U!Pay vs AS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
U!Pay
This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.
- Instant payments
- Money transfers
- Money withdrawal
- User-friendly design
- High security
- PIN transaction approval
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Your payment system. E-wallet for simple and instant payments. An updated version of the Upay wallet launched with 1. Completely new and user-friendly design 2. Expanded list of services 3. High level of security Upay is an up-to-date e-wallet that allows users to make: - Various payments with a few taps - Money transfers directly from smartphone in a convenient, fast and safe way - Money withdrawal in 42 Upay branches Get started: - Download Upay e-wallet now - Register by entering registration details and one-time activation code - Create your PIN for easy transaction approval.
AS
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Manage your business regardless of your location. Key Features included: • Create documents from your smartphone • Analyze sales, best-selling products • Check goods’ and products’ availability, price lists and turnover • Search the product by scanning its barcode with the camera • Get full details of customers and vendors, make a call, send email or SMS • Check customers’ and vendors’ debts and turnover • Track cash and bank account balance and turnover. The app is intended only for users having AS-Trade cloud databases and does not constitute a substitute for the main version of this product.
Screenshots
Verdict
The clearest difference is iOS requirement: U!Pay at 13.0 against AS's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.
| Parameter | U!Pay | AS |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (22 ratings) — better | — |
| Positive reviews | 21.4% of reviews | — |
| Number of ratings | 22 — better | — |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 150 MB | 242 MB |
| Age rating | 4+ | 17+ |
| Developer | Ucom LLC | ArmSoft |
In-app purchases
U!Pay
No in-app purchases
AS
No in-app purchases
