Pago vs 24pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pago
Simplify your financial life by managing and paying all your bills from a single, secure account. Receive timely notifications and organize payments to avoid late fees. Go paperless and contribute to environmental conservation.
- Manage and pay all bills from one account
- View bills sorted by due date
- Pay bills for multiple properties or others
- Receive bill notifications
- Schedule manual or automatic payments
- Secure payment processing
- Digital receipt storage
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Pago is the app for simple and secure online payments, where you manage all your bills with just one account, in seconds. Here are the 9 essential features that will simplify your life: 1. Manage and pay all your bills with just one account 2. You can see bills sorted by due date without searching through emails or elsewhere 3. Manage and pay bills for your primary residence, other homes, or for other people 4. After adding your provider, it will only takes a few seconds to pay the bills 5. Receive notifications for newly issued bills and before they are due 6. Organize and control your bills: decide when to pay, manually or automatically 7. Secure payments thanks to collaboration with the largest payment processors. Card payments, supported by 3D Secure technology, with a 6-character security code or via biometric confirmation, with fingerprint or face recognition 8. Dedicated support: For any need or doubt, contact us via chat in the app and we will be happy to assist you. 9. Ecological saving: Thanks to our digital receipt storage, you can actively contribute to environmental conservation by reducing paper consumption.
24pay
This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.
- Direct, secure, and fast payments
- Public transport ticket payment
- Utility bill payments
- Mobile top-up services
- Parking fee payment
- RCA insurance policy comparison and purchase
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24pay is Must Have App on your phone for direct, secure and fast payments. With a modern design and a user-friendly menu, 24pay App behaves like an eWallet that offers a convenient solution for daily payments. Pay for a wide range of products and services with any of the cards enrolled in the application. Public Transport Users have the possibility to pay for public transport tickets and subscriptions directly from the app, without interacting with a cashier or needing cash. Easy paying the trip, directly on the mobile phone, from the App. 24pay app is available for public transport through a modern, fast and secure payment solution in 19 main cities from Romania: Bucharest (STB), Timisoara (STPT), Cluj-Napoca (CTP Cluj), Iasi (CTP Iasi), Brasov (RATBV SA), Arad (CTP Arad), Ramnicu Valcea (ETA SA), Targu Jiu (Transloc), Piatra Neamt (TPN), Sibiu (Tursib), Baia Mare (SC Urbis SA), Resita (Transport Urban Resita), Sacele (Servicii Sacelene), Ploiesti (TCE), Roman (Solelga), Botosani (Eltrans), Constanta (CT Bus), Bacau, Sfantu Gheorghe (Sepsi Bus), Oradea (OTL). Bill Payments Users have the possibility to pay invoices from different utility suppliers directly from the app: - electricity - gas - phone and internet - financial services - water - sanitation - others The invoice can be scanned, imported or manually introduced by customer identifier (barcode, customer ID, phone number depending on the supplier). Invoice dashboard functionalities: - save templates from various providers one payment for multiple invoices - partial payment of the invoices - real time balance update for the online suppliers Mobile Top Up Users have access to complete top-up services for major mobile operators (Orange, Vodafone, Telekom). Prepaid cards can be charged directly from the application, without going to a branch and without needing cash. Parking Users have the possibility to pay for parking services directly from the app, without interacting with a cashier or needing cash. The payment is made for the entire period of occupying the parking lot (the minimum payment duration /value can be established). Prepaid Vouchers The value coupons are products with a fixed value, PIN loading type, which allow the use on different partner sites of online games and various e-money sites. RCA insurance policy Users interested in concluding a new RCA insurance policy through 24pay can compare the majority of the insurers’ offers available in Romania for motor vehicles in the following categories: passenger cars, motorhomes, motorcycles and semi-trailers. The process of issuing the policy is simple and fast, and the information can be retrieved by importing the necessary documents (driver's identity card and vehicle identity certificate), according to the legislation in force. After making the payment, the RCA policy will be available in the Wallet section of the application. Users can very easily manage the renewal of the RCA, because they receive a notification warning the expiration period of the document. Entertainment Users have the possibility to pay for relaxation and leisure services directly from the app, without interacting with a cashier or needing cash. Entertainment services available now: - massage chairs - kiddie rides Fitness Users can pay for having access to more than 350 gyms partners from the Sanopass network. About 24pay 24pay App was launched in 2018 and it’s FREE for users. In February 2022 the app was bought by PayPoint Services. 24pay eWallet allows payments by mobile phone for a wide range of services by adding the bank card Visa / Mastercard. Access to the application and confirmation of transactions is carried out by authentication with fingerprint or the 4-digit PIN24pay code.
Screenshots
Verdict
The clearest difference is rating: Pago at 4.6 against 24pay's 3.4. Pago also leads on review sentiment (61% vs 22%) and ratings volume (83 vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pago holds the better App Store score, 4.6 against 3.4. Both are backed by a comparable volume of ratings — 83 and 27 respectively. Written reviews point the same way: 61% of Pago's written reviews are positive against 22% of 24pay's.
Pago ships an update every 9 days, 24pay every 10 days. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.
| Parameter | Pago | 24pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (83 ratings) — better | 3.4 (27 ratings) |
| Positive reviews | 61.1% of reviews — better | 21.7% of reviews |
| Number of ratings | 83 — better | 27 |
| Update frequency | Every 9 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 147 MB | 124 MB |
| Age rating | 17+ | 4+ |
| Developer | Timesafe | PTPOnline SRL |
Customer experience
Pago
24pay
In-app purchases
Pago
No in-app purchases
24pay
No in-app purchases









