Comparison

Cheddar Up vs Banked.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cheddar Up

Easily collect money for group events, team fees, or fundraisers without paper forms. Create collections in seconds and share them via text or link. Contributors can pay without needing an account.

Highlights
  • Instant collection setup
  • Customizable forms
  • Multiple payment options
  • Detailed payment tracking
  • Direct bank withdrawals
  • Add images to collections
Features
Read full description

Simplify group payments with Cheddar Up – your go-to solution for easy, paperless collections. Ideal for school events, team fees, nonprofit fundraisers, and more, Cheddar Up makes collecting money a breeze. Say goodbye to the hassle of paper forms and trips to the bank. Create your collection in seconds and share it effortlessly via text or link. The best part? Payers and donors don’t need a Cheddar Up account to contribute! Effortless Collections for Any Occasion: Instant Setup: Create collections quickly and for free. Versatile Uses: Perfect for donations, event fees and tickets, merchandise sales, and group gifts. Custom Forms: Easily add forms to gather additional details like t-shirt sizes and contact information – even volunteer signups and waivers. Personalized Touch: Add images to make your collection stand out. Multiple Payment Options: Accept credit cards, eChecks, and even cash or checks – online or in-person with tap-to-pay. Detailed Tracking: Keep tabs on who’s paid with comprehensive payment management. Direct Withdrawals: Transfer funds straight to your bank account with ease. Why Choose Cheddar Up? User-Friendly: Intuitive design for quick collection creation and management. Flexible: From small group gifts to large nonprofit fundraisers, we handle it all. Safe & Secure: Your financial security is our top priority. Transparent Tracking: Monitor collections and payments with real-time updates. Join the Community Join hundreds of thousands who’ve discovered the simplicity and efficiency of Cheddar Up. Whether you’re a teacher, coach, PTA member, or volunteer, streamline your group collections with our innovative platform. Your Feedback Matters Love Cheddar Up? We’d appreciate your review! For feedback and suggestions, reach out to us at info@cheddarup.com. Together, we’re making group collections easier for everyone.

About

Banked.

This app helps families manage screen time by allowing parents to set rules and limits. Children can earn additional app time by completing activities like exercise, reading, or chores. It integrates with Apple's Screen Time and HealthKit for a secure and private experience.

Highlights
  • Set app rules and daily limits
  • Earn screen time through activities
  • Integrates with Apple Screen Time
  • Uses HealthKit for activity tracking
  • Privacy-focused data handling
Features
Read full description

Banked. helps families turn screen time into something kids earn. Parents set simple rules for apps, daily limits, bedtime windows, and ways to earn minutes. Kids can bank time through steps, exercise, mindful minutes, reading, practice, and chores. When their bank runs low, selected apps pause until more minutes are earned or approved. Banked. uses Apple’s Screen Time, Family Controls, HealthKit, and iCloud. App rules stay private, Health data stays limited to movement-related totals, and family data syncs through your family’s own iCloud. Important: nothing leaves the device, and photos are not analyzed or saved. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cheddar Up4 screens
Banked.4 screens

Verdict

The call

The clearest difference is review sentiment: Banked. at 100% against Cheddar Up's 53%. Banked. also leads on update cadence (fortnightly vs every 2 months) and rating (5.0 vs 4.8). Cheddar Up's advantage is in-app purchases (none vs 6) and ratings volume (3.8K vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Banked. sells 6 in-app purchases, starting at $0.99 per month. Cheddar Up asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Banked. holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Cheddar Up has 3.8K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 53% of Cheddar Up's written reviews are positive against 100% of Banked.'s.

UpkeepUpdate frequency

Cheddar Up ships an update every 2 months, Banked. fortnightly. The most recent releases landed on October 22, 2026 and October 9, 2026 respectively.

Scorecard6 real differences · 4 level
Cheddar Up versus Banked.: the parameters behind the verdict, then further details
ParameterCheddar UpBanked.
PriceFreeFree
Rating4.8 (3.8K ratings)5.0 (2 ratings) — better
Positive reviews53.2% of reviews100.0% of reviews — better
Number of ratings3.8K — better2
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size150 MB20 MB
Age rating4+4+
DeveloperCheddarUpZahid Anwar

Customer experience

Cheddar Up

All ratings3,671 ratings
Positive95.0%
Neutral2.1%
Negative2.9%
Written reviews62 reviews
Positive53.2%
Neutral8.1%
Negative38.7%

Banked.

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Cheddar Up

Reported bugs

4 issues
  • Unreliable app performance after updates
  • Issues with inventory tracking and checkout
  • Login and account access problems
  • Disappearing form data

Requested features

4 requests
  • More customization options
  • Improved inventory management
  • Promo code functionality per item
  • Reduced fees for higher paid tiers

Banked.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cheddar Up

No in-app purchases

6 purchases

Banked.

Subscriptions6
  • Solo Monthly$0.991 Month
  • Basic1 Month trial$1.991 Month
  • Pro1 Month trial$2.991 Month
Show 3 more
  • Solo Annual1 Month trial$9.991 Year
  • Annual Basic1 Month trial$19.991 Year
  • Annual Pro1 Month trial$29.991 Year

Questions

Is Cheddar Up free?
Cheddar Up is free to download, with no in-app purchases.
Is Banked. free?
Banked. is free to download, with in-app purchases available.
Which has better reviews, Cheddar Up or Banked.?
Banked. is rated higher. Cheddar Up averages 4.8 out of 5 from 3.8K ratings, while Banked. averages 5.0 from 2 ratings.
Do Cheddar Up or Banked. have ads?
Neither Cheddar Up nor Banked. shows ads.
Which is updated more often, Cheddar Up or Banked.?
Cheddar Up ships an update every 2 months, and Banked. fortnightly. Most recently, Cheddar Up was updated on October 22, 2026 and Banked. on October 9, 2026.

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