Best My Mpesa Apps

122+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Looking for free my mpesa apps? 20 of our 122+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top My Mpesa Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1My-OneAppMy-OneAppFree2.8β˜… (74)YesNoAug 2026
2My M-Pesa MozambiqueMy M-Pesa MozambiqueFree4.6β˜… (235)YesNoAug 2026
3M-PESA for BusinessM-PESA for BusinessFree4.5β˜… (144)NoNoAug 2026
4MySafaricom AppMySafaricom AppFree4.8β˜… (12K)YesNoAug 2026
5M-Pesa TanzaniaM-Pesa TanzaniaFree4.8β˜… (1.5K)YesNoAug 2026
6Vodacom RDC AppVodacom RDC AppFree2.8β˜… (10)NoNoJul 2026
7M-PESA Safaricom EthiopiaM-PESA Safaricom EthiopiaFree4.6β˜… (612)NoNoAug 2026
8My Airtel AfricaMy Airtel AfricaFree4.1β˜… (4.5K)NoNoAug 2026

Top Picks for My Mpesa

My-OneApp#1

My-OneApp by Safaricom Limited

Editor's Choice
πŸ’° Finance
2.8😊(74 ratings)
FreeAds
My-OneApp screenshot 1
My-OneApp screenshot 2
My-OneApp screenshot 3
My-OneApp screenshot 4
My-OneApp screenshot 5
My-OneApp screenshot 6

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

What We Love

  • πŸš€ Convenient and easy to use
  • πŸš€ Reliable and efficient transactions
  • πŸš€ Accessible from anywhere with internet
  • πŸš€ Seamless integration with contacts and payment methods

Room to Improve

  • πŸ› Occasional app crashes or freezes
  • πŸ› Delayed transaction history updates
  • πŸ› Inability to view full transaction history
My M-Pesa Mozambique#2

My M-Pesa Mozambique by VM S.A

Vodafone M-Pesa Mozambique
Strong Contender
πŸ’° Finance
4.6(235 ratings)
FreeAds
My M-Pesa Mozambique screenshot 1
My M-Pesa Mozambique screenshot 2
My M-Pesa Mozambique screenshot 3
My M-Pesa Mozambique screenshot 4
My M-Pesa Mozambique screenshot 5

Manage your mobile money securely and conveniently. Send and receive funds, pay bills, buy airtime, and access financial services from anywhere. This app offers a streamlined experience for all your M-Pesa transactions.

M-PESA for Business#3

M-PESA for Business by Safaricom Limited

Track and manage your business
Worth Considering
πŸ’° Finance
4.5(144 ratings)
Free
M-PESA for Business screenshot 1
M-PESA for Business screenshot 2
M-PESA for Business screenshot 3
M-PESA for Business screenshot 4

This app helps M-PESA merchants track business finances, view transaction history, and manage payments. It allows for sending money to suppliers, withdrawing funds, and paying bills directly from a business till. Multiple account support simplifies managing various till numbers.

More My Mpesa apps to explore

4
MySafaricom App
MySafaricom App
MySafaricom App
by Safaricom Limited
Free

Manage all your Safaricom services in one place. Send money, pay bills, top up airtime, buy data bundles, and access home fibre services. You can also view account balances and read the daily e-paper.

Send money via M-PESAPay bills and shop with Lipa Na M-PESATop up airtime by manual entry or scratch card
🌟 Lifestyle
(12K)
free with in-app purchases
5
M-Pesa Tanzania
M-Pesa Tanzania
M-Pesa Tanzania
by Vodacom Tanzania PLC
Free

Manage your finances with this mobile service, offering easy money transfers, bill payments, and loan services. Access your accounts securely anytime, anywhere, with enhanced user experience and new mini-apps.

Cross-border money transfersQR code payments for bills and merchantsLoan payments for friends
πŸ’° Finance
(1.5K)
free with in-app purchases
6
Vodacom RDC App
Vodacom RDC App
Vodacom RDC App
by VODACOM CONGO (RDC) S A
Free

Manage your prepaid or postpaid Vodacom account easily from your mobile device. Check balances, recharge, and activate plans all in one place. Access personalized promotions and offers for a unique customer experience.

Account managementBalance checkingRecharge functionality
πŸ’Ό Business
(10)
free
7
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
by Safaricom Telecommunications Ethiopia Plc
Free

Manage your finances and communication services in one place. Send money, pay bills and merchants, buy airtime, and track your spending. Features biometric authentication and simplified transaction management.

Send moneyPay bills and merchantsBuy airtime and bundles
πŸ’° Finance
(612)
free
8
My Airtel Africa
My Airtel Africa
My Airtel Africa
Airtel Africa
Free

Manage your Airtel connection effortlessly. Recharge prepaid numbers, buy data bundles, check balances, and subscribe to services. Postpaid users can pay bills, manage plans, and check data usage. It also facilitates Airtel Money transactions, bill payments, and cash withdrawals.

Prepaid recharge and data bundle purchasePostpaid bill payment and plan managementAirtel Money transactions and payments
πŸ”§ Utilities
(4.5K)
free
9
Equity Mobile
Equity Mobile
Equity Mobile
More than just banking
Free

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Instant account openingView account balances and transactionsPay bills and buy goods
πŸ’° Finance
(6.2K)
free
10
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
11
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Spam & Scam Phone Call Blocker
Free

Identify unknown callers and block spam calls and texts. This app uses AI and community data to screen calls, identify callers, and offers an AI assistant for call screening. Premium features include ad removal, unlimited lookups, and profile insights.

Identify unknown callersBlock spam calls and SMSAI-powered call screening
πŸ”§ Utilities
(252K)
free with in-app purchases
12
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
πŸ—ΊοΈ Navigation
(7.3M)
free with in-app purchases
13
Facebook
Facebook
Facebook
Connection starts here
Free

Connect with friends and discover communities based on your interests. Share moments, explore content, and use AI tools to express yourself creatively. Find unique items and engage with creators.

Personalized feedMarketplace shoppingAI-powered content creation
🌐 Social Networking
(27M)
free with in-app purchases
14
M-Pesa Business Tanzania
M-Pesa Business Tanzania
M-Pesa Business Tanzania
by VODACOM TANZANIA PLC
Free

This app helps M-Pesa merchants in Tanzania manage their transactions and track collections and disbursements. It offers a straightforward interface for business operations, available in English and Swahili.

Track M-Pesa collectionsManage M-Pesa disbursementsMerchant transaction management
πŸ’° Finance
(40)
free
15
M-PESA Lehulum
M-PESA Lehulum
M-PESA Lehulum
by Safaricom Telecommunications Ethiopia Plc
Free

Access financial services in Ethiopia with this fast and inclusive mobile application. Send money, pay bills, buy airtime, and enjoy rewards, all with a simple interface that uses low data and storage.

Send money to any bank or mobile money providerBuy airtime instantlyPay bills for utilities and TV
πŸ’° Finance
(8)
free
16
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
πŸ’° Finance
(1.3M)
free with in-app purchases
17
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
πŸ’° Finance
(6.3M)
free with in-app purchases
18
Google Chrome
Google Chrome
Google Chrome
Fast & Secure, by Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
πŸ”§ Utilities
(3.7M)
free with in-app purchases
19
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Connect with friends and discover new content through photos, videos, and short-form entertainment. Share your daily moments and life's highlights, or dive into personalized feeds based on your interests.

Short-form video creation and discovery (Reels)Ephemeral content sharing (Stories & Notes)Private group chats (Close Friends)
πŸ“· Photo & Video
(29M)
free with in-app purchases
20
Gmail - Email by Google
Gmail - Email by Google
Gmail - Email by Google
Secure, fast & organized email
Free

This application provides a secure and efficient email experience with advanced features like spam blocking, smart replies, and multi-account support. It integrates with other Google services for enhanced productivity and collaboration.

Robust security & spam blockingReal-time notificationsMultiple account support
πŸ“Š Productivity
(2.4M)
free with in-app purchases

FAQ about My Mpesa

What are the best my mpesa apps for iPhone?
My-OneApp tops our my mpesa apps ranking as of July 2026, with a 2.8-star average from 74 App Store ratings, and it's free to download.
Yes β€” 20 of the top my mpesa apps we rank are free to download, including My-OneApp and My M-Pesa Mozambique.
My-OneApp shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 122+ my mpesa apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The M-PESA App simplifies mobile money transactions. It allows you to view your M-PESA balance, send money to contacts, pay bills, purchase goods and services, withdraw cash at agents or ATMs, and buy airtime for yourself or others.
You can log in to the app conveniently using biometrics, such as fingerprint scanning or Face ID. This feature also allows you to authenticate your payments securely.

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