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Best Mbesa Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Whether you're new to mbesa or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Mbesa Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1My-OneAppMy-OneAppFree3.8★ (187)YesNoAug 2026
2M-PESA for BusinessM-PESA for BusinessFree4.5★ (149)NoNoAug 2026
3MySafaricom AppMySafaricom AppFree4.8★ (12K)YesNoAug 2026
4M-PESA Safaricom EthiopiaM-PESA Safaricom EthiopiaFree4.6★ (612)NoNoAug 2026
5M-Pesa TanzaniaM-Pesa TanzaniaFree4.8★ (1.6K)YesNoAug 2026
6Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (85K)NoNoAug 2026
7Bolt: Request a RideBolt: Request a RideFree4.8★ (177K)NoNoAug 2026
8WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026

Top Picks for Mbesa

My-OneApp#1

My-OneApp by Safaricom Limited

Editor's Choice
💰 Finance
3.8😊(187 ratings)
FreeAds
My-OneApp screenshot 1
My-OneApp screenshot 2
My-OneApp screenshot 3
My-OneApp screenshot 4
My-OneApp screenshot 5

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

What We Love

  • 🚀 Convenient and easy to use
  • 🚀 Reliable and efficient transactions
  • 🚀 Accessible from anywhere with internet
  • 🚀 Seamless integration with contacts and payment methods

Room to Improve

  • 🐛 Occasional app crashes or freezes
  • 🐛 Delayed transaction history updates
  • 🐛 Inability to view full transaction history
M-PESA for Business#2

M-PESA for Business by Safaricom Limited

Track and manage your business
Strong Contender
💰 Finance
4.5(149 ratings)
Free
M-PESA for Business screenshot 1
M-PESA for Business screenshot 2
M-PESA for Business screenshot 3
M-PESA for Business screenshot 4

This app helps M-PESA merchants track business finances, view transaction history, and manage payments. It allows for sending money to suppliers, withdrawing funds, and paying bills directly from a business till. Multiple account support simplifies managing various till numbers.

MySafaricom App#3

MySafaricom App by Safaricom Limited

Worth Considering
🌟 Lifestyle
4.8😐(12K ratings)
FreeAds
MySafaricom App screenshot 1
MySafaricom App screenshot 2
MySafaricom App screenshot 3
MySafaricom App screenshot 4
MySafaricom App screenshot 5
MySafaricom App screenshot 6

Manage all your Safaricom services in one place. Send money, pay bills, top up airtime, buy data bundles, and access home fibre services. You can also view account balances and read the daily e-paper.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure money transfer via M-PESA
  • 👍 User-friendly interface
  • 🚀 Efficient app performance

Room to Improve

  • 🐛 Frequent app crashes and freezes
  • 🔍 Difficult to find account information
  • 🔍 Lack of transparency on charges and fees

More Mbesa apps to explore

4
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
M-PESA Safaricom Ethiopia
by Safaricom Telecommunications Ethiopia Plc
Free

Manage your finances and communication services in one place. Send money, pay bills and merchants, buy airtime, and track your spending. Features biometric authentication and simplified transaction management.

Send moneyPay bills and merchantsBuy airtime and bundles
💰 Finance
(612)
free
5
M-Pesa Tanzania
M-Pesa Tanzania
M-Pesa Tanzania
by Vodacom Tanzania PLC
Free

Manage your finances with this mobile service, offering easy money transfers, bill payments, and loan services. Access your accounts securely anytime, anywhere, with enhanced user experience and new mini-apps.

Cross-border money transfersQR code payments for bills and merchantsLoan payments for friends
💰 Finance
(1.6K)
free with in-app purchases
6
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(85K)
free with in-app purchases
7
Bolt: Request a Ride
Bolt: Request a Ride
Bolt: Request a Ride
Ride-hailing made easy
Free

Easily request rides across town, to the airport, or rent scooters and e-bikes. Enjoy transparent pricing, multiple payment options, and real-time driver tracking for safe and convenient travel.

Request rides in secondsTransparent upfront pricingMultiple payment options
✈️ Travel
(177K)
free with in-app purchases
8
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
9
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
🗺️ Navigation
(7.3M)
free with in-app purchases
10
My M-Pesa Mozambique
My M-Pesa Mozambique
My M-Pesa Mozambique
Vodafone M-Pesa Mozambique
Free

Manage your mobile money securely and conveniently. Send and receive funds, pay bills, buy airtime, and access financial services from anywhere. This app offers a streamlined experience for all your M-Pesa transactions.

Faster login with PINImproved homepage with shortcutsEasy navigation through services
💰 Finance
(235)
free with in-app purchases
11
Target: Shop. Style. Save.
Target: Shop. Style. Save.
Target: Shop. Style. Save.
Deals on fashion & essentials
Free

Discover seasonal essentials, outfit ideas, and home decor. Shop deals on groceries, pantry staples, and gifts. Enjoy convenient services like curbside pickup and same-day delivery.

Shop seasonal arrivalsCurbside pickupSame-day delivery
🛍️ Shopping
(6.9M)
free with in-app purchases
12
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
13
M-Pesa Business Tanzania
M-Pesa Business Tanzania
M-Pesa Business Tanzania
by VODACOM TANZANIA PLC
Free

This app helps M-Pesa merchants in Tanzania manage their transactions and track collections and disbursements. It offers a straightforward interface for business operations, available in English and Swahili.

Track M-Pesa collectionsManage M-Pesa disbursementsMerchant transaction management
💰 Finance
(48)
free
14
Uber - Request a ride
Uber - Request a ride
Uber - Request a ride
Rideshare, taxi cabs and more
Free

Easily request various types of rides, from affordable options for solo trips to larger vehicles for groups. Get upfront pricing and estimated arrival times for stress-free travel. Book rides in advance and explore eco-friendly options.

Request various ride typesUpfront pricing and ETABook rides in advance
✈️ Travel
(17M)
free with in-app purchases
15
Pesa (Formerly Pesapeer)
Pesa (Formerly Pesapeer)
Pesa (Formerly Pesapeer)
Send & Receive Money Abroad
Free

Send and receive money internationally with zero fees and competitive exchange rates. Manage multiple currency wallets, convert currencies seamlessly, and enjoy instant transfers to numerous countries. The app also offers a referral program to earn extra cash.

Send and receive money internationallyZero transfer feesCompetitive exchange rates
💰 Finance
(1.3K)
free
16
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
17
T-PESA
T-PESA
T-PESA
TTCL PESA
Free

Manage your T-PESA account, check balances, and send money globally. Easily top up airtime, buy bundles, and send funds to other networks and financial institutions in Tanzania. Access your wallet from any data connection worldwide.

Check T-PESA balanceGlobal wallet accessSend money to other networks
💰 Finance
(1)
free
18
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
19
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
20
Pesa@
Pesa@
Pesa@
Manejo bovino
Free
🔧 Utilities
(0)

FAQ about Mbesa

What are the best mbesa apps for iPhone?
My-OneApp tops our mbesa apps ranking as of August 2026, with a 3.8-star average from 187 App Store ratings, and it's free to download.
Yes — 20 of the top mbesa apps we rank are free to download, including My-OneApp and M-PESA for Business.
My-OneApp shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ mbesa apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The M-PESA App simplifies mobile money transactions. It allows you to view your M-PESA balance, send money to contacts, pay bills, purchase goods and services, withdraw cash at agents or ATMs, and buy airtime for yourself or others.
You can log in to the app conveniently using biometrics, such as fingerprint scanning or Face ID. This feature also allows you to authenticate your payments securely.