Changed vs Budgit App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Changed
This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.
- Automated extra payments
- Round up purchases
- Track all debt types
- Debt Snowball strategy
- Debt Avalanche strategy
- Interest savings calculator
Read full descriptionHide full description
Pay Off Debt Faster With Automatic Extra Payments Changed is a powerful debt payoff planner and debt tracker designed to help you reduce balances and become debt free faster. “If you have debt, you need this app.” - Mark Cuban, Changed Investor Turn spare change from everyday purchases into extra payments that accelerate your payoff plan and save on interest. AUTOMATE YOUR DEBT PAYOFF Changed makes it easy to make extra payments without changing your lifestyle. • Round Up Purchases - Automatically send spare change from everyday purchases toward your debt • Boost Payments - Add extra payments anytime to accelerate your payoff plan • Automated Transfers - Schedule recurring payments that fit your budget • Stay Consistent - Small extra payments can make a big impact over time Automation helps you stay on track and pay off debt faster. TRACK ALL YOUR DEBT IN ONE PLACE See all your balances in one place and monitor your progress as you work toward becoming debt free. Track and manage: • Credit card debt • Student loans • Auto loans • Medical debt • Personal loans • Mortgages • Tax debt • Other balances See everything in one place and stay focused on your goal of becoming debt free. PROVEN STRATEGIES TO PAY OFF DEBT Changed supports the most popular debt payoff strategies used by financial experts. Choose the approach that works best for you: • Debt Snowball - Pay off smaller balances first to build momentum • Debt Avalanche - Focus on high-interest debt to save more money • Extra Payments - Add additional payments anytime to reduce balances faster • Custom Plans - Build your own personalized payoff strategy A clear plan helps you stay motivated and consistent. SEE HOW MUCH INTEREST YOU CAN SAVE Use the built-in debt calculator to understand the impact of extra payments. • Estimate your payoff timeline • See how much interest you can reduce • Compare payoff strategies • Track progress toward becoming debt free Watching your balances shrink helps keep you motivated. THE CHANGED EFFECT Changed members are currently tracking over $6 billion in debt and have already saved $43 million in interest, with $383 million in potential savings identified across the community. Thousands of members use Changed to pay down debt faster, reduce interest, and build healthier financial habits. START YOUR DEBT-FREE JOURNEY Paying off debt doesn't have to feel overwhelming. Changed makes it simple to create a plan, automate extra payments, and track your progress toward financial freedom. Download Changed today and start paying off debt faster.
Budgit App
Organize your finances effortlessly with real-time spending tracking and automated budget adjustments. Connect bank accounts, categorize transactions, and receive timely alerts to stay on track with your financial goals. Prioritizes privacy and security with bank-level encryption.
- Real-time spending organization
- Automated budget adjustments
- Bank account connection
- Automatic transaction categorization
- Timely alerts and spending insights
- Password-free sign-in with PIN verification
Read full descriptionHide full description
Budgit is designed for real life. Keep things simple and proactive. Your spending is organized in real time, trends are easy to understand, and your budget adjusts as you go – without constant manual input. It's time to finally retire that old faithful spreadsheet. Connect your bank accounts, automatically categorize transactions, and build flexible budgets in minutes. Budgit gives you timely alerts and spending insights so you can stay on track. Privacy and security come first. Budgit uses password-free sign-in with one-time passcodes and PIN verification on new devices. Sensitive data is 100% encrypted at rest with bank-level encryption. Finally, your data is never sold. Budgit helps you spend with confidence and save more. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Budgit App at 100% against Changed's 41%. Budgit App also leads on ads (none vs shown) and rating (4.9 vs 4.6). Changed's advantage is in-app purchases (none vs 1) and ratings volume (5.6K vs 16). On price, update cadence, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgit App sells 1 in-app purchase, starting at $14.99 per month. Changed asks for nothing beyond the download.
Budgit App holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Changed has 5.6K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 41% of Changed's written reviews are positive against 100% of Budgit App's.
Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on September 26, 2026 and August 22, 2026 respectively.
| Parameter | Changed | Budgit App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (5.6K ratings) | 4.9 (16 ratings) — better |
| Positive reviews | 41.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 5.6K — better | 16 |
| Update frequency | Every 5 days | Every 5 days |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 162 MB | 88 MB |
| Age rating | 4+ | 12+ |
| Developer | Changed Inc. | Jared Hilton |
Customer experience
Changed
Budgit App
Bugs and requests
Changed
Reported bugs
5 issues- App freezing or crashing
- Incorrect loan balance tracking
- Payments not showing up on loan accounts
- Withdrawal/refund issues
- Syncing problems with bank/loan accounts
Requested features
5 requests- More customization options
- Faster payment processing
- Ability to manage multiple loans
- Mobile app improvements
- Better communication with users
Budgit App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Changed
No in-app purchases
Budgit App
- Founding Member$14.991 Month









