Comparison

WAAFI APP vs T

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WAAFI APP

This app integrates mobile money services, communication tools, and booking functionalities into a single platform. Users can send and receive money, make affordable calls, and book travel and accommodations with special discounts.

Highlights
  • Send and receive money instantly
  • Cash-in/Cash-out via agents and ATMs
  • Affordable international calls
  • Book flights and hotels
  • Access special partner discounts
Features
Read full description

WAAFI is your new life-style combining mobile money, communication, entertainment and productivity in a unified app. Mobile Money: WAAFI is your true Mobile Wallet so you can Send and Receive Money Easily, Instantly and Securely. Cash-In and Cash-Out from our large network of WAAFI Agents & Visa enabled ATMs. Communication Call your friends and family at most affordable rates. Booking & Reservations Book your travels, hotels and flights from within WAAFI & get Special discount from our Channel Partners

About

T

Manage your finances with a dedicated account for easy remittances and transactions. This convenient app lets you send money, make payments, and purchase goods and services.

Highlights
  • Remittance services
  • Financial transactions
  • Fund transfers
  • Withdrawals
  • Bill payments
  • Goods and services purchases
Features
Read full description

T-Plus allows you to experience a whole new method of remittance and many financial transactions by maintaining a T-Plus account. This is both convenient and easy to use. You will be able to remit, withdraw, request, transfer funds as well as purchase goods and services and even pay your utility bills.

Screenshots

WAAFI APP4 screens
T4 screens

Verdict

The call

The clearest difference is update cadence: WAAFI APP at every 10 days against T's every 2 months. WAAFI APP also leads on ratings volume (893 vs 80). T's advantage is rating (4.2 vs 4.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

T holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: WAAFI APP has 893 ratings behind it against 80, so its average is the more settled of the two. Written reviews complicate that: 33% of WAAFI APP's written reviews are positive against 31% of T's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

WAAFI APP ships an update every 10 days, T every 2 months. The most recent releases landed on September 22, 2026 and September 18, 2026 respectively.

Scorecard3 real differences · 7 level
WAAFI APP versus T: the parameters behind the verdict, then further details
ParameterWAAFI APPT
PriceFreeFree
Rating4.0 (893 ratings)4.2 (80 ratings) — better
Positive reviews33.1% of reviews — better31.3% of reviews
Number of ratings893 — better80
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size501 MB91 MB
Age rating4+4+
DeveloperSalaam African BankSomBank Ltd

Customer experience

WAAFI APP

All ratings893 ratings
Positive72.8%
Neutral8.2%
Negative19.0%
Written reviews151 reviews
Positive33.1%
Neutral6.0%
Negative60.9%

T

All ratings80 ratings
Positive78.8%
Neutral1.3%
Negative20.0%
Written reviews16 reviews
Positive31.3%
Neutral6.3%
Negative62.5%

Bugs and requests

WAAFI APP

Reported bugs

4 issues
  • Login and OTP issues
  • Inconsistent app behavior
  • Balance and transaction tracking problems
  • Incompatibility with iOS devices

Requested features

4 requests
  • Improved customer support
  • Compatibility with older devices
  • Reduce mandatory update frequency
  • Add more banking/financial features

T

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

WAAFI APP

No in-app purchases

None

T

No in-app purchases

Questions

Is WAAFI APP free?
WAAFI APP is free to download, with no in-app purchases.
Is T free?
T is free to download, with no in-app purchases.
Which has better reviews, WAAFI APP or T?
T is rated higher. WAAFI APP averages 4.0 out of 5 from 893 ratings, while T averages 4.2 from 80 ratings.
Do WAAFI APP or T have ads?
Neither WAAFI APP nor T shows ads.
Which is updated more often, WAAFI APP or T?
WAAFI APP ships an update every 10 days, and T every 2 months. Most recently, WAAFI APP was updated on September 22, 2026 and T on September 18, 2026.

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