U!Pay vs RROW

Your payment system. E-wallet for simple and instant payments. An updated version of the Upay wallet launched with 1. Completely new and user-friendly design 2. Expanded list of services 3. High level of security Upay is an up-to-date e-wallet that allows users to make: - Various payments with a few taps - Money transfers directly from smartphone in a convenient, fast and safe way - Money withdrawal in 42 Upay branches Get started: - Download Upay e-wallet now - Register by entering registration details and one-time activation code - Create your PIN for easy transaction approval.

RROW helps you manage your personal finances with a clear calendar and simple daily records. Record income, regular expenses and everyday spending. Set a monthly spending budget, see how much remains and your suggested daily allowance. Carry unused budget into the next month or record it in your emergency reserve; overspending reduces the following month’s available budget. Keep track of upcoming bills, debts and loans. Record repayments and see the remaining balance. Build savings and an emergency reserve with recorded contributions and withdrawals. Scan a receipt or payment document, review the recognized fields and save the operation. Explore analytics for a selected period and export an Excel report. Use the fiat currency converter and save currency pairs for quick reference. Optional AI-assisted weekly, monthly, quarterly and annual reports summarize recorded activity after separate consent. You can disable reports in settings. Reports are informational, not financial advice. Sign in with Apple and synchronize your records across supported Apple devices. Choose your currency, language and appearance, and enable payment reminders. RROW is a manual record-keeping and planning app. It does not connect to bank accounts, move money, exchange currencies, lend money, or offer investment or cryptocurrency trading. Currency rates are reference values, not transaction quotes.