My-OneApp

My-OneApp

by Safaricom Limited

1K ratings
1101 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • January 25, 2021
  • October 1, 2026
My-OneApp screenshot #1 for iPhone
My-OneApp screenshot #2 for iPhone
My-OneApp screenshot #3 for iPhone
My-OneApp screenshot #4 for iPhone
My-OneApp screenshot #5 for iPhone
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About

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

✓View M-PESA balance
✓Biometric login
✓Send money via QR, contacts, or favorites
✓Pay bills easily
✓Buy goods and services
✓Withdraw cash
✓Buy airtime
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What users say

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What's New in My

5.3.0

October 1, 2026

What’s new in this version: • Pata More offers in Buy Bundles, so you can see and buy extra bundle deals. • Ziidi in the app, including Auto Invest and Invest as You Spend. • My Spend, to see where your money goes by category and source. • Find a Shop, with a region filter and directions. • eSIM activation from your profile. • East Africa and USA roaming bundles, plus the option to turn roaming on or off. • Education bundles. • Wi-Fi extenders for Home Internet. • M-PESA Global updates: Send to Mobile with Fuliza, Send to Bank for the US, and International Airtime. • Bonga balance shown in Ksh for OFA Moto and Daima. • Home Fibre now shows the exact time a product expires. We’ve also improved Airtime Top Up, Scan to Pay, Pochi la Biashara, statements, onboarding, and NFC payments, along with general fixes and performance improvements.

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User reviews

Spam All Over

There's no way to manage notifications and Safaricom actively takes advantage of this by spamming you with multiple promotional message. Not very user friendly design.

Profit motivated

The SafariCom agent loaded this app on my phone, rather than the basic Safaricom SIM plus M-pesa version.

Those functions work well so far, it is the other services that I take issue with.

The app is loaded with ‘services’ / micro apps that earn Safaricom money, either by commission or by base charge to be included in the app.

Starting with the letter B, perhaps 20 or so online betting apps, which as a class of applications are known to be harmful to society, addictive, and particularly to people with low income.

There seems no setting to disable classes of these things.
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Limits

Higher daily limits would be much more convenient

SLOW BUGGY BOGUS NEW MPESA APP

Old app was better in all ways. This one I have to even enter the recipient’s number twice on all the phones .

The Best

The change is noticeable no lags instant transfers.

Developer apps

User experience

🐞

Reported Bugs

3 issues

Incomplete or missing transaction details

Bug

Issues with reversing or recovering sent payments

Bug

Compatibility problems on certain devices or OS versions

Bug
✨

Requested Features

4 requests

Allow customization of transaction categories

Feature

Improve transaction history and statement viewing

Feature

Provide offline access or data-free usage

Feature

Integrate with other financial apps and services

Feature

FAQ

What does the M-PESA App do?

The M-PESA App simplifies mobile money transactions. It allows you to view your M-PESA balance, send money to contacts, pay bills, purchase goods and services, withdraw cash at agents or ATMs, and buy airtime for yourself or others.

How can I log in and authenticate payments?

You can log in to the app conveniently using biometrics, such as fingerprint scanning or Face ID. This feature also allows you to authenticate your payments securely.

Is the M-PESA App free to use?

The app itself is free to download and use. However, standard M-PESA transaction fees may apply for certain services like sending money or withdrawing cash, as per M-PESA's standard terms and conditions.

What are the main features for sending money?

You can send money easily by scanning a QR code, searching your phonebook, or selecting from your frequent M-PESA contacts. You can also add contacts to a favorites list for quicker access.

How can I pay bills or buy goods and services?

Paying bills and buying goods or services is streamlined. You can select from popular bills, scan a QR code, or choose from your favorite or frequently used bills and till numbers. The app also supports paying small businesses directly to a phone number.