WAAFI APP vs My
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WAAFI APP
This app integrates mobile money services, communication tools, and booking functionalities into a single platform. Users can send and receive money, make affordable calls, and book travel and accommodations with special discounts.
- Send and receive money instantly
- Cash-in/Cash-out via agents and ATMs
- Affordable international calls
- Book flights and hotels
- Access special partner discounts
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WAAFI is your new life-style combining mobile money, communication, entertainment and productivity in a unified app. Mobile Money: WAAFI is your true Mobile Wallet so you can Send and Receive Money Easily, Instantly and Securely. Cash-In and Cash-Out from our large network of WAAFI Agents & Visa enabled ATMs. Communication Call your friends and family at most affordable rates. Booking & Reservations Book your travels, hotels and flights from within WAAFI & get Special discount from our Channel Partners
My
Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.
- View M-PESA balance
- Biometric login
- Send money via QR, contacts, or favorites
- Pay bills easily
- Buy goods and services
- Withdraw cash
- Buy airtime
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Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone
Screenshots
Verdict
The clearest difference is review sentiment: My at 90% against WAAFI APP's 33%. My also leads on rating (4.6 vs 4.0) and iOS requirement (13.0 vs 15.0). WAAFI APP's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 930 and 1.3K respectively. Written reviews point the same way: 33% of WAAFI APP's written reviews are positive against 90% of My's.
WAAFI APP ships an update every 2 weeks, My monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | WAAFI APP | My |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (930 ratings) | 4.6 (1.3K ratings) — better |
| Positive reviews | 33.1% of reviews | 89.6% of reviews — better |
| Number of ratings | 930 | 1.3K — better |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 485 MB | 239 MB |
| Age rating | 4+ | 9+ |
| Developer | Salaam African Bank | Safaricom Limited |
Customer experience
WAAFI APP
My
User reviews
WAAFI APP
From 930 App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Convenient money management
- 💡 Useful for calling home
- 🌟 Great app overall
Room to improve
- 🐛 Frequent crashes and bugs
- 🕰️ Slow performance
- 💰 Expensive service fees
- 🔄 Forced updates disrupt usage
My
From 1.3K App Store ratingsWhat we love
- 🚀 Convenient and easy to use
- 🚀 Reliable and efficient transactions
- 🚀 Accessible from anywhere with internet
- 🚀 Seamless integration with contacts and payment methods
- 🚀 Helpful for managing finances while abroad
Room to improve
- 🐛 Occasional app crashes or freezes
- 🐛 Delayed transaction history updates
- 🐛 Inability to view full transaction history
- 🐛 Difficulty accessing the app while roaming or using WiFi
- 🐛 Inconsistent performance across devices
Bugs and requests
WAAFI APP
Reported bugs
4 issues- Login and OTP issues
- Inconsistent app behavior
- Balance and transaction tracking problems
- Incompatibility with iOS devices
Requested features
4 requests- Improved customer support
- Compatibility with older devices
- Reduce mandatory update frequency
- Add more banking/financial features
My
Reported bugs
3 issues- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions
Requested features
4 requests- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services
In-app purchases
WAAFI APP
No in-app purchases
My
No in-app purchases
