Comparison

Changed vs Award Advisor™

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Changed

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Highlights
  • Automated extra payments
  • Round up purchases
  • Track all debt types
  • Debt Snowball strategy
  • Debt Avalanche strategy
  • Interest savings calculator
Features
Read full description

Pay Off Debt Faster With Automatic Extra Payments Changed is a powerful debt payoff planner and debt tracker designed to help you reduce balances and become debt free faster. “If you have debt, you need this app.” - Mark Cuban, Changed Investor Turn spare change from everyday purchases into extra payments that accelerate your payoff plan and save on interest. AUTOMATE YOUR DEBT PAYOFF Changed makes it easy to make extra payments without changing your lifestyle. • Round Up Purchases - Automatically send spare change from everyday purchases toward your debt • Boost Payments - Add extra payments anytime to accelerate your payoff plan • Automated Transfers - Schedule recurring payments that fit your budget • Stay Consistent - Small extra payments can make a big impact over time Automation helps you stay on track and pay off debt faster. TRACK ALL YOUR DEBT IN ONE PLACE See all your balances in one place and monitor your progress as you work toward becoming debt free. Track and manage: • Credit card debt • Student loans • Auto loans • Medical debt • Personal loans • Mortgages • Tax debt • Other balances See everything in one place and stay focused on your goal of becoming debt free. PROVEN STRATEGIES TO PAY OFF DEBT Changed supports the most popular debt payoff strategies used by financial experts. Choose the approach that works best for you: • Debt Snowball - Pay off smaller balances first to build momentum • Debt Avalanche - Focus on high-interest debt to save more money • Extra Payments - Add additional payments anytime to reduce balances faster • Custom Plans - Build your own personalized payoff strategy A clear plan helps you stay motivated and consistent. SEE HOW MUCH INTEREST YOU CAN SAVE Use the built-in debt calculator to understand the impact of extra payments. • Estimate your payoff timeline • See how much interest you can reduce • Compare payoff strategies • Track progress toward becoming debt free Watching your balances shrink helps keep you motivated. THE CHANGED EFFECT Changed members are currently tracking over $6 billion in debt and have already saved $43 million in interest, with $383 million in potential savings identified across the community. Thousands of members use Changed to pay down debt faster, reduce interest, and build healthier financial habits. START YOUR DEBT-FREE JOURNEY Paying off debt doesn't have to feel overwhelming. Changed makes it simple to create a plan, automate extra payments, and track your progress toward financial freedom. Download Changed today and start paying off debt faster.

About

Award Advisor™

This app helps students and families understand and compare college financial aid awards. It processes award letters, provides clear cost breakdowns, and allows for personalized financial scenario planning to determine true college expenses.

Highlights
  • Process financial aid award letters
  • Standardized cost breakdown
  • Compare aid packages across schools
  • Personalize financial scenarios
  • Notifications for deadlines and opportunities
Features
Read full description

Unlock Your True College Costs with Award Advisor™! Navigating financial aid can be complex, but Award Advisor™ makes it clear. This powerful mobile application is designed to help students and families easily understand, compare, and manage college financial aid awards. Eliminate the guesswork and understand the true costs of attending schools. How Award Advisor Works: 1. Effortless Upload: Simply scan or upload your financial aid award letters from any school. Our advanced technology processes your documents quickly and accurately. 2. Understand Your Costs: Get a clear, standardized breakdown of your Cost of Attendance, including tuition, fees, grants, scholarships, and loans. No more deciphering confusing university formats! 3. Compare Schools: See an "apples-to-apples" comparison of award packages from different institutions. Easily identify "Your Obligation", the true amount you'll need to cover, for each school. 4. Personalize Your Scenarios: Adjust financial details, add personal contributions, or explore different funding options to see how they impact your overall costs. 5. Stay Informed: Receive important notifications and announcements about financial aid deadlines, opportunities, and gain access to curated non-profit loan providers. Key Features: • Award Letter Processing: Watch as we extract and organize all the financial data from your uploaded award letters. • Intuitive Cost Breakdown: View a standardized breakdown of tuition, fees, grants, scholarships, and loan packages. • Direct School Comparison: Get a straightforward comparison of financial aid packages from each college and university you are considering. • Personalized Financial Scenarios: Adjust figures to see how different choices and sources of funding impact your overall college costs. Award Advisor™ empowers you to make confident college financial decisions. Download the free app today!

Screenshots

Changed4 screens
Award Advisor™4 screens

Verdict

The call

The clearest difference is ads: Award Advisor™ at none against Changed's shown. Award Advisor™ also leads on rating (5.0 vs 4.6) and monetization model (ad-supported vs free with in-app purchases). Changed's advantage is update cadence (every 8 days vs every 3 months) and ratings volume (5.7K vs 3). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Award Advisor™ holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Changed has 5.7K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Changed ships an update every 8 days, Award Advisor™ every 3 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Changed versus Award Advisor™: the parameters behind the verdict, then further details
ParameterChangedAward Advisor™
PriceFreeFree
Rating4.6 (5.7K ratings)5.0 (3 ratings) — better
Positive reviews41.5% of reviews—
Number of ratings5.7K — better3
Update frequencyEvery 8 days — betterEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad — betteriPhone
Requires iOS17.617.0 — better
Further details — not scored
Size170 MB43 MB
Age rating4+4+
DeveloperChanged Inc.Vermont Student Assistance Corporation

Customer experience

Changed

All ratings5,661 ratings
Positive89.7%
Neutral2.4%
Negative7.8%
Written reviews301 reviews
Positive41.5%
Neutral4.0%
Negative54.5%

Award Advisor™

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Changed

Reported bugs

5 issues
  • App freezing or crashing
  • Incorrect loan balance tracking
  • Payments not showing up on loan accounts
  • Withdrawal/refund issues
  • Syncing problems with bank/loan accounts

Requested features

5 requests
  • More customization options
  • Faster payment processing
  • Ability to manage multiple loans
  • Mobile app improvements
  • Better communication with users

Award Advisor™

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Changed

No in-app purchases

None

Award Advisor™

No in-app purchases

Questions

Is Changed free?
Changed is free to download, with no in-app purchases.
Is Award Advisor™ free?
Award Advisor™ is free to download, with no in-app purchases.
Which has better reviews, Changed or Award Advisor™?
Award Advisor™ is rated higher. Changed averages 4.6 out of 5 from 5.7K ratings, while Award Advisor™ averages 5.0 from 3 ratings.
Do Changed or Award Advisor™ have ads?
Changed shows ads; Award Advisor™ does not.
Which is updated more often, Changed or Award Advisor™?
Changed ships an update every 8 days, and Award Advisor™ every 3 months. Most recently, Changed was updated on November 1, 2026 and Award Advisor™ on October 24, 2026.

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