HSBC HK Mobile Banking vs Cost 2

HSBC HK Mobile Banking app (HSBC HK App) Designed specifically for our Hong Kong customers*, HSBC HK App offers a seamless, easy and secure way to manage your everyday banking needs on the go. Key features: • New customers can open a bank account on our app without visiting a branch (For Hong Kong customers only); • Log on securely and verify transactions with built-in Mobile Security Key and biometric authentication; • Pay friends and merchants via FPS QR code, mobile number or email and transfer & pay bills/credit card easily • Check your account balance, credit card balance, insurance policies and MPF at a glance; • Review your investment performance and swiftly manage your transactions in one place; • Stay informed with push notifications for eStatements and eAdvices, incoming FPS funds and credit card payment reminders etc. ‘Chat with us’ offers 24/7 support for you --simply log on and tell us what you need help with. It's as easy as texting a friend. Get started with HSBC HK App now. One touch, you’re in! HSBC Life Well+ programme in HSBC HK App works with Apple Health to sync workouts data. *Important Note: This App is designed for use in Hong Kong. The products and services represented within this App are intended for Hong Kong customers. This App is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC HK’). The Hongkong and Shanghai Banking Corporation Limited is regulated and authorised to carry out banking activities in Hong Kong S.A.R. If you are outside of the Hong Kong, we may not be authorised to offer or provide you with the products and services available through this App in the country/ region/territory you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction or country/ region/territory where the distribution, download or use of this material is restricted and would not be permitted by law or regulation. Please be aware that HSBC HK isn’t authorised or licensed in any other jurisdiction for the provision of the services and/or products available through this App. This App shouldn’t be considered as communicating any invitation or inducement to engage in banking, lending, investment or insurance activity or any offer or solicitation to buy and sell securities or other instruments or to buy insurance outside Hong Kong. In particular, credit and lending products and services aren’t intended for or promoted to clients resident in the UK. By applying for any credit and lending products through this App, you’ll be deemed to have confirmed that you aren’t a UK resident. Persons dealing with HSBC Hong Kong or other members of the HSBC Group outside of the UK aren’t covered by the rules and regulations made for the protection of investors in the UK, including the depositor protection provisions of the Financial Services Compensation Scheme. Packaged retail and insurance-based investment products aren’t intended for or promoted to clients located in the EEA. By applying for or transacting in any such products, you’ll be deemed to have confirmed that you’re not located in the EEA at the time of such transaction.

Cost keeps a spending log without asking you to type one in. Share a receipt — screenshot, photo of the paper one, order confirmation, plain text — and an on-device agent reads off the merchant, total, currency, date and category. Confident drafts file themselves; the rest wait in the Inbox with the agent's reasoning shown, a tap from saved. It runs on Apple Intelligence, on your device: nothing uploaded, no account, no bank connection. Fix a draft and the fix becomes a rule. Rename a merchant once and the next receipt from it arrives renamed. Add standing instructions in plain English — "the corner shop is Groceries" — and they hold on every receipt after. Everything Cost has learned is listed in Settings, editable and deletable. Categories stay yours: matched to one you already have, or proposed for you to accept. Never invented, never forced onto a purchase that doesn't fit. Tags cover what a category can't — a trip, a project, "Work". A flight, four dinners and a rail pass are three categories but one trip, and the trip carries its own total. Search reads meaning. "caffeine last month" finds the coffees without sharing a word with them; "how much did my Japan trip cost" answers with the tag's total. Trends for any week, month or year: the total against the period before, the category mix, top merchants, the tags that were running. A calendar zooming year to month to week. Totals per currency — Cost won't add two together and call it an answer. Also: type or dictate a sentence ("Coffee at Pret, £3.20, yesterday"), ask Siri to log spending or search it, attach where you were, keep the receipt with the record. Cost is a Mac app too, synced over iCloud. A receipt the phone couldn't settle arrives on the Mac ready to review — and if you run a model locally (Ollama, LM Studio, llama.cpp), Cost hands the reading to that instead. Bigger model, same machine, still nothing uploaded. Apple Intelligence isn't on every device. Where it's missing, Cost reads what it can and parks a draft for review — an unavailable model costs you a tap, never a receipt.