Comparison

AYA PAY Partner vs Wave Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AYA PAY Partner

This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.

Highlights
  • Customer transaction assistance
  • DTR/DSE/Agent management
  • Merchant network management
  • Account management
  • Transaction tracking
  • Financial operations optimization
Features
Read full description

AYA Pay Partner App is designed to transform the way businesses interact with customers and handle financial transactions. It simplifies tasks like assisting customers with transactions, managing DTRs, DSEs, agents, and merchant networks, and improving overall financial operations. The app provides user-friendly features for managing accounts, making it easy to track transactions and optimize your business. It's time to take your business to the next level, exceed customer expectations, and enjoy a seamless financial management experience.

About

Wave Merchant

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

Highlights
  • Dynamic QR code payments
  • Real-time transaction history
  • Business analytics
  • Bank settlement
  • Secure over-the-counter payments
Features
Read full description

Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service. Introduced by Wave Money, the Wave Merchant app brings fast, easy, and secure over-the-counter payment solutions not only for merchants and shops to track each transaction and analyze financial data but also for customers to make payments easier and more convenient. The app includes the following features: Dynamic QR: Customers can now enjoy the most convenient "Scan and Pay" functionality. The cashier keys in the specific payment amount, and customers can effortlessly and conveniently complete their payment by scanning the Dynamic QR code provided by the Wave Merchant app. Real-Time Transaction History Detail & Analytics: Merchants receive real-time transaction notifications and gain access to detailed transaction information. Additionally, the app provides a business analytics tool, allowing merchants to view their total transactions, sales, average daily transactions, average daily sales, etc. Bank Settlement: Merchants can seamlessly settle payments to their linked bank accounts. The app facilitates both cashing into the linked bank account and cashing out from it.

Screenshots

AYA PAY Partner4 screens
Wave Merchant4 screens

Verdict

The call

The clearest difference is update cadence: AYA PAY Partner at every 2 months against Wave Merchant's every 4 months. Wave Merchant's advantage is iOS requirement (13.0 vs 15.6). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.2 for AYA PAY Partner against 4.2 for Wave Merchant. Both are backed by a comparable volume of ratings — 17 and 10 respectively.

UpkeepUpdate frequency

AYA PAY Partner ships an update every 2 months, Wave Merchant every 4 months. The most recent releases landed on September 21, 2026 and August 21, 2026 respectively.

Scorecard2 real differences · 8 level
AYA PAY Partner versus Wave Merchant: the parameters behind the verdict, then further details
ParameterAYA PAY PartnerWave Merchant
PriceFreeFree
Rating4.2 (17 ratings)4.2 (10 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings17 — better10
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size94 MB69 MB
Age rating4+17+
DeveloperAYA BankWave Money

Customer experience

AYA PAY Partner

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%

Wave Merchant

All ratings10 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

AYA PAY Partner

No in-app purchases

None

Wave Merchant

No in-app purchases

Questions

Is AYA PAY Partner free?
AYA PAY Partner is free to download, with no in-app purchases.
Is Wave Merchant free?
Wave Merchant is free to download, with no in-app purchases.
Which has better reviews, AYA PAY Partner or Wave Merchant?
Wave Merchant is rated higher. AYA PAY Partner averages 4.2 out of 5 from 17 ratings, while Wave Merchant averages 4.2 from 10 ratings.
Do AYA PAY Partner or Wave Merchant have ads?
Neither AYA PAY Partner nor Wave Merchant shows ads.
Which is updated more often, AYA PAY Partner or Wave Merchant?
AYA PAY Partner ships an update every 2 months, and Wave Merchant every 4 months. Most recently, AYA PAY Partner was updated on September 21, 2026 and Wave Merchant on August 21, 2026.

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