grow
PriceFreeFree
Rating1.9 (409 ratings)5.0 (2 ratings) — better
Positive reviews8.6% of reviews—
Number of ratings409 — better2
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.6
Further details — not scored
Size57 MB315 MB
Age rating12+17+
DeveloperPremera Blue CrossFold Health, Inc.,

Customer experience

Premera

All ratings406 ratings
Positive18.2%
Neutral5.7%
Negative76.1%
Written reviews163 reviews
Positive8.6%
Neutral6.1%
Negative85.3%

Fold Grow

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Premera

Reported bugs

3 issues
  • Constant login failures and account access problems
  • Provider search feature not functioning properly
  • App crashes and freezes on various user actions

Requested features

3 requests
  • Add Apple Wallet support for insurance card
  • Improve provider search and directory accuracy
  • Expand coverage to include Medicare and individual plans

Fold Grow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Premera

No in-app purchases

None

Fold Grow

No in-app purchases

Questions

Is Premera free?
Premera is free to download, with no in-app purchases.
Is Fold Grow free?
Fold Grow is free to download, with no in-app purchases.
Which has better reviews, Premera or Fold Grow?
Fold Grow is rated higher. Premera averages 1.9 out of 5 from 409 ratings, while Fold Grow averages 5.0 from 2 ratings.
Do Premera or Fold Grow have ads?
Neither Premera nor Fold Grow shows ads.
Which is updated more often, Premera or Fold Grow?
Premera ships an update every 2 weeks, and Fold Grow every 3 weeks. Most recently, Premera was updated on November 6, 2026 and Fold Grow on November 3, 2026.

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