KBZPay Partner vs Wave Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KBZPay Partner
This app allows users to assist customers with transactions and cash/payment needs. It also provides tools for managing merchant or agent accounts.
- Customer transaction assistance
- Cash and payment handling
- Merchant account management
- Agent account management
- Transaction tracking
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KBZ Bank brings you the KBZPay Partner App - enabling you to assist your customers with their transaction and cash/payment needs and to help you manage your Merchant or Agent Account.
Wave Merchant
This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.
- Dynamic QR code payments
- Real-time transaction history
- Business analytics
- Bank settlement
- Secure over-the-counter payments
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Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service. Introduced by Wave Money, the Wave Merchant app brings fast, easy, and secure over-the-counter payment solutions not only for merchants and shops to track each transaction and analyze financial data but also for customers to make payments easier and more convenient. The app includes the following features: Dynamic QR: Customers can now enjoy the most convenient "Scan and Pay" functionality. The cashier keys in the specific payment amount, and customers can effortlessly and conveniently complete their payment by scanning the Dynamic QR code provided by the Wave Merchant app. Real-Time Transaction History Detail & Analytics: Merchants receive real-time transaction notifications and gain access to detailed transaction information. Additionally, the app provides a business analytics tool, allowing merchants to view their total transactions, sales, average daily transactions, average daily sales, etc. Bank Settlement: Merchants can seamlessly settle payments to their linked bank accounts. The app facilitates both cashing into the linked bank account and cashing out from it.
Screenshots
Verdict
The clearest difference is review sentiment: Wave Merchant at 100% against KBZPay Partner's 2%. Wave Merchant also leads on rating (4.2 vs 2.2). KBZPay Partner's advantage is ratings volume (518 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Wave Merchant holds the better App Store score, 4.2 against 2.2. That said, the two scores are not equally well evidenced: KBZPay Partner has 518 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 2% of KBZPay Partner's written reviews are positive against 100% of Wave Merchant's.
KBZPay Partner ships an update every 3 months, Wave Merchant every 4 months. Both last shipped on October 24, 2026.
| Parameter | KBZPay Partner | Wave Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (518 ratings) | 4.2 (10 ratings) — better |
| Positive reviews | 2.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 518 — better | 10 |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14 | 13.0 — better |
| Further details — not scored | ||
| Size | 196 MB | 69 MB |
| Age rating | 4+ | 17+ |
| Developer | Kanbawza Bank Limited | Wave Money |
Customer experience
KBZPay Partner
Wave Merchant
Bugs and requests
KBZPay Partner
Reported bugs
6 issues- Face verification does not work properly
- Get code button non-functional
- App crashes and instability issues
- Cannot withdraw from frozen accounts
- Update/installation failures
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- Jailbreak detection error message on compatible devices
Requested features
3 requests- Improve face verification feature accuracy
- Fix get code button functionality
- Enhance app stability and reduce errors
Wave Merchant
Not enough reviews yet to summarise bugs or requests.
In-app purchases
KBZPay Partner
No in-app purchases
Wave Merchant
No in-app purchases
