Finances vs Finances 2
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finances
Manage your finances with this app that tracks expenses, income, and investments. Set budgets, monitor cash flow, and view detailed reports. Cloud sync ensures your data is backed up and accessible across devices.
- Expense and income tracking
- Budget management
- Investment tracking
- Bill reminders
- Multi-currency support
- Cloud sync
- Financial reports
Read full descriptionHide full description
The Finances application provides an integrated set of features to help you manage your cash flow and investments: - For cash flow, Finances supports tracking expenses and income, and includes support for budgets, accounts, payees, and bill tracking. - For investments, Finances supports tracking cash and stock investments and automatically fetches daily stock prices. - Finances allows flexible cycles for managing your cash-flow: Monthly (default), Weekly, Every 2 weeks, Every 4 weeks, and Semi-monthly. - The Finances application provides the ability to group your expenses into categories and sub-categories, and lets you set a budget and track expenses at the category/sub-category level. - The features within Finances are well integrated such that a bill can become an expense (when you pay for it) and adjust the account balance at the same time. - Finances includes Cloud Sync that automatically backs up your data, and syncs entries across multiple devices (iPhone, iPad). KEY FEATURES: Expenses: - Create/Edit/Delete expenses and recurring expenses - Browse expense entries by month, by category/date with the ability to drill-down - Optionally associate an account and payee with an expense - Attach photo images of receipts; drag and resize images on screen - Support for multiple currencies and automatic exchange rate conversion Income: - Create/Edit/Delete income and recurring income - Optionally associate an account with the income Bills - Create/Edit/Delete bills and recurring bills - Support for Payees, and track payments by Payee. - Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) - Bill reminders Categories and Budget - Create/Edit/Delete expense categories and sub-categories - Set a budget, and track expenses at the category/sub-category level. - Associate icons with the categories - Budget rollover - Support for one-time budgets - Classify expenses into fixed, variable and discretionary and compute your disposable income Accounts - Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. - Associate your expense and income entries with your accounts and accurately track account balances. - View transactions, and do transfer between accounts. - Ability to choose a different base currency for each account Investments - Support create/edit/delete of Investment accounts - Support for add/edit/delete of investments - Support for Cash and Stock investments - Automatic fetching of stock prices every for accurate tracking of investment values Reports - Trend chart for Expense, Budget and Income for the last 6 months - Trend chart for Accounts and Investments for the last 6 months - Pie/Bar charts for expense break-down (Available in the Expenses screen). - Export reports in PDF/CSV format by email or via WiFi Cloud Sync - Automatic backups - Automatically sync entries across multiple devices (iPhone, iPad, iTouch) - Sync works over 4G and WiFi - Ability to work within a single budget with other members of the household Other - Import data in OFX/CSV format into accounts - Large numeric keypad for expense/income amount entry - Finances follows the locale/region setting on your device and shows date and currency symbols appropriate for your region Finances is free for the first 100 entries. You can upgrade to unlimited entries by subscribing to either the monthly plan or the yearly plan. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period at the current subscription price. The subscription auto-renewal can be turned off by going to your iTunes Account Settings. Please refer to http://www.anishu.com/privacy.html for privacy policy, and http://www.anishu.com/terms.html for terms of use.
Finances 2
Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.
- Unique double-entry bookkeeping system
- Income, expense, and net income statistics
- Balance history line chart
- Invoice scanning and attachment
- Multi-currency support (including crypto)
- Cross-device iCloud sync
- Financial statement generation
Read full descriptionHide full description
Finances provides everything you need for your personal and business accounting. Record your transaction using a new kind double-entry bookkeeping system. This simple system doesn't use credit and debit, and makes bookkeeping easier than ever. FEATURES - New kind of double-entry bookkeeping system - Statistics about your income, expenses and net income as bar charts - History of balances as line chart - Scan and attach invoices to transactions - Scan QR-code on invoices to create transactions more easily - Multiple currencies support including the cryptocurrenies Bitcoin and Ether - Sync between all your devices using iCloud - Import transactions from other finances apps and banks using a CSV file - Create financial statements with an income & expense report, trial balance, and account- or transaction report iOS 13 READY - Create new transactions with Siri Shortcuts - Use Face ID to secure your financial data - On iPad use Drag & Drop to attach documents to transactions Finances is also available for your Mac.
Screenshots
Verdict
The clearest difference is review sentiment: Finances at 75% against Finances 2's 43%. Finances also leads on rating (4.3 vs 4.1). Finances 2's advantage is ratings volume (125 vs 7) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finances sells 2 in-app purchases, starting at $0.99 per month and Finances 2 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Finances holds the better App Store score, 4.3 against 4.1. That said, the two scores are not equally well evidenced: Finances 2 has 125 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 75% of Finances's written reviews are positive against 43% of Finances 2's.
Finances ships an update every 4 months, Finances 2 every 2 months. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.
| Parameter | Finances | Finances 2 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (7 ratings) — better | 4.1 (125 ratings) |
| Positive reviews | 75.0% of reviews — better | 42.8% of reviews |
| Number of ratings | 7 | 125 — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 10.0 — better |
| Further details — not scored | ||
| Size | 27 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Anishu, Inc. | Matthias Hochgatterer |
Customer experience
Finances
Finances 2
In-app purchases
Finances
- Finances Monthly Subscription$0.991 Month
- Finances Subscription$9.991 Year
Finances 2
- iPad 14-day TrialFree
- iPhone 14-day TrialFree
- iPhone Full Version$4.99
Show 1 moreShow fewer
- iPad Full Version$9.99








