Khedmah vs VIVA Plus+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Khedmah
Manage and pay all your utility, telecom, insurance, and traffic-related bills in one convenient app. This platform also offers entertainment vouchers, e-learning courses, and a digital e-wallet for seamless transactions.
- Utility bill management and payment
- Telecom bill payment and recharge
- Insurance and social security payments
- Traffic fines and vehicle registration renewal
- Vehicle and travel insurance purchase
- Entertainment voucher purchases
- E-learning courses access
- Digital e-wallet for payments
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All your Bill Payments and Recharge in One App - KHEDMAH! Key Features 1. Streamlined Utility Bill Management: Easily manage, view, and pay your electricity and water bills for all service providers in Oman, including Nama Supply, Nama Dhofar Services and Nama Water Services. Formerly known as Muscat Electricity Distribution Company - MEDC, Mazoon Electricity Company - Mazoon, Majan Electricity Company - Majan, Rural Areas Electricity Company - RAECO, Dhofar Power Company - DPC and Public Authority of Electricity & Water. 2. Telecom Bills & Top ups: Pay all postpaid telecom bills for Omantel, Ooredoo and AWASR Broadband. Recharge or top-up prepaid mobile and internet broadband numbers for Omantel, Vodafone, Ooredoo, Renna, and Friendi, along with Electricity Prepaid accounts. 3. Insurance & Contributions: Pay your social security subscription to Social Protection Fund (SPF - formerly known as PASI) subscription fees. 4. Royal Oman Police (ROP) Services: Pay your traffic fines and renew Mulkiya, Vehicle Registration with just a few clicks. 5. Vehicle & Travel Insurance Services: Purchase or renewed your vehicle insurance and avail travel insurance services. 6. Entertainment Vouchers: Purchase entertainment vouchers for various platforms (Netflix, iTunes, Play Station, Nintendo, PUBG, XBOX, Razer Gold, ROBLOX, Etisalat, Du, TutorComp etc.) 7. E-learning: Get access to 100s of certified & accredited courses and learn from the comfort of your home. 8. Real-time Inquiries & Payments: Stay updated with real-time outstanding balances for all utility and telecom services. Save card details for swift one-click payments or use Khedmah Pay – the digital E-Wallet. 9. Personalized Profiles: Create your own profile for seamless management of utility and telecom accounts. Receive monthly bills electronically and easily locate our branches and bill payment machines nationwide. 10. Khedmah Pay – The Modern Way to Pay: Introducing Khedmah Pay, your preferred payment app that allows you to register and activate your e-wallet. Seamlessly use your wallet across all merchants supporting mobile payments. • Quick & easy person to person transaction using mobile number • Request and receive payments • Send money to contacts via mobile number, alias name, or QR Code • Effortlessly pay merchants by scanning QR Codes • Securely pay utility and telecom bills using your wallet across the globe • Top up electricity and mobile with unprecedented ease • Swift and secure payment of ROP traffic fines and Social Protection Fund bills • Simplified purchase of vouchers and purchase or renewal of insurance services Elevate your payment experience with Khedmah App, ALL IN ONE APP.
VIVA Plus+
This lifestyle app provides supermarket members with access to exclusive rewards, coupons, and upcoming discounts. It also features a store locator and digital receipts for a convenient shopping experience.
- Exclusive rewards program
- Digital coupons
- Upcoming offers and discounts
- Store locator
- Digital receipts
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VIVA Plus+ is VIVA Supermarket's lifestyle and loyalty app. As a member, it gives you access to a world of rewards and much more exciting features, such as: -Coupons -Upcoming exciting offers and discounts -Store finder -Digital receipts
Screenshots
Verdict
The clearest difference is rating: Khedmah at 3.6 against VIVA Plus+'s 2.8. Khedmah also leads on ratings volume (63 vs 10). VIVA Plus+'s advantage is review sentiment (58% vs 26%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Khedmah holds the better App Store score, 3.6 against 2.8. That said, the two scores are not equally well evidenced: Khedmah has 63 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 26% of Khedmah's written reviews are positive against 58% of VIVA Plus+'s, so the app with the better star average is not the one people write more warmly about.
Khedmah ships an update every 2 months, VIVA Plus+ every 6 weeks. Both last shipped on October 24, 2026.
| Parameter | Khedmah | VIVA Plus+ |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (63 ratings) — better | 2.8 (10 ratings) |
| Positive reviews | 25.6% of reviews | 57.9% of reviews — better |
| Number of ratings | 63 — better | 10 |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 103 MB | 78 MB |
| Age rating | 4+ | 4+ |
| Developer | Oman Investment & Finance Co. SAOG | VIVA Premiere Investment LLC |
Customer experience
Khedmah
VIVA Plus+
In-app purchases
Khedmah
No in-app purchases
VIVA Plus+
No in-app purchases
