Comparison

WAAFI APP vs eBesa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WAAFI APP

This app integrates mobile money services, communication tools, and booking functionalities into a single platform. Users can send and receive money, make affordable calls, and book travel and accommodations with special discounts.

Highlights
  • Send and receive money instantly
  • Cash-in/Cash-out via agents and ATMs
  • Affordable international calls
  • Book flights and hotels
  • Access special partner discounts
Features
Read full description

WAAFI is your new life-style combining mobile money, communication, entertainment and productivity in a unified app. Mobile Money: WAAFI is your true Mobile Wallet so you can Send and Receive Money Easily, Instantly and Securely. Cash-In and Cash-Out from our large network of WAAFI Agents & Visa enabled ATMs. Communication Call your friends and family at most affordable rates. Booking & Reservations Book your travels, hotels and flights from within WAAFI & get Special discount from our Channel Partners

About

eBesa

Manage your money with a comprehensive mobile finance app. Send and receive funds locally and internationally, pay bills, buy airtime, and access loans. Features include Sharia-compliant savings, virtual debit cards, and biometric authentication for secure transactions.

Highlights
  • International money transfers
  • Sharia-compliant loans and savings
  • Virtual debit cards
  • Biometric authentication
  • Bill and airtime payments
  • Multi-currency support
  • Transaction statements and receipts
Read full description

Experience convenience, simplicity and security in life with eBesa App by accessing and spending your money Anytime. Anywhere! With eBesa, you can do core Mobile Money transactions such as sending and receiving money locally and internationally, buying airtime and data paying for goods and services & bills. Additionally, eBesa App offers much more enhanced and integrated financial services among them linking and managing bank accounts, sharia compliant loans and virtual debit Cards to mention a few. eBesa App is more than just Mobile Money! Introducing the new eBesa App! The new app allows you to do more financial transactions fast and conveniently. Manage your financials transactions easily with the new features now available with just a few taps on your mobile phone. 1. Core Mobile Money transactions - Access all core eBesa transactions with a brand new and more simplified user experience - Send money, buy goods, pay bill, withdraw at agent and buy airtime. 2. eBesa Global - International money transfer service that enables send to mobile, send to bank, send to remittance Companies and receive into your eBesa account or withdraw/pick up at an eBesa agent near you. 3. Buy bundles - buy Somlink data, voice and SMS bundles and pay directly on the app using airtime or eBesa 4. QR - Initiate send money, buy goods, pay bill and withdraw transactions by scanning QR codes and generate and share your own personal QR code Open a Sharia compliant eBesa Savings Account and save your money while earning a profit. 5. Request and receive a Sharia Compliant Loan on your eBesa on the spot. 6. Multicurrency-eBesa Comes in both USD and Somali Shillings allowing Somali People to take pride in transacting in own currency. This is support by currency conversion module. 7. Statement - Review, interact and access your entire eBesa statement directly on the home screen as well as filter, download and export your eBesa statement in PDF form. 8. Receipts - Download and share e-receipts for send money, buy goods, pay bill and withdraw transactions to share transaction information with other users via pdf 9. Biometric Authentication - Log in and transact on the app using face or fingerprint authentication without having to enter eBesa PIN manually every time 10. Favorites - Save people or businesses you interact with regularly directly on the app so you don’t have to manually enter the details every time you want to make a payment 11. Frequents - Get an automatically generated list of people or businesses you frequently send money to. 12. Send money with description - Add context when sending money by adding a payment description for the recipient 13. frequently interact with to simplify the payment process It is here with you! Regulated by the Central Bank of Somalia.

Screenshots

WAAFI APP4 screens
eBesa4 screens

Verdict

The call

WAAFI APP and eBesa both sit at 4.0 stars, but that hides the real split: 100% of eBesa's written reviews are positive against 33% of WAAFI APP's. WAAFI APP's advantage is update cadence (every 10 days vs every 2 months) and ratings volume (971 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.0 for WAAFI APP against 4.0 for eBesa. That said, the two scores are not equally well evidenced: WAAFI APP has 971 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 33% of WAAFI APP's written reviews are positive against 100% of eBesa's.

UpkeepUpdate frequency

WAAFI APP ships an update every 10 days, eBesa every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
WAAFI APP versus eBesa: the parameters behind the verdict, then further details
ParameterWAAFI APPeBesa
PriceFreeFree
Rating4.0 (971 ratings)4.0 (2 ratings)
Positive reviews33.1% of reviews100.0% of reviews — better
Number of ratings971 — better2
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015
Further details — not scored
Size440 MB174 MB
Age rating4+4+
DeveloperSalaam African BankeBesa Limited

Customer experience

WAAFI APP

All ratings971 ratings
Positive73.1%
Neutral8.4%
Negative18.4%
Written reviews151 reviews
Positive33.1%
Neutral6.0%
Negative60.9%

eBesa

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

WAAFI APP

Reported bugs

4 issues
  • Login and OTP issues
  • Inconsistent app behavior
  • Balance and transaction tracking problems
  • Incompatibility with iOS devices

Requested features

4 requests
  • Improved customer support
  • Compatibility with older devices
  • Reduce mandatory update frequency
  • Add more banking/financial features

eBesa

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

WAAFI APP

No in-app purchases

None

eBesa

No in-app purchases

Questions

Is WAAFI APP free?
WAAFI APP is free to download, with no in-app purchases.
Is eBesa free?
eBesa is free to download, with no in-app purchases.
Which has better reviews, WAAFI APP or eBesa?
WAAFI APP and eBesa are both rated 4.0 out of 5 on the App Store, from 971 and 2 ratings respectively.
Do WAAFI APP or eBesa have ads?
Neither WAAFI APP nor eBesa shows ads.
Which is updated more often, WAAFI APP or eBesa?
WAAFI APP ships an update every 10 days, and eBesa every 2 months. Most recently, WAAFI APP was updated on November 6, 2026 and eBesa on November 3, 2026.

Other comparisons