Comparison

Changed vs BudgetMe Tech

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Changed

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Highlights
  • Automated extra payments
  • Round up purchases
  • Track all debt types
  • Debt Snowball strategy
  • Debt Avalanche strategy
  • Interest savings calculator
Features
Read full description

Pay Off Debt Faster With Automatic Extra Payments Changed is a powerful debt payoff planner and debt tracker designed to help you reduce balances and become debt free faster. “If you have debt, you need this app.” - Mark Cuban, Changed Investor Turn spare change from everyday purchases into extra payments that accelerate your payoff plan and save on interest. AUTOMATE YOUR DEBT PAYOFF Changed makes it easy to make extra payments without changing your lifestyle. • Round Up Purchases - Automatically send spare change from everyday purchases toward your debt • Boost Payments - Add extra payments anytime to accelerate your payoff plan • Automated Transfers - Schedule recurring payments that fit your budget • Stay Consistent - Small extra payments can make a big impact over time Automation helps you stay on track and pay off debt faster. TRACK ALL YOUR DEBT IN ONE PLACE See all your balances in one place and monitor your progress as you work toward becoming debt free. Track and manage: • Credit card debt • Student loans • Auto loans • Medical debt • Personal loans • Mortgages • Tax debt • Other balances See everything in one place and stay focused on your goal of becoming debt free. PROVEN STRATEGIES TO PAY OFF DEBT Changed supports the most popular debt payoff strategies used by financial experts. Choose the approach that works best for you: • Debt Snowball - Pay off smaller balances first to build momentum • Debt Avalanche - Focus on high-interest debt to save more money • Extra Payments - Add additional payments anytime to reduce balances faster • Custom Plans - Build your own personalized payoff strategy A clear plan helps you stay motivated and consistent. SEE HOW MUCH INTEREST YOU CAN SAVE Use the built-in debt calculator to understand the impact of extra payments. • Estimate your payoff timeline • See how much interest you can reduce • Compare payoff strategies • Track progress toward becoming debt free Watching your balances shrink helps keep you motivated. THE CHANGED EFFECT Changed members are currently tracking over $6 billion in debt and have already saved $43 million in interest, with $383 million in potential savings identified across the community. Thousands of members use Changed to pay down debt faster, reduce interest, and build healthier financial habits. START YOUR DEBT-FREE JOURNEY Paying off debt doesn't have to feel overwhelming. Changed makes it simple to create a plan, automate extra payments, and track your progress toward financial freedom. Download Changed today and start paying off debt faster.

About

BudgetMe Tech

Organize and pay bills on time, understand spending habits to save money, and manage debt more efficiently. Features include Parent Share for helping adult children manage finances and a Debt Analyzer for faster payoff.

Highlights
  • Bill organization and payment reminders
  • Spending habit analysis
  • Debt payoff acceleration
  • Parental financial guidance feature
  • Financial management for adult children
Features
Read full description

It's finally here! An App that was built for you. The BudgetMe app gives you the power to organize your bills and pay your bills on time, every time. It also helps you understand and change your spending habits, allowing you to save more money. With our Parent Share feature, you will be able to help your adult-age kids better manage their money. It doesn't stop there. With the Debt Analyzer, your debt will be paid off more efficiently in a shorter time. BudgetMe has so much more to offer. Don't wait another minute. Download the app now. BudgetMe Better: Monthly: $12.99 Payments and Renewal: Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period.You can manage or turn off auto-renew in your Account settings at any time after purchase. No cancellation of the current subscription is allowed during the active period. Terms of use: https://app.termly.io/document/terms-of-use-for-mobile-app/89506dcd-88fe-4c6b-b021-c38a9536996a Privacy policy: https://app.termly.io/document/privacy-policy/51c5ea45-30f5-460a-8cd7-4c15e687268d

Screenshots

Changed4 screens
BudgetMe Tech4 screens

Verdict

The call

The clearest difference is in-app purchases: Changed at none against BudgetMe Tech's 1. Changed also leads on ratings volume (5.7K vs 1). BudgetMe Tech's advantage is ads (none vs shown) and rating (5.0 vs 4.6). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BudgetMe Tech sells 1 in-app purchase, starting at $9.99 per month. Changed asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

BudgetMe Tech holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Changed has 5.7K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Changed ships an update every 8 days, BudgetMe Tech fortnightly. The most recent releases landed on October 29, 2026 and October 8, 2026 respectively.

Scorecard6 real differences · 4 level
Changed versus BudgetMe Tech: the parameters behind the verdict, then further details
ParameterChangedBudgetMe Tech
PriceFreeFree
Rating4.6 (5.7K ratings)5.0 (1 ratings) — better
Positive reviews41.5% of reviews—
Number of ratings5.7K — better1
Update frequencyEvery 8 days — betterFortnightly
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.612.0 — better
Further details — not scored
Size170 MB140 MB
Age rating4+17+
DeveloperChanged Inc.BudgetMe, LLC

Customer experience

Changed

All ratings5,661 ratings
Positive89.7%
Neutral2.4%
Negative7.8%
Written reviews301 reviews
Positive41.5%
Neutral4.0%
Negative54.5%

BudgetMe Tech

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Changed

Reported bugs

5 issues
  • App freezing or crashing
  • Incorrect loan balance tracking
  • Payments not showing up on loan accounts
  • Withdrawal/refund issues
  • Syncing problems with bank/loan accounts

Requested features

5 requests
  • More customization options
  • Faster payment processing
  • Ability to manage multiple loans
  • Mobile app improvements
  • Better communication with users

BudgetMe Tech

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Changed

No in-app purchases

1 purchases

BudgetMe Tech

Subscriptions1
  • BudgetMe Better - Monthly$9.991 Month

Questions

Is Changed free?
Changed is free to download, with no in-app purchases.
Is BudgetMe Tech free?
BudgetMe Tech is free to download, with in-app purchases available.
Which has better reviews, Changed or BudgetMe Tech?
BudgetMe Tech is rated higher. Changed averages 4.6 out of 5 from 5.7K ratings, while BudgetMe Tech averages 5.0 from 1 ratings.
Do Changed or BudgetMe Tech have ads?
Changed shows ads; BudgetMe Tech does not.
Which is updated more often, Changed or BudgetMe Tech?
Changed ships an update every 8 days, and BudgetMe Tech fortnightly. Most recently, Changed was updated on October 29, 2026 and BudgetMe Tech on October 8, 2026.

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