Comparison

Trusty Pay vs Wave Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Trusty Pay

Manage your finances, make quick payments, and access exclusive member discounts. This app facilitates easy money transfers, bill payments via QR code, and foreign currency exchange. Enjoy convenient e-top-ups and track all your financial transactions securely.

Highlights
  • Money transfers between accounts
  • QR code bill payments with discounts
  • Real-time foreign exchange rates
  • E-top-up services for mobile plans
  • Exclusive member discounts at merchants
  • Transaction history tracking
Features
Read full description

Mingalarpar Welcome to Trusty Pay Family. Trusty Pay app is the fastest, easiest, and the best discount mobile payment application which can also do foreign exchange. you can control your financial transaction on your mobile, can enjoy special member discount and make fast payment when you purchasing, having foods and living hotels in many of our merchants. Key Features: - Transfer: One account to another with your mobile phone - Payment: Use Trusty Pay can pay any kind of bills, and get discounts at the same time by Scanning QR Code of the Trusty Pay Merchant securely and swiftly with your mobile phone. - Foreign Exchange: More convenience to check current Exchange Rate, Sell and Buy multi currencies any time you want. - E-Top-up: Easy to top-up by choosing operators; enter SIM Card number and amount, available operators only. - Discount: All members are entitle to have a special discount in our cooperate shops; Benefits: - Fast and Accurate - 24/7 provided - Easier to check all history of payment, foreign exchange, transfer, E-Top up - More comfort and security - No more worries about insufficient balances in your wallet - No more about forgetting to pack money on special occasion If you have any queries, please contact us by following the information as below: Hot Line: 09-967 666777, 09-967 666888 Email: tc.mobileappsrv@gmail.com Download Trusty app now! Terms and Condition apply.

About

Wave Merchant

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

Highlights
  • Dynamic QR code payments
  • Real-time transaction history
  • Business analytics
  • Bank settlement
  • Secure over-the-counter payments
Features
Read full description

Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service. Introduced by Wave Money, the Wave Merchant app brings fast, easy, and secure over-the-counter payment solutions not only for merchants and shops to track each transaction and analyze financial data but also for customers to make payments easier and more convenient. The app includes the following features: Dynamic QR: Customers can now enjoy the most convenient "Scan and Pay" functionality. The cashier keys in the specific payment amount, and customers can effortlessly and conveniently complete their payment by scanning the Dynamic QR code provided by the Wave Merchant app. Real-Time Transaction History Detail & Analytics: Merchants receive real-time transaction notifications and gain access to detailed transaction information. Additionally, the app provides a business analytics tool, allowing merchants to view their total transactions, sales, average daily transactions, average daily sales, etc. Bank Settlement: Merchants can seamlessly settle payments to their linked bank accounts. The app facilitates both cashing into the linked bank account and cashing out from it.

Screenshots

Trusty Pay4 screens
Wave Merchant4 screens

Verdict

The call

The clearest difference is update cadence: Trusty Pay at every 2 weeks against Wave Merchant's every 4 months. Trusty Pay also leads on ratings volume (88 vs 10). Wave Merchant's advantage is review sentiment (100% vs 83%) and iOS requirement (13.0 vs 15.1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Wave Merchant holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: Trusty Pay has 88 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 83% of Trusty Pay's written reviews are positive against 100% of Wave Merchant's.

UpkeepUpdate frequency

Trusty Pay ships an update every 2 weeks, Wave Merchant every 4 months. The most recent releases landed on September 15, 2026 and August 21, 2026 respectively.

Scorecard4 real differences · 6 level
Trusty Pay versus Wave Merchant: the parameters behind the verdict, then further details
ParameterTrusty PayWave Merchant
PriceFreeFree
Rating4.0 (88 ratings)4.2 (10 ratings) — better
Positive reviews83.3% of reviews100.0% of reviews — better
Number of ratings88 — better10
Update frequencyEvery 2 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size143 MB69 MB
Age rating4+17+
DeveloperTrusty Family Company LimitedWave Money

Customer experience

Trusty Pay

All ratings88 ratings
Positive70.5%
Neutral13.6%
Negative15.9%
Written reviews12 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Wave Merchant

All ratings10 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Trusty Pay

No in-app purchases

None

Wave Merchant

No in-app purchases

Questions

Is Trusty Pay free?
Trusty Pay is free to download, with no in-app purchases.
Is Wave Merchant free?
Wave Merchant is free to download, with no in-app purchases.
Which has better reviews, Trusty Pay or Wave Merchant?
Wave Merchant is rated higher. Trusty Pay averages 4.0 out of 5 from 88 ratings, while Wave Merchant averages 4.2 from 10 ratings.
Do Trusty Pay or Wave Merchant have ads?
Neither Trusty Pay nor Wave Merchant shows ads.
Which is updated more often, Trusty Pay or Wave Merchant?
Trusty Pay ships an update every 2 weeks, and Wave Merchant every 4 months. Most recently, Trusty Pay was updated on September 15, 2026 and Wave Merchant on August 21, 2026.

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