MyCHELCO vs Vyrd
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyCHELCO
Manage your utility services conveniently from your mobile device. Pay bills, check account details, report outages, and contact support easily.
- Pay bills
- Check account information
- Report outages
- Contact support
- Get office directions
- Sign up for notifications
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Powerful service at your fingertips--wherever you go! We've packed your most requested services in one little app. Secure, easy and always on for you to: · Pay your bill · Check account information · Report an outage · Call or send us an email · Get directions to our offices · Sign up for notifications
Vyrd
This app offers homeowners insurance for Floridians, combining technology with insurance expertise. It provides easy access to policy documents, claims, and proactive prevention programs, including free smart home devices for discounts.
- Policy documents and payments
- File and track claims
- Proactive prevention programs
- Free smart home devices for discounts
- Easy enrollment and monitoring
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VYRD Insurance app: VYRD provides Floridians with Homeowners insurance, backed by technology and 100+ years of insurance know-how, to protect what matters most. VYRD is committed to delivering more effective prevention, better protection, and a smooth customer experience, by developing offerings such as our Proactive Protection Program. *ONLY CURRENTLY AVAILABLE IN FLORIDA* By using the VYRD app, you will have easy access to: - Policy documents, and payments - File and track claim features - Our innovative proactive prevention programs (that can save you $$$) - Free smart home devices that enable a premium discount Easy enrollment along with active monitoring is all integrated into our app. Built by Floridians for Floridians, VYRD has created a new and innovative homeowner's insurance company from the ground up. We are your neighbors and share your concerns about the safety and security of our homes. Utilizing cutting-edge technology and a policyholder-first mentality, we aim to set the new standard in secure home protection. WHO WE ARE MAKES US DIFFERENT: A Florida-first, technology-focused insurance community built by Floridians for Floridians. We not only imagined this — we did this. VYRD is a technology-based insurance company with an agent and insured-centric philosophy designed to deliver the best insurance experience in Florida. VYRD (pronounced “verd”) brought together a team of highly experienced and skilled insurance and technology professionals — and fully backed them through a joint venture we created with SiriusPoint, a specialty reinsurer and bolt, an insurtech. VYRD’s leadership team has more than 100 years of insurance experience in Florida. We are leveraging the many successes and lessons learned over the years to guide VYRD down a path of differentiation, unique likeness, and financial stability for years to come. ABOUT VYRD VYRD is an admitted Florida-domiciled Property and Casualty insurance company, with superior financial stability and a leadership team that brings more than 100 years of combined experience insuring homes in Florida. VYRD is a tech-forward carrier that continually invests in research and development to deliver new market-leading solutions and offer products that mitigate loss, ensure transparent claims handling, and provide exceptional customer service. For more information, please contact VYRD at info@vyrd.co.
Screenshots
Verdict
The clearest difference is rating: MyCHELCO at 2.4 against Vyrd's 1.0. MyCHELCO also leads on update cadence (every 2 months vs every 24 months) and ratings volume (17 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyCHELCO holds the better App Store score, 2.4 against 1.0. That said, the two scores are not equally well evidenced: MyCHELCO has 17 ratings behind it against 1, so its average is the more settled of the two.
MyCHELCO ships an update every 2 months, Vyrd every 24 months. The most recent releases landed on September 15, 2026 and September 11, 2026 respectively.
| Parameter | MyCHELCO | Vyrd |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (17 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 11.1% of reviews | — |
| Number of ratings | 17 — better | 1 |
| Update frequency | Every 2 months — better | Every 24 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 109 MB | 44 MB |
| Age rating | 4+ | 17+ |
| Developer | Choctawhatchee Electric Cooperative, Inc. | Vyrd Insurance Company |
Customer experience
MyCHELCO
Vyrd
In-app purchases
MyCHELCO
No in-app purchases
Vyrd
No in-app purchases






