Comparison

Loan Calc vs LCEC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan Calc

Easily calculate monthly loan payments for various loan types including mortgages. Input loan amount, term, and interest rate to get quick, accurate results. Designed for home buyers, realtors, and mortgage brokers.

Highlights
  • Calculate monthly loan payments
  • Includes PMI factor
  • Supports Conventional, FHA, VA, USDA loans
  • Single screen for all loan types
  • Save, retrieve, text, and email calculations
  • Quick and accurate results
Features
Read full description

Loan Payment Calculator with PMI (Private Mortgage Insurance factor) This loan calculator app will help you determine the monthly loan payments. Just enter the amount, term, and interest rate in the fields, and it’s done. Mortgage Loan Calculator free app calculates all the loans in no time. This calculator can be used for a mortgage loan or any other fixed loan types. This innovative idea is from Jayesh Khatri, CPA, Realtor, Loan Officer, who aimed to provide seamless and efficient loan calculation facilities throughout the world. He and his team dedicatedly work on this project to make every loan calculation Quick & Easy with the least amount of key strokes. The Loan Payment Calculator calculates four most common loan types: Conventional, FHA, VA, and USDA. It is specially developed for Home Buyers, Realtors, and Mortgage Brokers to calculate the loan easily. The Loan Payment Calculator offers faster and straightforward functionality. Since it is on one screen feature, it saves time and gets the accurate calculation in seconds. The Loan Calculator app is available for iPhone and iPads. Features of the application: 1. Simple to use: Instead of putting the 4 major loan types like Conventional, FHA, VA & USDA on various screens, you can stick to a single tab as we have set them all on one screen. This also has a unique feature in which when you make an entry in one loan, entries are made in all other 3 loan types atomically. 2. Intuitive: It is a user-centric application which is designed from the user’s perspective in order to give all the features that the user wants. SAVE, RETRIEVE, TEXT, & EMAIL. 3. Very Quick: It is a fast & reliable app. It calculates four types of loans i.e., Conventional, FHA, VA & USDA, without switching screens or pages or re-entering numbers. 4.Original Designs: This application design specifically for professionals. It offers more options and quick calculations, time saver for future reference, retrieval to find out which is a better option, TEXT or EMAIL to your client instantly (available only in Pro version), & much more. Home Loan Calculator for Realtor's application has four versions: 1. LITE VERSION: It has all features except the Text and Email and adding customer info. It is an initial version. 2. PRO VERSION: It has everything in it like the lite version & has some additional features such as PMI Editable fields, no ads, etc. 3. AGENT BRANDED APP: We create the Pro version app with additional features in YOUR NAME in the App Store. Its other features include Pre-Qual form entry and Pre-Qual PDF letter, DAILY LOAN RATES and more 4. COMPANY BRANDED APP: This is the best version since every email/text sent to clients is collected by the company’s central email system. This version includes everything like licensing to companies to market the app as their app and let their agents or loan officers use it as their own. Agent Branded version features & benefits: 1. Your Profile: You can easily set up your info in the profile so that all communication and the App Header show your Picture, Name & Phone number. 2. Elevate Your Reputation: By this, you can send info to clients and the loan officer with your info and more. Please review it and provide your feedback and don’t forget to rate it. We appreciate your response. Thank you so much!! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Loan Calc-Lite Features: Free Trial: Get full access to all premium No ads features FREE for 2 weeks. Premium Subscription - $0.99/month Ad-free Experience: Enjoy the app without any ads for a cleaner, distraction-FREE interface. Subscription Details: Price: $0.99/month Payment will be charged to your iTunes account after the 2 weeks free trial ends. Subscription automatically renews each month unless canceled at least 24 hours before the end of the current period. Manage or cancel your subscription anytime in your iTunes account settings.

About

LCEC

This app offers reliable and cost-competitive electricity services to over 225,000 customers in Southwest Florida. It operates as a not-for-profit electric distribution cooperative, prioritizing member service at the cost of service.

Highlights
  • Reliable electricity service
  • Cost-competitive pricing
  • Serves over 225,000 customers
  • Not-for-profit cooperative model
  • Member-focused service
Read full description

LCEC provides reliable, cost-competitive electricity to more than 225,000 customers throughout Southwest Florida. One of more than 750 not-for-profit electric distribution cooperatives located throughout 46 states, serving 75 percent of land mass in the nation. Cooperatives are in business to serve members at the cost of service.

Screenshots

Loan Calc4 screens
LCEC4 screens

Verdict

The call

The clearest difference is price: LCEC at Free against Loan Calc's $0.99. LCEC also leads on in-app purchases (none vs 2). Loan Calc's advantage is rating (4.0 vs 2.8) and review sentiment (76% vs 38%). On ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

LCEC is free to download; Loan Calc costs $0.99 up front. Loan Calc sells 2 in-app purchases, starting at $0.99 per month. LCEC asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Loan Calc holds the better App Store score, 4.0 against 2.8. Both are backed by a comparable volume of ratings — 25 and 20 respectively. Written reviews point the same way: 76% of Loan Calc's written reviews are positive against 38% of LCEC's.

UpkeepUpdate frequency

Loan Calc ships an update every 3 weeks, LCEC every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard7 real differences · 3 level
Loan Calc versus LCEC: the parameters behind the verdict, then further details
ParameterLoan CalcLCEC
Price$0.99Free — better
Rating4.0 (25 ratings) — better2.8 (20 ratings)
Positive reviews76.0% of reviews — better37.5% of reviews
Number of ratings25 — better20
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size22 MB29 MB
Age rating4+17+
DeveloperQuick Consulting and Management LLCLee County Electric Cooperative, Inc

Customer experience

Loan Calc

All ratings23 ratings
Positive78.3%
Neutral4.3%
Negative17.4%
Written reviews25 reviews
Positive76.0%
Neutral4.0%
Negative20.0%

LCEC

All ratings18 ratings
Positive38.9%
Neutral0.0%
Negative61.1%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

In-app purchases

2 purchases

Loan Calc

Subscriptions1
  • Loan Calc-Lite14 Days trial$0.991 Month
One-time1
  • Remove Ad$0.99
None

LCEC

No in-app purchases

Questions

Is Loan Calc free?
Loan Calc costs $0.99, and also offers in-app purchases.
Is LCEC free?
LCEC is free to download, with no in-app purchases.
Which has better reviews, Loan Calc or LCEC?
Loan Calc is rated higher. Loan Calc averages 4.0 out of 5 from 25 ratings, while LCEC averages 2.8 from 20 ratings.
Do Loan Calc or LCEC have ads?
Neither Loan Calc nor LCEC shows ads.
Which is updated more often, Loan Calc or LCEC?
Loan Calc ships an update every 3 weeks, and LCEC every 2 months. Most recently, Loan Calc was updated on October 24, 2026 and LCEC on October 25, 2026.

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