WAAFI APP vs eBesa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WAAFI APP
This app integrates mobile money services, communication tools, and booking functionalities into a single platform. Users can send and receive money, make affordable calls, and book travel and accommodations with special discounts.
- Send and receive money instantly
- Cash-in/Cash-out via agents and ATMs
- Affordable international calls
- Book flights and hotels
- Access special partner discounts
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WAAFI is your new life-style combining mobile money, communication, entertainment and productivity in a unified app. Mobile Money: WAAFI is your true Mobile Wallet so you can Send and Receive Money Easily, Instantly and Securely. Cash-In and Cash-Out from our large network of WAAFI Agents & Visa enabled ATMs. Communication Call your friends and family at most affordable rates. Booking & Reservations Book your travels, hotels and flights from within WAAFI & get Special discount from our Channel Partners
eBesa
Manage your money with a comprehensive mobile finance app. Send and receive funds locally and internationally, pay bills, buy airtime, and access loans. Features include Sharia-compliant savings, virtual debit cards, and biometric authentication for secure transactions.
- International money transfers
- Sharia-compliant loans and savings
- Virtual debit cards
- Biometric authentication
- Bill and airtime payments
- Multi-currency support
- Transaction statements and receipts
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Experience convenience, simplicity and security in life with eBesa App by accessing and spending your money Anytime. Anywhere! With eBesa, you can do core Mobile Money transactions such as sending and receiving money locally and internationally, buying airtime and data paying for goods and services & bills. Additionally, eBesa App offers much more enhanced and integrated financial services among them linking and managing bank accounts, sharia compliant loans and virtual debit Cards to mention a few. eBesa App is more than just Mobile Money! Introducing the new eBesa App! The new app allows you to do more financial transactions fast and conveniently. Manage your financials transactions easily with the new features now available with just a few taps on your mobile phone. 1. Core Mobile Money transactions - Access all core eBesa transactions with a brand new and more simplified user experience - Send money, buy goods, pay bill, withdraw at agent and buy airtime. 2. eBesa Global - International money transfer service that enables send to mobile, send to bank, send to remittance Companies and receive into your eBesa account or withdraw/pick up at an eBesa agent near you. 3. Buy bundles - buy Somlink data, voice and SMS bundles and pay directly on the app using airtime or eBesa 4. QR - Initiate send money, buy goods, pay bill and withdraw transactions by scanning QR codes and generate and share your own personal QR code Open a Sharia compliant eBesa Savings Account and save your money while earning a profit. 5. Request and receive a Sharia Compliant Loan on your eBesa on the spot. 6. Multicurrency-eBesa Comes in both USD and Somali Shillings allowing Somali People to take pride in transacting in own currency. This is support by currency conversion module. 7. Statement - Review, interact and access your entire eBesa statement directly on the home screen as well as filter, download and export your eBesa statement in PDF form. 8. Receipts - Download and share e-receipts for send money, buy goods, pay bill and withdraw transactions to share transaction information with other users via pdf 9. Biometric Authentication - Log in and transact on the app using face or fingerprint authentication without having to enter eBesa PIN manually every time 10. Favorites - Save people or businesses you interact with regularly directly on the app so you don’t have to manually enter the details every time you want to make a payment 11. Frequents - Get an automatically generated list of people or businesses you frequently send money to. 12. Send money with description - Add context when sending money by adding a payment description for the recipient 13. frequently interact with to simplify the payment process It is here with you! Regulated by the Central Bank of Somalia.
Screenshots
Verdict
WAAFI APP and eBesa both sit at 4.0 stars, but that hides the real split: 100% of eBesa's written reviews are positive against 33% of WAAFI APP's. WAAFI APP's advantage is update cadence (every 10 days vs every 2 months) and ratings volume (971 vs 2). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.0 for WAAFI APP against 4.0 for eBesa. That said, the two scores are not equally well evidenced: WAAFI APP has 971 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 33% of WAAFI APP's written reviews are positive against 100% of eBesa's.
WAAFI APP ships an update every 10 days, eBesa every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | WAAFI APP | eBesa |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (971 ratings) | 4.0 (2 ratings) |
| Positive reviews | 33.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 971 — better | 2 |
| Update frequency | Every 10 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15 |
| Further details — not scored | ||
| Size | 440 MB | 174 MB |
| Age rating | 4+ | 4+ |
| Developer | Salaam African Bank | eBesa Limited |
Customer experience
WAAFI APP
eBesa
Bugs and requests
WAAFI APP
Reported bugs
4 issues- Login and OTP issues
- Inconsistent app behavior
- Balance and transaction tracking problems
- Incompatibility with iOS devices
Requested features
4 requests- Improved customer support
- Compatibility with older devices
- Reduce mandatory update frequency
- Add more banking/financial features
eBesa
Not enough reviews yet to summarise bugs or requests.
In-app purchases
WAAFI APP
No in-app purchases
eBesa
No in-app purchases








