uabpay+ vs Wave Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
uabpay+
This payment application allows merchants to easily and securely accept customer payments via a unified QR code. It offers fast transactions, multiple payment methods, and a convenient dashboard for shop owners to track balances and cash flow.
- Accept payments via QR code
- Manual code payment acceptance
- Fast and convenient transactions
- Dashboard for balance and cash flow
- Cash In/Cash Out functionality
- Biometric login
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uabpay+ is a payment application powered by uab bank limited. uabpay+ is designed for merchants with easy, fast and secure way to accept customer payments through unified QR Code, which allows to simply accept payments. Avaiable everywhere & to everyone Receive payments from customers anywhere using uabpay+ application. Fast & Convenient Collect and Receive in multiple ways Easy Registration for Owner and Cashier to make transactions Shop Owner can view Total Current Balance, Total Cash In & Total Cash Out in dashboard view Cash In/Cash Out to Customer Faster way of Receive Payment Receive payment with QR Code as well as Manual Code from customers Easy Toup to wallet: 1. All MPU Cards 2. 123 Services 3. uab bank Account 4. over the uab bank Counters Transfer within each business owners Transfer out wallet balance to uab Bank Account Forget Passcode Change Passcode Security Questions for forget passcode Login with Biometric
Wave Merchant
This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.
- Dynamic QR code payments
- Real-time transaction history
- Business analytics
- Bank settlement
- Secure over-the-counter payments
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Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service. Introduced by Wave Money, the Wave Merchant app brings fast, easy, and secure over-the-counter payment solutions not only for merchants and shops to track each transaction and analyze financial data but also for customers to make payments easier and more convenient. The app includes the following features: Dynamic QR: Customers can now enjoy the most convenient "Scan and Pay" functionality. The cashier keys in the specific payment amount, and customers can effortlessly and conveniently complete their payment by scanning the Dynamic QR code provided by the Wave Merchant app. Real-Time Transaction History Detail & Analytics: Merchants receive real-time transaction notifications and gain access to detailed transaction information. Additionally, the app provides a business analytics tool, allowing merchants to view their total transactions, sales, average daily transactions, average daily sales, etc. Bank Settlement: Merchants can seamlessly settle payments to their linked bank accounts. The app facilitates both cashing into the linked bank account and cashing out from it.
Screenshots
Verdict
The clearest difference is review sentiment: Wave Merchant at 100% against uabpay+'s 67%. Wave Merchant also leads on iOS requirement (13.0 vs 15.0). uabpay+'s advantage is rating (4.4 vs 4.2) and update cadence (every 2 months vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
uabpay+ holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 13 and 10 respectively. Written reviews complicate that: 67% of uabpay+'s written reviews are positive against 100% of Wave Merchant's, so the app with the better star average is not the one people write more warmly about.
uabpay+ ships an update every 2 months, Wave Merchant every 4 months. The most recent releases landed on September 8, 2026 and August 21, 2026 respectively.
| Parameter | uabpay+ | Wave Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (13 ratings) — better | 4.2 (10 ratings) |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 13 — better | 10 |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 66 MB | 69 MB |
| Age rating | 4+ | 17+ |
| Developer | UAB Bank Limited | Wave Money |
Customer experience
uabpay+
Wave Merchant
In-app purchases
uabpay+
No in-app purchases
Wave Merchant
No in-app purchases









