Comparison

Fidelity Token vs UnityToken

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fidelity Token

Secure your online banking transactions with a mobile app that acts as a second factor for authentication. Verify fund transfers, bill payments, and recharges directly on your iOS device, eliminating the need for a physical hardware token. This app provides an easy and fast way to confirm transaction details and complete them with a secure One Time Passcode.

Highlights
  • Second factor authentication
  • Verify online transactions
  • Eliminates hardware tokens
  • One Time Passcode (OTP)
  • Easy PIN input for OTP
  • Copy and paste OTP
Features
Read full description

Fidelity Token is an innovative mobile app for second factor authentication that enables Fidelity Online Banking users secure all transactions using their iOS devices. This eliminates the need to carry a hardware token. VERIFY TRANSACTIONS Guard yourself when transacting online by confirming your transactions such as: fund transfer, bills payment, airtime recharge etc. right on your mobile application. Confirm the details and enter your secure, One Time Passcode (OTP) to complete the transaction. ACTIVATING YOUR SOFT TOKEN To activate the Fidelity Token, simply login to the Fidelity Token app with your Fidelity Online Banking credentials. Once logged in, the app will authenticate your mobile phone and also request that you provide answer to any of your secret questions. EASE OF USE, SPEED OF TRANSACTION Fidelity Token has been uniquely designed as an easy solution for your transactions. All you need is to input your PIN and the one time password is available instantly to complete your transactions. If you are using the Fidelity Online Banking app, you can easily copy the eight digit token response and paste as required. INFORMATION AND CUSTOMER SERVICE When activating your token for the first time, you will be charged N1,500 + 5% VAT. However this is a one-time charge for your token in line with the Central Bank of Nigeria’s directive. Subsequent reinstallation or reactivation will be free of charge. For more information, please call True Serve on +234 1 448 5252 or email True.Serve@fidelitybank.ng. Copyright © Fidelity Bank Plc. 2016. All rights reserved. Fidelity Token is a trademark of Fidelity Bank Plc.

About

UnityToken

Features
Read full description

UnityToken is an App that generates a 6-digit One Time Password(OTP), to serve as alternative to the popular static passwords.

Screenshots

Fidelity Token4 screens
UnityToken3 screens

Verdict

The call

The clearest difference is iOS requirement: UnityToken at 9.2 against Fidelity Token's 13.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
Fidelity Token versus UnityToken: the parameters behind the verdict, then further details
ParameterFidelity TokenUnityToken
PriceFreeFree
Rating2.4 (58 ratings) — better—
Positive reviews3.7% of reviews—
Number of ratings58 — better—
Update frequencyEvery 3 months—
AdsNoNo
In-app purchasesNoNo
MonetizationPaid—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.09.2 — better
Further details — not scored
Size20 MB16 MB
Age rating4+4+
DeveloperFidelity Bank PlcUnity Bank Plc

In-app purchases

None

Fidelity Token

No in-app purchases

None

UnityToken

No in-app purchases

Questions

Is Fidelity Token free?
Fidelity Token is free to download, with no in-app purchases.
Is UnityToken free?
UnityToken is free to download, with no in-app purchases.
Do Fidelity Token or UnityToken have ads?
Neither Fidelity Token nor UnityToken shows ads.

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