My vs PaySii
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My
Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.
- View M-PESA balance
- Biometric login
- Send money via QR, contacts, or favorites
- Pay bills easily
- Buy goods and services
- Withdraw cash
- Buy airtime
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Your Entire Digital Life in One Place My OneApp brings together everything you need—your M‑PESA balance, airtime, data, SMS, Bonga points, and essential services—right on your home screen. No switching between apps. No hassle. A Fresh New Experience Get instant visibility of what matters most from your M-PESA, bundle and even bonga balance Simpler Navigation Access your quick actions and frequent transactions faster Do More With Your Money Unlock more possibilities with M‑PESA – Invest, Borrow, Insure Connectivity Made Easy Buy airtime, data bundles, and home fibre quickly and conveniently Make Payments Faster Pay quickly and securely with Scan to Pay QR, AI Pay and NFC payments Care, Right at Your Fingertips Handle essential support requests directly from your phone
PaySii
Easily send money internationally with fast, secure, and affordable transfers. Supports various delivery methods including mobile money, bank deposits, and cash pickup. Offers a digital wallet and travel booking services.
- Easy registration and verification
- Fast international money transfers
- Multiple payout options (mobile money, bank, cash)
- Transparent fees with agreement on each transaction
- Secure login with PIN or biometrics
- Optional digital wallet service
- Integrated travel booking
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PaySii app is designed and built to give you the best in class customer experience. Download the app today for free and love it as you support your business, family, friends and your loved one. It’s EASY to use, SECURE, AFFORDABLE for all, delivers super-FAST through MMT’s, Bank deposits, Airtime top ups worldwide and makes your transfer instantly available for collection for those of you who prefer cash collection. Features & benefits Simple registration - Easy registration steps - Simplified account verification - Easy and gradual ID verification How to send money - Select send to country - Enter amount - Confirm the offer - Enter recipient or select existing one - Pay and follow up the status of your transfer Transparent - No hidden fees - Requires your agreement on each transaction Fast delivery - Instant delivery to following services; - Mobile money wallets - Bank accounts - Cash collection - available to collect. - Mobile top up worldwide Convenient to use - Send money at your fingertips anytime anywhere. - Affordable for everyone - No fees for first two transfers - Lowest fee in the market Secure to use - Secure login with pin or biometrics - Money remains client account until delivered - No delivery no fee basis applies - Follow up your transaction to see the status Excellent customer support - Responsive customer support available 24/7 Wallet service - SafariPay Corp. DBA PaySii has partnered with AVENU, a division of FDIC-insured MainStreet Bank, to offer the current customers the option of opening a digital bank account also known as PaySii Wallet. The customer, if approved, would have the option to use such a wallet to pay for its remittance/transaction, and/or make other (digital) payments to other compatible devices, granted there are funds available. These funds can be added to the wallet using debit or ACH mechanisms from the customers’ own bank account. The wallet will be under the control of Avenu. - This product is only available in the continental United States to those of legal age that meet the requirements stated in the Terms of Condition. - To a degree, some customers’ information (such as name, address, identifiable information, and other) will be shared with AVENU for our everyday business purposes such as to process your transactions and maintain your account(s). For any customer assistance or support, PaySii will be the primary point of contact, and if needed, the customer might be referred to the AVENU hotline. Travel service - Paysii has been linked to travel service that provides flight, hotel and other bundles booking for Paysii customers. The service is currently hosted at TaamTravel and is owned and managed by AfroAtlas (afroatlas.com). AfroAtlas will manage the complete booking follow (reservation and payments). AfroAtlas uses separate payment processor for customer bookings. Once the customer clicks on the Travel link/button on the app/web, he/she will be redirected to the TaamTravel booking site. - The customer will be shown the following disclaimer message and will be given the option to be redirected to TaamTravel or to stay in Paysii. - Disclaimer: You are now leaving PaySii and are going to a third-party website. PaySii makes no claims or warranty regarding the accuracy of the information contained in this site. If you have any questions or concerns about the products and services offered, please contact the third party directly. You are being redirected to: TaamTravel - No Paysii customers information (profile and payment) will be shared with AfroAtlas. AfroAtlas customer support information is published at the bottom of the travel site TaamTravel . If the customers contact Paysii support for travel related issues, we should forward them to AfroAtlas support. -Here is the support information. Address: 14th Floor, Real Towers | Hospital Road, 0001 - Nairobi. Telephone: (+254) 702 444999 WhatsApp: (+254) 702 444999 Email: info@taamtravel.com
Screenshots
Verdict
The clearest difference is ads: PaySii at none against My's shown. PaySii also leads on update cadence (fortnightly vs monthly). My's advantage is review sentiment (90% vs 61%) and iOS requirement (13.0 vs 15.6). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for My against 4.6 for PaySii. Both are backed by a comparable volume of ratings — 1.2K and 1.9K respectively. Written reviews are what separate them: 90% of My's written reviews are positive against 61% of PaySii's.
My ships an update monthly, PaySii fortnightly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | My | PaySii |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.2K ratings) — better | 4.6 (1.9K ratings) |
| Positive reviews | 89.6% of reviews — better | 61.0% of reviews |
| Number of ratings | 1.2K | 1.9K — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 240 MB | 102 MB |
| Age rating | 9+ | 4+ |
| Developer | Safaricom Limited | Purple Eye ltd |
Customer experience
My
PaySii
User reviews
My
From 1.2K App Store ratingsWhat we love
- 🚀 Convenient and easy to use
- 🚀 Reliable and efficient transactions
- 🚀 Accessible from anywhere with internet
- 🚀 Seamless integration with contacts and payment methods
- 🚀 Helpful for managing finances while abroad
Room to improve
- 🐛 Occasional app crashes or freezes
- 🐛 Delayed transaction history updates
- 🐛 Inability to view full transaction history
- 🐛 Difficulty accessing the app while roaming or using WiFi
- 🐛 Inconsistent performance across devices
PaySii
From 1.9K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 👍 User-friendly and convenient
- 💰 Competitive exchange rates
Room to improve
- 🐛 Occasional crashes and glitches
- 🕰️ Delayed money transfers
- 💳 Inability to save payment methods
- 🤖 Poor customer service
Bugs and requests
My
Reported bugs
3 issues- Incomplete or missing transaction details
- Issues with reversing or recovering sent payments
- Compatibility problems on certain devices or OS versions
Requested features
4 requests- Allow customization of transaction categories
- Improve transaction history and statement viewing
- Provide offline access or data-free usage
- Integrate with other financial apps and services
PaySii
Reported bugs
3 issues- App not working in certain locations or states
- Issues with payment processing and failed transactions
- Inconsistent user experience across devices
Requested features
3 requests- Add Apple Pay or other mobile payment options
- Allow users to save payment details for future use
- Expand service to more countries and regions
In-app purchases
My
No in-app purchases
PaySii
No in-app purchases








