Comparison

Changed vs Budgit App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Changed

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Highlights
  • Automated extra payments
  • Round up purchases
  • Track all debt types
  • Debt Snowball strategy
  • Debt Avalanche strategy
  • Interest savings calculator
Features
Read full description

Pay Off Debt Faster With Automatic Extra Payments Changed is a powerful debt payoff planner and debt tracker designed to help you reduce balances and become debt free faster. “If you have debt, you need this app.” - Mark Cuban, Changed Investor Turn spare change from everyday purchases into extra payments that accelerate your payoff plan and save on interest. AUTOMATE YOUR DEBT PAYOFF Changed makes it easy to make extra payments without changing your lifestyle. • Round Up Purchases - Automatically send spare change from everyday purchases toward your debt • Boost Payments - Add extra payments anytime to accelerate your payoff plan • Automated Transfers - Schedule recurring payments that fit your budget • Stay Consistent - Small extra payments can make a big impact over time Automation helps you stay on track and pay off debt faster. TRACK ALL YOUR DEBT IN ONE PLACE See all your balances in one place and monitor your progress as you work toward becoming debt free. Track and manage: • Credit card debt • Student loans • Auto loans • Medical debt • Personal loans • Mortgages • Tax debt • Other balances See everything in one place and stay focused on your goal of becoming debt free. PROVEN STRATEGIES TO PAY OFF DEBT Changed supports the most popular debt payoff strategies used by financial experts. Choose the approach that works best for you: • Debt Snowball - Pay off smaller balances first to build momentum • Debt Avalanche - Focus on high-interest debt to save more money • Extra Payments - Add additional payments anytime to reduce balances faster • Custom Plans - Build your own personalized payoff strategy A clear plan helps you stay motivated and consistent. SEE HOW MUCH INTEREST YOU CAN SAVE Use the built-in debt calculator to understand the impact of extra payments. • Estimate your payoff timeline • See how much interest you can reduce • Compare payoff strategies • Track progress toward becoming debt free Watching your balances shrink helps keep you motivated. THE CHANGED EFFECT Changed members are currently tracking over $6 billion in debt and have already saved $43 million in interest, with $383 million in potential savings identified across the community. Thousands of members use Changed to pay down debt faster, reduce interest, and build healthier financial habits. START YOUR DEBT-FREE JOURNEY Paying off debt doesn't have to feel overwhelming. Changed makes it simple to create a plan, automate extra payments, and track your progress toward financial freedom. Download Changed today and start paying off debt faster.

About

Budgit App

Organize your finances effortlessly with real-time spending tracking and automated budget adjustments. Connect bank accounts, categorize transactions, and receive timely alerts to stay on track with your financial goals. Prioritizes privacy and security with bank-level encryption.

Highlights
  • Real-time spending organization
  • Automated budget adjustments
  • Bank account connection
  • Automatic transaction categorization
  • Timely alerts and spending insights
  • Password-free sign-in with PIN verification
Features
Read full description

Budgit is designed for real life. Keep things simple and proactive. Your spending is organized in real time, trends are easy to understand, and your budget adjusts as you go – without constant manual input. It's time to finally retire that old faithful spreadsheet. Connect your bank accounts, automatically categorize transactions, and build flexible budgets in minutes. Budgit gives you timely alerts and spending insights so you can stay on track. Privacy and security come first. Budgit uses password-free sign-in with one-time passcodes and PIN verification on new devices. Sensitive data is 100% encrypted at rest with bank-level encryption. Finally, your data is never sold. Budgit helps you spend with confidence and save more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Changed4 screens
Budgit App4 screens

Verdict

The call

The clearest difference is review sentiment: Budgit App at 100% against Changed's 41%. Budgit App also leads on ads (none vs shown) and rating (4.9 vs 4.6). Changed's advantage is in-app purchases (none vs 1) and ratings volume (5.6K vs 16). On price, update cadence, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgit App sells 1 in-app purchase, starting at $14.99 per month. Changed asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Budgit App holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Changed has 5.6K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 41% of Changed's written reviews are positive against 100% of Budgit App's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on September 26, 2026 and August 22, 2026 respectively.

Scorecard6 real differences · 4 level
Changed versus Budgit App: the parameters behind the verdict, then further details
ParameterChangedBudgit App
PriceFreeFree
Rating4.6 (5.6K ratings)4.9 (16 ratings) — better
Positive reviews41.2% of reviews100.0% of reviews — better
Number of ratings5.6K — better16
Update frequencyEvery 5 daysEvery 5 days
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.1 — better
Further details — not scored
Size162 MB88 MB
Age rating4+12+
DeveloperChanged Inc.Jared Hilton

Customer experience

Changed

All ratings5,567 ratings
Positive89.6%
Neutral2.5%
Negative7.9%
Written reviews301 reviews
Positive41.2%
Neutral4.0%
Negative54.8%

Budgit App

All ratings16 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Changed

Reported bugs

5 issues
  • App freezing or crashing
  • Incorrect loan balance tracking
  • Payments not showing up on loan accounts
  • Withdrawal/refund issues
  • Syncing problems with bank/loan accounts

Requested features

5 requests
  • More customization options
  • Faster payment processing
  • Ability to manage multiple loans
  • Mobile app improvements
  • Better communication with users

Budgit App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Changed

No in-app purchases

1 purchases

Budgit App

Subscriptions1
  • Founding Member$14.991 Month

Questions

Is Changed free?
Changed is free to download, with no in-app purchases.
Is Budgit App free?
Budgit App is free to download, with in-app purchases available.
Which has better reviews, Changed or Budgit App?
Budgit App is rated higher. Changed averages 4.6 out of 5 from 5.6K ratings, while Budgit App averages 4.9 from 16 ratings.
Do Changed or Budgit App have ads?
Changed shows ads; Budgit App does not.
Which is updated more often, Changed or Budgit App?
Changed ships an update every 5 days, and Budgit App every 5 days. Most recently, Changed was updated on September 26, 2026 and Budgit App on August 22, 2026.

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