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Best Mpesa App

231+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Finding the right mpesa app can be overwhelming with so many options. We've analyzed 231+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Mpesa App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1My-OneAppMy-OneAppFree3.8β˜… (187)YesNoAug 2026
2M-Pesa TanzaniaM-Pesa TanzaniaFree4.8β˜… (1.6K)YesNoAug 2026
3MySafaricom AppMySafaricom AppFree4.8β˜… (12K)YesNoAug 2026
4M-PESA Safaricom EthiopiaM-PESA Safaricom EthiopiaFree4.6β˜… (612)NoNoAug 2026
5M-PESA for BusinessM-PESA for BusinessFree4.5β˜… (149)NoNoAug 2026
6My M-Pesa MozambiqueMy M-Pesa MozambiqueFree4.6β˜… (235)YesNoAug 2026
7Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7β˜… (85K)NoNoAug 2026
8M-Pesa Business TanzaniaM-Pesa Business TanzaniaFree4.7β˜… (48)NoNoAug 2026

Top Picks for Mpesa App

My-OneApp#1

My-OneApp by Safaricom Limited

Editor's Choice
πŸ’° Finance
3.8😊(187 ratings)
FreeAds
My-OneApp screenshot 1
My-OneApp screenshot 2
My-OneApp screenshot 3
My-OneApp screenshot 4
My-OneApp screenshot 5

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

What We Love

  • πŸš€ Convenient and easy to use
  • πŸš€ Reliable and efficient transactions
  • πŸš€ Accessible from anywhere with internet
  • πŸš€ Seamless integration with contacts and payment methods

Room to Improve

  • πŸ› Occasional app crashes or freezes
  • πŸ› Delayed transaction history updates
  • πŸ› Inability to view full transaction history
M-Pesa Tanzania#2

M-Pesa Tanzania by Vodacom Tanzania PLC

Strong Contender
πŸ’° Finance
4.8😊(1.6K ratings)
FreeAds
M-Pesa Tanzania screenshot 1
M-Pesa Tanzania screenshot 2
M-Pesa Tanzania screenshot 3
M-Pesa Tanzania screenshot 4
M-Pesa Tanzania screenshot 5
M-Pesa Tanzania screenshot 6

Manage your finances with this mobile service, offering easy money transfers, bill payments, and loan services. Access your accounts securely anytime, anywhere, with enhanced user experience and new mini-apps.

What We Love

  • πŸš€ Easy and quick payments
  • πŸ”’ Safe and secure transactions
  • πŸ‘ Convenient and user-friendly
  • 🌍 Works internationally

Room to Improve

  • πŸ› Occasional crashes and stability issues
  • πŸ”‹ Slow performance and long loading times
  • πŸ’Έ High transaction fees
MySafaricom App#3

MySafaricom App by Safaricom Limited

Worth Considering
🌟 Lifestyle
4.8😐(12K ratings)
FreeAds
MySafaricom App screenshot 1
MySafaricom App screenshot 2
MySafaricom App screenshot 3
MySafaricom App screenshot 4
MySafaricom App screenshot 5
MySafaricom App screenshot 6

Manage all your Safaricom services in one place. Send money, pay bills, top up airtime, buy data bundles, and access home fibre services. You can also view account balances and read the daily e-paper.

What We Love

  • πŸš€ Convenient and easy to use
  • πŸ”’ Secure money transfer via M-PESA
  • πŸ‘ User-friendly interface
  • πŸš€ Efficient app performance

Room to Improve

  • πŸ› Frequent app crashes and freezes
  • πŸ” Difficult to find account information
  • πŸ” Lack of transparency on charges and fees

More Mpesa App apps to explore

4
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
by Safaricom Telecommunications Ethiopia Plc
Free

Manage your finances and communication services in one place. Send money, pay bills and merchants, buy airtime, and track your spending. Features biometric authentication and simplified transaction management.

Send moneyPay bills and merchantsBuy airtime and bundles
πŸ’° Finance
(612)
free
5
M-PESA for Business
M-PESA for Business
M-PESA for Business
Track and manage your business
Free

This app helps M-PESA merchants track business finances, view transaction history, and manage payments. It allows for sending money to suppliers, withdrawing funds, and paying bills directly from a business till. Multiple account support simplifies managing various till numbers.

Track business growth with Money-in/Money-out trendsView full transaction statementsPay customers and suppliers
πŸ’° Finance
(149)
free
6
My M-Pesa Mozambique
My M-Pesa Mozambique
My M-Pesa Mozambique
Vodafone M-Pesa Mozambique
Free

Manage your mobile money securely and conveniently. Send and receive funds, pay bills, buy airtime, and access financial services from anywhere. This app offers a streamlined experience for all your M-Pesa transactions.

Faster login with PINImproved homepage with shortcutsEasy navigation through services
πŸ’° Finance
(235)
free with in-app purchases
7
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
πŸ’° Finance
(85K)
free with in-app purchases
8
M-Pesa Business Tanzania
M-Pesa Business Tanzania
M-Pesa Business Tanzania
by VODACOM TANZANIA PLC
Free

This app helps M-Pesa merchants in Tanzania manage their transactions and track collections and disbursements. It offers a straightforward interface for business operations, available in English and Swahili.

Track M-Pesa collectionsManage M-Pesa disbursementsMerchant transaction management
πŸ’° Finance
(48)
free
9
Bolt: Request a Ride
Bolt: Request a Ride
Bolt: Request a Ride
Ride-hailing made easy
Free

Easily request rides across town, to the airport, or rent scooters and e-bikes. Enjoy transparent pricing, multiple payment options, and real-time driver tracking for safe and convenient travel.

Request rides in secondsTransparent upfront pricingMultiple payment options
✈️ Travel
(177K)
free with in-app purchases
10
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
11
Vodacom RDC App
Vodacom RDC App
Vodacom RDC App
by VODACOM CONGO (RDC) S A
Free

Manage your prepaid or postpaid Vodacom account easily from your mobile device. Check balances, recharge, and activate plans all in one place. Access personalized promotions and offers for a unique customer experience.

Account managementBalance checkingRecharge functionality
πŸ’Ό Business
(10)
free
12
Equity Mobile
Equity Mobile
Equity Mobile
More than just banking
Free

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Instant account openingView account balances and transactionsPay bills and buy goods
πŸ’° Finance
(6.2K)
free
13
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
πŸ’° Finance
(2.7M)
free with in-app purchases
14
My Airtel Africa
My Airtel Africa
My Airtel Africa
Airtel Africa
Free

Manage your Airtel connection effortlessly. Recharge prepaid numbers, buy data bundles, check balances, and subscribe to services. Postpaid users can pay bills, manage plans, and check data usage. It also facilitates Airtel Money transactions, bill payments, and cash withdrawals.

Prepaid recharge and data bundle purchasePostpaid bill payment and plan managementAirtel Money transactions and payments
πŸ”§ Utilities
(4.6K)
free
15
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
πŸ’° Finance
(15K)
free
16
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
πŸ’° Finance
(109K)
free with in-app purchases
17
M-PESA Lehulum
M-PESA Lehulum
M-PESA Lehulum
by Safaricom Telecommunications Ethiopia Plc
Free

Access financial services in Ethiopia with this fast and inclusive mobile application. Send money, pay bills, buy airtime, and enjoy rewards, all with a simple interface that uses low data and storage.

Send money to any bank or mobile money providerBuy airtime instantlyPay bills for utilities and TV
πŸ’° Finance
(8)
free
18
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
πŸ’° Finance
(1.3M)
free with in-app purchases
19
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Spam & Scam Phone Call Blocker
Free

Identify unknown callers and block spam calls and texts. This app uses AI and community data to screen calls, identify callers, and offers an AI assistant for call screening. Premium features include ad removal, unlimited lookups, and profile insights.

Identify unknown callersBlock spam calls and SMSAI-powered call screening
πŸ”§ Utilities
(252K)
free with in-app purchases
20
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
πŸ’° Finance
(6.3M)
free with in-app purchases

FAQ about Mpesa App

What is the best mpesa app for iPhone?
My-OneApp tops our mpesa app ranking as of July 2026, with a 3.8-star average from 187 App Store ratings, and it's free to download.
Yes β€” 20 of the top mpesa app we rank are free to download, including My-OneApp and M-Pesa Tanzania.
My-OneApp shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 231+ mpesa app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The M-PESA App simplifies mobile money transactions. It allows you to view your M-PESA balance, send money to contacts, pay bills, purchase goods and services, withdraw cash at agents or ATMs, and buy airtime for yourself or others.
You can log in to the app conveniently using biometrics, such as fingerprint scanning or Face ID. This feature also allows you to authenticate your payments securely.

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