Comparison

Finances 2 vs Beancount

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finances 2

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

Highlights
  • Unique double-entry bookkeeping system
  • Income, expense, and net income statistics
  • Balance history line chart
  • Invoice scanning and attachment
  • Multi-currency support (including crypto)
  • Cross-device iCloud sync
  • Financial statement generation
Features
Read full description

Finances provides everything you need for your personal and business accounting. Record your transaction using a new kind double-entry bookkeeping system. This simple system doesn't use credit and debit, and makes bookkeeping easier than ever. FEATURES - New kind of double-entry bookkeeping system - Statistics about your income, expenses and net income as bar charts - History of balances as line chart - Scan and attach invoices to transactions - Scan QR-code on invoices to create transactions more easily - Multiple currencies support including the cryptocurrenies Bitcoin and Ether - Sync between all your devices using iCloud - Import transactions from other finances apps and banks using a CSV file - Create financial statements with an income & expense report, trial balance, and account- or transaction report iOS 13 READY - Create new transactions with Siri Shortcuts - Use Face ID to secure your financial data - On iPad use Drag & Drop to attach documents to transactions Finances is also available for your Mac.

About

Beancount

This app helps you manage your finances by recording transactions in text files. It then generates financial statements like income statements and balance sheets to provide insights into your financial health.

Highlights
  • Record financial transactions
  • Generate income statements
  • Create balance sheets
  • Visualize financial data
  • Improve financial life
Features
Read full description

Your ledger is a plain-text file. You own it for good. Beancount brings serious double-entry bookkeeping to your phone without locking your financial history inside a proprietary database. Record a purchase in seconds, inspect the underlying Beancount file, and keep a Git history of every change. FINANCIAL CLARITY • See net worth, assets, liabilities, income, and expenses • Compare spending across months, quarters, and years • Explore cash flow, profit trends, budgets, merchants, and account reports YOUR BOOKS, YOUR FORMAT • Keep real Beancount-syntax text files • Browse commits, authors, and line-by-line changes • Edit the ledger source directly and take your files with you BUILT FOR REAL BOOKS • Full double-entry transactions, splits, transfers, and reimbursements • Multiple ledgers, currencies, investments, crypto, and property • Receipt capture, payee and account suggestions, search, and filters Beancount is free, with no ads and no in-app purchases.

Screenshots

Finances 24 screens
Beancount3 screens

Verdict

The call

The clearest difference is rating: Finances 2 at 4.1 against Beancount's 3.4. Finances 2 also leads on ratings volume (125 vs 9) and iOS requirement (10.0 vs 16.4). Beancount's advantage is in-app purchases (none vs 4) and review sentiment (67% vs 43%). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finances 2 sells 4 one-off in-app purchases. Beancount asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Finances 2 holds the better App Store score, 4.1 against 3.4. That said, the two scores are not equally well evidenced: Finances 2 has 125 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 43% of Finances 2's written reviews are positive against 67% of Beancount's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Finances 2 ships an update every 2 months, Beancount every 2 weeks. Both last shipped on October 24, 2026.

Scorecard7 real differences · 3 level
Finances 2 versus Beancount: the parameters behind the verdict, then further details
ParameterFinances 2Beancount
PriceFreeFree
Rating4.1 (125 ratings) — better3.4 (9 ratings)
Positive reviews42.8% of reviews66.7% of reviews — better
Number of ratings125 — better9
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS10.0 — better16.4
Further details — not scored
Size42 MB51 MB
Age rating4+4+
DeveloperMatthias HochgattererStargately, Inc.

Customer experience

Finances 2

All ratings125 ratings
Positive74.4%
Neutral8.0%
Negative17.6%
Written reviews145 reviews
Positive42.8%
Neutral11.7%
Negative45.5%

Beancount

All ratings8 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

4 purchases

Finances 2

One-time4
  • iPad 14-day TrialFree
  • iPhone 14-day TrialFree
  • iPhone Full Version$4.99
Show 1 more
  • iPad Full Version$9.99
None

Beancount

No in-app purchases

Questions

Is Finances 2 free?
Finances 2 is free to download, with in-app purchases available.
Is Beancount free?
Beancount is free to download, with no in-app purchases.
Which has better reviews, Finances 2 or Beancount?
Finances 2 is rated higher. Finances 2 averages 4.1 out of 5 from 125 ratings, while Beancount averages 3.4 from 9 ratings.
Do Finances 2 or Beancount have ads?
Neither Finances 2 nor Beancount shows ads.
Which is updated more often, Finances 2 or Beancount?
Finances 2 ships an update every 2 months, and Beancount every 2 weeks. Most recently, Finances 2 was updated on October 24, 2026 and Beancount on October 24, 2026.

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