Comparison

98point6 by Transcarent vs WCE WSPMT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

98point6 by Transcarent

Get on-demand medical consultations, diagnoses, and treatments from board-certified clinicians through secure in-app messaging. This service offers convenient, text-based healthcare available nationwide, 24/7, eliminating the need for appointments or travel.

Highlights
  • On-demand virtual consultations
  • Text-based care delivery
  • Diagnosis and treatment
  • Prescriptions sent to pharmacy
  • 24/7 nationwide availability
  • Treatment for common conditions
Features
Read full description

98point6 by Transcarent provides on-demand consultation, diagnosis and treatment from board-certified clinicians and sends necessary prescriptions to your pharmacy—all via secure, in-app messaging. Our unique, text-based care delivery means you can get care conveniently, when and where you need it. No appointments, no travel. We're available nationwide, 24/7, 365 days a year. WHO IS TRANSCARENT? Transcarent is a health and care experience company that makes it easy for people to access high-quality, affordable health and care. The 98point6 by Transcarent app provides access to Transcarent’s on-demand virtual care clinic. HOW MUCH DOES IT COST? Some employers and health plans provide access to 98point6 by Transcarent at no charge and offer visits at low/no cost to eligible members and their dependents ages 1+. To see if you're eligible, please check with your health plan or employer. Please note, the account holder must be 18+ to create an account and seek primary care; 19+ in Nebraska. WHO ARE YOUR DOCTORS? Our on-demand virtual clinic is staffed by carefully selected providers and board-certified physicians who are passionate about making care more accessible. Transcarent Clinic providers are specially trained to treat and diagnose via text-based care. (The 98point6 by Transcarent app supports photo, video and audio as needed.) WHAT CAN YOU TREAT? Our care team, including board-certified clinicians, are available on-demand to diagnose and treat, answer questions, offer peace of mind and when appropriate, guide you toward options for next steps. Common conditions we can treat or advise on include: Cold, cough and flu Urinary tract infections (UTI) Acid reflux, heartburn and digestive issues Diagnosis and treatment via medications for anxiety and depression Skin conditions, rashes, bites and sunburn Nausea, stomach flu and gastroenteritis General health questions Activity and fitness Nutrition and weight management Weight Health support and step counter for tracking physical activity Stress management, relaxation, mental acuity Diseases and conditions management Clinical Decision Support Disease prevention and public health Healthcare services and management Mental and behavioral health Medical reference and education Medication and treatment management Physical therapy and rehabilitation Reproductive and sexual health ...and more WHAT IS YOUR PRESCRIPTION POLICY? Our doctors can prescribe a wide variety of medications. However, we do not prescribe controlled substances (such as Percocet), muscle relaxants (such as Flexeril), lifestyle medications (such as Viagra or Propecia), weight loss medications (Ozempic or Wegovy) or medications that require strict monitoring. Our physicians adhere to evidence-based standards with respect to the responsible use of antibiotics. If we are unable to prescribe a medication, it's likely due to a combination of factors, including state and federal regulations related to virtual care practices, as well as what's in the best interest of patient safety and well-being. Note: 98point6 by Transcarent is not intended for medical emergencies. If you are experiencing a medical emergency, call 911 or immediately go to the nearest emergency room.

About

WCE WSPMT

Features
Read full description

Save time and hassles while making the most of your HRA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided to you) Connects You with the Details • Quickly check available balances 24/7 • Access account details • View charts summarizing account(s) • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • View claims requiring receipts • Submit medical HRA claims • Take a picture of a receipt and submit for a new or existing claim • Using Dashboard, enter medical expense information and supporting documentation to store for later use in paying claims via your health benefits website • Report a debit card as lost or stolen Powered by WEX Health®

Screenshots

98point6 by Transcarent4 screens
WCE WSPMT4 screens

Verdict

The call

The clearest difference is update cadence: 98point6 by Transcarent at every 10 days against WCE WSPMT's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

98point6 by Transcarent ships an update every 10 days, WCE WSPMT every 5 months. The most recent releases landed on November 2, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
98point6 by Transcarent versus WCE WSPMT: the parameters behind the verdict, then further details
Parameter98point6 by TranscarentWCE WSPMT
PriceFreeFree
Rating4.8 (51K ratings) — better—
Positive reviews36.3% of reviews—
Number of ratings51K — better—
Update frequencyEvery 10 days — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better17.0
Further details — not scored
Size292 MB29 MB
Age rating17+17+
DeveloperTranscarentWilliam C. Earhart Company, Inc.

Bugs and requests

98point6 by Transcarent

Reported bugs

3 issues
  • App freezes or crashes during use
  • Connectivity issues preventing successful video/text sessions
  • Incorrect or missing information in user profiles

Requested features

5 requests
  • Ability to request specific doctors
  • Option to schedule follow-up appointments
  • Integration with insurance providers
  • Expanded treatment capabilities (e.g., prescriptions, lab orders)
  • Improved notification system to alert users when doctors are ready

WCE WSPMT

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

98point6 by Transcarent

No in-app purchases

None

WCE WSPMT

No in-app purchases

Questions

Is 98point6 by Transcarent free?
98point6 by Transcarent is free to download, with no in-app purchases.
Is WCE WSPMT free?
WCE WSPMT is free to download, with no in-app purchases.
Do 98point6 by Transcarent or WCE WSPMT have ads?
Neither 98point6 by Transcarent nor WCE WSPMT shows ads.
Which is updated more often, 98point6 by Transcarent or WCE WSPMT?
98point6 by Transcarent ships an update every 10 days, and WCE WSPMT every 5 months. Most recently, 98point6 by Transcarent was updated on November 2, 2026 and WCE WSPMT on October 27, 2026.

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