Comparison

MPay WALET vs BigPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPay WALET

This eWallet allows users to pay for retail and services, transfer funds, and top up cash easily. It offers features like bill payments, mobile reloads, and parcel delivery services. Users can also manage their cards and explore investment and loan options.

Highlights
  • Retail and service payments
  • Quick fund transfers
  • Easy cash top-ups
  • Mobile and bill payments
  • Parcel delivery service
  • Card management
  • Investment and loan options
Features
Read full description

MPay WALET is a Malaysian homegrown eWallet that you can use to pay for retail and services, transfer funds quickly, and top up cash easily with a single dedicated app. We’ve redesigned MPay WALET to give users a better in-app experience and transaction flow. EASY RELOAD Add funds to your MPay WALET eWallet easily via online banking (any FPX supported bank account) or through physical top ups (only available at Public Bank CDM in Malaysia) to reload your eWallet. PAY ANYWHERE Pay using MPay WALET for your favourite, food, mobile top-ups, bills and more through your own unique QR code. QUICK MONEY TRANSFER Send and receive funds with a few easy steps. Simply key-in a phone number to instantly transfer money to other MPay WALET users. LOCAL & INTERNATIONAL PREPAID RELOAD No more reloading with long PIN numbers, just top up your Hotlink, Digi, Celcom, U Mobile, Altel, Tune Talk, XOX, YES, RedONE, and more, straight from MPay WALET. International reloads are also available for more than 150+ countries. PARCELPAY EXPRESS Send your parcel without having to leave your home or office. If you've got a package that's ready to be delivered, all you need to do is log on to ParcelPay, select a destination and let ParcelPay handle the rest. ONLINE SHOPPING WITH BUYMALAYSIA Discover the best of authentic Malaysian brands and products on BuyMalaysia. Link your MPay WALET account with BuyMalaysia for easy access to your cart and order history. Enjoy exclusive deals and promotions for MPay WALET users! PAY BILLS Settle utility bills like water and electricity straight from your eWallet! • Assessment – Majlis Perbandaran Kota Bahru, Majlis Perbandaran Selayang, Majlis Perbandaran Subang Jaya • Broadcasting – Astro • Internet Service Provider – TM Streamyx, TM Unifi • Telecommunication – RedONE, U Mobile, XOX • Utilities – Air Kelantan, Lembaga Air Kuching, Lembaga Air Perak, Nur Power, Pengurusan Air Pahang, Sabah Electric, Sesco, Syarikat Air Darul Aman, Syarikat Air Johor, Syarikat Air Melaka, Syarikat Air Negeri Sembilan, Syarikat Air Perlis, Syarikat Bekalan Air Selangor CARDS Bye-bye bulky wallets! Add your MPay Mastercard Prepaid card, MPay Mastercard Virtual Card, or even your Bank Cards into MPay WALET. View recent transactions and have all your cards neatly in one app. INVEST WITH QUICKASH Making funds more accessible to SMEs and investing more rewarding for investors. Check out MPay’s Malaysian P2P Financing / Investment platform with QuicKash. BORROW WITH QUICKREDIT KPKT licensed operator offering personal loans up to RM50,000 with fixed monthly repayments. Check out MPay’s short term loan offering with QuicKredit. YOU CAN TRUST MPAY WALET MPay’s reliable environment for online transactions keeps your personal and financial information secure and encrypted. Every transaction can only be authorised by you with your 6-digit PIN. Learn more at www.walet.my Like us on Facebook for more updates at https://www.facebook.com/mpaywalet

About

BigPay

Manage your finances effortlessly with this app. Track expenses, save money, and make payments globally using physical or virtual cards and QR codes. It offers fast international remittances and seamless bill payments.

Highlights
  • Simple expense tracking
  • Save money with Stashes
  • Physical and virtual Visa card payments
  • DuitNow QR payments
  • Fast international remittance
  • Seamless bill payments and top-ups
  • Earn rewards points
Features
Read full description

With the power to manage your money anywhere, BigPay has one purpose, - to empower you with essential financial services to level up your lives, one transaction at a time. With the flexibility of a mobile app and physical card, we give you the flexibility to improve your spending habits in one place. Benefits include: 1. SIMPLE and EASY EXPENSE TRACKING right in the app 2. SAVE EVERY TIME YOU SPEND with Stashes 3. Pay with PHYSICAL AND VIRTUAL VISA CARD or even make DUITNOW QR PAYMENTS in Malaysia, Singapore, Thailand, and Indonesia 4. FAST, SECURE, AND AFFORDABLE international remittance 5. SEAMLESS bill payments and prepaid mobile top ups in just a few clicks 6. INSTANT money transfers to friends on BigPay, or other local banks via DuitNow 5 Minute Sign Up Download the app, verify your identity, add money to your account and voila your account is set up! So many ways to pay anywhere you go With instant transfers via DuitNow QR, international transfers give you the ability to spend in Malaysia, Singapore, Thailand, and Indonesia. With our physical and virtual Visa cards, the options are limitless – spend and save with BigPay across the globe. You spend it, we track it BigPay automatically categorizes your spending across all your transactions so you always know where your money is going. Track your spending on a monthly and yearly basis and keep tabs of your budget. Send money overseas faster, cheaper and safer Transfer money to friends and family across the globe for little fees and competitive exchange rates. Fast, hassle-free and no hidden fees Everything you need for your everyday payments Use BigPay for all your money needs in one app. Pay your home utility bills such as electricity, water, internet, and more; plus mobile top ups and even lifestyle insurances to give you peace of mind in your daily life. Save when you spend with Stashes! Save a little (or a lot) whenever you spend with Stashes. Create multiple Stashes for all your financial goals Earn points and travel deals Score points for every transaction you make and turn them into travel deals with airasia rewards! Empowering YOU and your money It's our mission to make sure that you have everything you need to be in control of your finances. We give you the power to spend, track, and even start saving. Watch out as we continue building products and services that make managing your money as easy can be.

Screenshots

MPay WALET4 screens
BigPay4 screens

Verdict

The call

The clearest difference is rating: MPay WALET at 5.0 against BigPay's 4.0. MPay WALET also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). BigPay's advantage is ratings volume (134 vs 4) and review sentiment (27% vs 18%). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MPay WALET holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: BigPay has 134 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 18% of MPay WALET's written reviews are positive against 27% of BigPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MPay WALET ships an update every 4 weeks, BigPay every 3 weeks. Both last shipped on November 2, 2026.

Scorecard6 real differences · 4 level
MPay WALET versus BigPay: the parameters behind the verdict, then further details
ParameterMPay WALETBigPay
PriceFreeFree
Rating5.0 (4 ratings) — better4.0 (134 ratings)
Positive reviews18.2% of reviews27.0% of reviews — better
Number of ratings4134 — better
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size92 MB150 MB
Age rating4+17+
DeveloperManagePay Services Sdn Bhd.BIG PAY PTE. LTD.

Customer experience

MPay WALET

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive18.2%
Neutral0.0%
Negative81.8%

BigPay

All ratings134 ratings
Positive75.4%
Neutral3.7%
Negative20.9%
Written reviews263 reviews
Positive27.0%
Neutral6.5%
Negative66.5%

In-app purchases

None

MPay WALET

No in-app purchases

None

BigPay

No in-app purchases

Questions

Is MPay WALET free?
MPay WALET is free to download, with no in-app purchases.
Is BigPay free?
BigPay is free to download, with no in-app purchases.
Which has better reviews, MPay WALET or BigPay?
MPay WALET is rated higher. MPay WALET averages 5.0 out of 5 from 4 ratings, while BigPay averages 4.0 from 134 ratings.
Do MPay WALET or BigPay have ads?
BigPay shows ads; MPay WALET does not.
Which is updated more often, MPay WALET or BigPay?
MPay WALET ships an update every 4 weeks, and BigPay every 3 weeks. Most recently, MPay WALET was updated on November 2, 2026 and BigPay on November 2, 2026.

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