Best Mpesa Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Looking for free mpesa apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Mpesa Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1My-OneAppMy-OneAppFree3.8★ (187)YesNoSep 2026
2M-Pesa TanzaniaM-Pesa TanzaniaFree4.8★ (1.6K)YesNoSep 2026
3M-PESA Safaricom EthiopiaM-PESA Safaricom EthiopiaFree4.6★ (612)NoNoSep 2026
4MySafaricom AppMySafaricom AppFree4.8★ (13K)NoNoSep 2026
5M-PESA for BusinessM-PESA for BusinessFree4.5★ (152)NoNoSep 2026
6My M-Pesa MozambiqueMy M-Pesa MozambiqueFree4.6★ (235)YesNoSep 2026
7WhatsApp MessengerWhatsApp MessengerFree4.7★ (19M)YesYesSep 2026
8Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (85K)NoNoSep 2026

Top Picks for Mpesa

My-OneApp#1

My-OneApp by Safaricom Limited

Editor's Choice
💰 Finance
3.8😊(187 ratings)
FreeAds
My-OneApp screenshot 1
My-OneApp screenshot 2
My-OneApp screenshot 3
My-OneApp screenshot 4
My-OneApp screenshot 5

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

What We Love

  • 🚀 Convenient and easy to use
  • 🚀 Reliable and efficient transactions
  • 🚀 Accessible from anywhere with internet
  • 🚀 Seamless integration with contacts and payment methods
  • 🚀 Helpful for managing finances while abroad
  • 👍 User-friendly interface and design
  • 👍 Ability to track and categorize transactions
  • 👍 Secure with features like Face ID

Room to Improve

  • 🐛 Occasional app crashes or freezes
  • 🐛 Delayed transaction history updates
  • 🐛 Inability to view full transaction history
  • 🐛 Difficulty accessing the app while roaming or using WiFi
  • 🐛 Inconsistent performance across devices
M-Pesa Tanzania#2

M-Pesa Tanzania by Vodacom Tanzania PLC

Strong Contender
💰 Finance
4.8😊(1.6K ratings)
FreeAds
M-Pesa Tanzania screenshot 1
M-Pesa Tanzania screenshot 2
M-Pesa Tanzania screenshot 3
M-Pesa Tanzania screenshot 4
M-Pesa Tanzania screenshot 5
M-Pesa Tanzania screenshot 6

Manage your finances with this mobile service, offering easy money transfers, bill payments, and loan services. Access your accounts securely anytime, anywhere, with enhanced user experience and new mini-apps.

What We Love

  • 🚀 Easy and quick payments
  • 🔒 Safe and secure transactions
  • 👍 Convenient and user-friendly
  • 🌍 Works internationally
  • 💳 Integrated with other services (M-Pawa, Songesha)

Room to Improve

  • 🐛 Occasional crashes and stability issues
  • 🔋 Slow performance and long loading times
  • 💸 High transaction fees
  • 🗓️ Limited transaction history and statement access
4.6😊(612 ratings)
Free
M-PESA Safaricom Ethiopia screenshot 1
M-PESA Safaricom Ethiopia screenshot 2
M-PESA Safaricom Ethiopia screenshot 3

Manage your finances and communication services in one place. Send money, pay bills and merchants, buy airtime, and track your spending. Features biometric authentication and simplified transaction management.

What We Love

  • 👍 User friendly
  • 🚀 Efficiency
  • 🚀 Quick and easy
  • 🚀 Smooth and fast
  • 🚀 Responsive
  • 🚀 Very quick and easy to use
  • 🚀 Intuitive and thoughtful UI
  • 🚀 Simple and elegant
  • 🚀 Professionally built interface
  • 💰 Cheap transaction fees

Room to Improve

  • 🐛 Crashes with certain mini apps
  • 🐛 Leaves user stuck in deadlock
  • 🔋 High data consumption
  • 🔒 Unreliable account access
  • 💰 More expensive than competition

More Mpesa apps to explore

FAQ about Mpesa

What are the best mpesa apps for iPhone?
My-OneApp tops our mpesa apps ranking as of September 2026, with a 3.8-star average from 187 App Store ratings, and it's free to download.
Yes — 20 of the top mpesa apps we rank are free to download, including My-OneApp and M-Pesa Tanzania.
My-OneApp shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ mpesa apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The M-PESA App simplifies mobile money transactions. It allows you to view your M-PESA balance, send money to contacts, pay bills, purchase goods and services, withdraw cash at agents or ATMs, and buy airtime for yourself or others.
You can log in to the app conveniently using biometrics, such as fingerprint scanning or Face ID. This feature also allows you to authenticate your payments securely.

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