Comparison

Visual Budget vs Finances 2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Visual Budget

Manage personal and business finances with advanced analysis and consolidation. Track income and expenses across multiple accounts, set budgets, and visualize financial data with charts and graphs. Import transactions or input them manually for comprehensive financial oversight.

Highlights
  • Multi-account management
  • Customizable expense/income categories
  • Budget assignment and monitoring
  • Manual and automatic transaction import (CSV, OFX)
  • Recurring transaction setup
  • Financial overview and visualization tools
  • Graphical breakdown of transactions
Features
Read full description

With Visual Budget, easily manage your personal and business accounts using powerful, advanced analysis and consolidation features. Visual Budget can be used to handle several accounts simultaneously and sort them into different groups. Expense/income categories are automatically created based on a standard model that fits most needs. You can of course modify this category list to suit more particular requirements for each of your accounts. Two levels of categories/sub-categories allow you to define your budget plan in an easy but precise way. Assign a budget to every category, and accurately monitor the evolution of your income and expenses. You can input your financial transactions manually, or automatically by importing CSV (spreadsheet) or OFX (bank standard) files with iTunes file sharing. Check off your transactions to ensure that they match your bank statements. Define recurring transactions, such as a monthly Internet subscription, once and for all. Visual Budget also features Overview tools, allowing you to visualize the breakdown of your transactions and the changes in your balances in the blink of an eye, and to monitor your budgets efficiently Several graphs (bar or pie charts) provided by the application give you a clear and synthetic view of your transactions and their breakdown into expense, income, category and budgetary changes. The application comes with an example account featuring a dozen transactions which will allow you to quickly become familiar with it. Freemium version, limited to 50 transactions per account. Integrated purchase unlocks unlimited transaction creation. Universal application for iPhone/iPad, iOS 7.1 and above. Mac Version available on the Mac App Store.

About

Finances 2

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

Highlights
  • Unique double-entry bookkeeping system
  • Income, expense, and net income statistics
  • Balance history line chart
  • Invoice scanning and attachment
  • Multi-currency support (including crypto)
  • Cross-device iCloud sync
  • Financial statement generation
Features
Read full description

Finances provides everything you need for your personal and business accounting. Record your transaction using a new kind double-entry bookkeeping system. This simple system doesn't use credit and debit, and makes bookkeeping easier than ever. FEATURES - New kind of double-entry bookkeeping system - Statistics about your income, expenses and net income as bar charts - History of balances as line chart - Scan and attach invoices to transactions - Scan QR-code on invoices to create transactions more easily - Multiple currencies support including the cryptocurrenies Bitcoin and Ether - Sync between all your devices using iCloud - Import transactions from other finances apps and banks using a CSV file - Create financial statements with an income & expense report, trial balance, and account- or transaction report iOS 13 READY - Create new transactions with Siri Shortcuts - Use Face ID to secure your financial data - On iPad use Drag & Drop to attach documents to transactions Finances is also available for your Mac.

Screenshots

Visual Budget4 screens
Finances 24 screens

Verdict

The call

The clearest difference is review sentiment: Visual Budget at 88% against Finances 2's 43%. Visual Budget also leads on rating (4.7 vs 4.1). Finances 2's advantage is iOS requirement (10.0 vs 26.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Visual Budget sells 1 one-off in-app purchase and Finances 2 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Visual Budget holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 164 and 125 respectively. Written reviews point the same way: 88% of Visual Budget's written reviews are positive against 43% of Finances 2's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Visual Budget versus Finances 2: the parameters behind the verdict, then further details
ParameterVisual BudgetFinances 2
PriceFreeFree
Rating4.7 (164 ratings) — better4.1 (125 ratings)
Positive reviews87.6% of reviews — better42.8% of reviews
Number of ratings164 — better125
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.010.0 — better
Further details — not scored
Size8 MB42 MB
Age rating4+4+
DeveloperPascal MeziatMatthias Hochgatterer

Customer experience

Visual Budget

All ratings164 ratings
Positive92.1%
Neutral4.3%
Negative3.7%
Written reviews387 reviews
Positive87.6%
Neutral4.9%
Negative7.5%

Finances 2

All ratings125 ratings
Positive74.4%
Neutral8.0%
Negative17.6%
Written reviews145 reviews
Positive42.8%
Neutral11.7%
Negative45.5%

Bugs and requests

Visual Budget

Reported bugs

3 issues
  • Transactions shifting dates unexpectedly
  • Keyboard covering input fields
  • Inconsistent app performance over time

Requested features

5 requests
  • Extend future view to 6-12 months
  • Improve recurring transaction management
  • Seamless cross-device syncing
  • Add multi-currency support
  • Enhance reporting and analytics

Finances 2

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Visual Budget

One-time1
  • Unlimited Version$7.99
4 purchases

Finances 2

One-time4
  • iPad 14-day TrialFree
  • iPhone 14-day TrialFree
  • iPhone Full Version$4.99
Show 1 more
  • iPad Full Version$9.99

Questions

Is Visual Budget free?
Visual Budget is free to download, with in-app purchases available.
Is Finances 2 free?
Finances 2 is free to download, with in-app purchases available.
Which has better reviews, Visual Budget or Finances 2?
Visual Budget is rated higher. Visual Budget averages 4.7 out of 5 from 164 ratings, while Finances 2 averages 4.1 from 125 ratings.
Do Visual Budget or Finances 2 have ads?
Neither Visual Budget nor Finances 2 shows ads.
Which is updated more often, Visual Budget or Finances 2?
Visual Budget ships an update every 2 months, and Finances 2 every 2 months. Most recently, Visual Budget was updated on October 26, 2026 and Finances 2 on October 24, 2026.

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