Fidelity Token vs MY2FATOKEN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fidelity Token
Secure your online banking transactions with a mobile app that acts as a second factor for authentication. Verify fund transfers, bill payments, and recharges directly on your iOS device, eliminating the need for a physical hardware token. This app provides an easy and fast way to confirm transaction details and complete them with a secure One Time Passcode.
- Second factor authentication
- Verify online transactions
- Eliminates hardware tokens
- One Time Passcode (OTP)
- Easy PIN input for OTP
- Copy and paste OTP
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Fidelity Token is an innovative mobile app for second factor authentication that enables Fidelity Online Banking users secure all transactions using their iOS devices. This eliminates the need to carry a hardware token. VERIFY TRANSACTIONS Guard yourself when transacting online by confirming your transactions such as: fund transfer, bills payment, airtime recharge etc. right on your mobile application. Confirm the details and enter your secure, One Time Passcode (OTP) to complete the transaction. ACTIVATING YOUR SOFT TOKEN To activate the Fidelity Token, simply login to the Fidelity Token app with your Fidelity Online Banking credentials. Once logged in, the app will authenticate your mobile phone and also request that you provide answer to any of your secret questions. EASE OF USE, SPEED OF TRANSACTION Fidelity Token has been uniquely designed as an easy solution for your transactions. All you need is to input your PIN and the one time password is available instantly to complete your transactions. If you are using the Fidelity Online Banking app, you can easily copy the eight digit token response and paste as required. INFORMATION AND CUSTOMER SERVICE When activating your token for the first time, you will be charged N1,500 + 5% VAT. However this is a one-time charge for your token in line with the Central Bank of Nigeria’s directive. Subsequent reinstallation or reactivation will be free of charge. For more information, please call True Serve on +234 1 448 5252 or email True.Serve@fidelitybank.ng. Copyright © Fidelity Bank Plc. 2016. All rights reserved. Fidelity Token is a trademark of Fidelity Bank Plc.
MY2FATOKEN
This application functions as a self-activated soft token for authorizing transactions and managing your identity. It provides a secure method for authentication.
- Self-activated soft token
- Transaction authorization
- Identity management
- Secure authentication
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MY2FATOKEN is a self-activated soft-token application use in authorising transactions and identity management
Screenshots
Verdict
The clearest difference is rating: Fidelity Token at 2.4 against MY2FATOKEN's 1.0. Fidelity Token also leads on ratings volume (56 vs 1). MY2FATOKEN's advantage is monetization model (free vs paid) and iOS requirement (8.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fidelity Token holds the better App Store score, 2.4 against 1.0. That said, the two scores are not equally well evidenced: Fidelity Token has 56 ratings behind it against 1, so its average is the more settled of the two.
| Parameter | Fidelity Token | MY2FATOKEN |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (56 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 3.7% of reviews | — |
| Number of ratings | 56 — better | 1 |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 20 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Fidelity Bank Plc | First Bank of Nigeria Limited |
Customer experience
Fidelity Token
MY2FATOKEN
In-app purchases
Fidelity Token
No in-app purchases
MY2FATOKEN
No in-app purchases
Questions
Is Fidelity Token free?
Is MY2FATOKEN free?
Which has better reviews, Fidelity Token or MY2FATOKEN?
Do Fidelity Token or MY2FATOKEN have ads?
Other comparisons
