U!Pay vs Converse Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
U!Pay
This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.
- Instant payments
- Money transfers
- Money withdrawal
- User-friendly design
- High security
- PIN transaction approval
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Your payment system. E-wallet for simple and instant payments. An updated version of the Upay wallet launched with 1. Completely new and user-friendly design 2. Expanded list of services 3. High level of security Upay is an up-to-date e-wallet that allows users to make: - Various payments with a few taps - Money transfers directly from smartphone in a convenient, fast and safe way - Money withdrawal in 42 Upay branches Get started: - Download Upay e-wallet now - Register by entering registration details and one-time activation code - Create your PIN for easy transaction approval.
Converse Pay
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C-PAY from Converse Bank empowers businesses worldwide to accept payments effortlessly. Use your unique payment link to accept transactions from across the globe, and enjoy the convenience of simplified cashless payments. With C-PAY, go cashless and process payments lightning-fast from any location. Key Features: Accept payments globally Simplified cashless transactions Lightning-fast payment processing Accessible from everywhere
Screenshots
Verdict
The clearest difference is update cadence: U!Pay at monthly against Converse Pay's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
U!Pay ships an update monthly, Converse Pay every 5 months. The most recent releases landed on September 18, 2026 and September 17, 2026 respectively.
| Parameter | U!Pay | Converse Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (22 ratings) — better | — |
| Positive reviews | 21.4% of reviews | — |
| Number of ratings | 22 — better | — |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 150 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Ucom LLC | Converse Bank CJSC |
In-app purchases
U!Pay
No in-app purchases
Converse Pay
No in-app purchases
