Comparison

APC Experian vs DAVIbank Panamá

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

APC Experian

Access your credit information and financial data with this app. It allows you to check your credit history, loan status, payment applications, and credit score. You can also set up alerts for credit inquiries.

Highlights
  • Verify credit history
  • Consult loan and service status
  • Verify payment applications
  • Check inteliScore
  • Schedule inquiry alerts
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App de información de crédito para usuarios afiliados al acceso electrónico. Para utilizar este app debes estar afiliado al acceso electrónico que tiene un costo de $12.99 anual. La afiliación se debe hacer en nuestros Centros de Atención. Descarga esta aplicación para que puedas tener acceso a toda tu información financiera a un solo clic. Con esta aplicación podrás: 1. Verificar tu Historial de Crédito 2. Consultar el estado de tus préstamos y servicios 3. Verificar que tus pagos se estén aplicando correctamente 4. Conocer cuál es tu inteliScore 5. Programar tus alertas para que te notifiquen cuando algún agente económico ha consultado tus referencias. No esperes más, descarga esta aplicación y toma el control de tus finanzas.

About

DAVIbank Panamá

Manage your finances with this banking app. Check balances, make payments, transfer funds, and access investment details. Enjoy secure 24/7 access with facial recognition.

Highlights
  • Check account balances and transactions
  • Manage credit cards
  • Access investment details
  • Make payments and transfers
  • Open savings accounts
  • Share transaction receipts
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En el marco de la integración de las operaciones de The Bank of Nova Scotia (“Scotiabank”) en Panamá con Davivienda, Scotiabank ha otorgado una licencia de uso temporal de la marca “Scotiabank” (y sus derivados) a Davivienda, entidad que es el titular y responsable por los productos y servicios ofrecidos. ---------------------------------------------------------------------------------------------------------------------------- ¡Le damos la bienvenida a su aplicación DAVIbank Panamá! Continúe disfrutando de las mismas herramientas, servicios y funciones. Realice todas sus transacciones con tranquilidad y seguridad: Consultar saldos y movimientos. Administrar sus tarjetas de crédito. Acceder a sus inversiones: balance, intereses y plazos. Realizar pagos y transferencias: Pago de tarjetas de crédito (mínimo, total o personalizado). Pago de servicios. Transferencias entre cuentas propias o a terceros (DAVIbank y ACH). Abrir cuentas de ahorro. Compartir comprobantes por WhatsApp o correo. Y muchas funciones más. Ingrese a la aplicación y descubra todo lo que puede hacer. Beneficios: Ingreso con reconocimiento facial. Acceso las 24 horas del día. Si requiere más información o tiene alguna consulta, con gusto le atenderemos: Teléfono del Call Center / Línea de atención: 297-5400 Correo Electrónico: servicioalcliente@pa.scotiabank.com Visite nuestro sitio web: https://pa.scotiabank.com/es/acerca-de-scotiabank/servicios-bancarios.html • Ubicación: El Dorado, Ave. 17B Norte, Boulevard El Dorado, Panamá

Screenshots

APC Experian4 screens
DAVIbank Panamá4 screens

Verdict

The call

The clearest difference is rating: APC Experian at 5.0 against DAVIbank Panamá's 1.8. APC Experian also leads on review sentiment (17% vs 7%). DAVIbank Panamá's advantage is monetization model (free vs subscription) and ratings volume (36 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

APC Experian holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: DAVIbank Panamá has 36 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 17% of APC Experian's written reviews are positive against 7% of DAVIbank Panamá's.

UpkeepUpdate frequency

APC Experian ships an update every 6 weeks, DAVIbank Panamá fortnightly. The most recent releases landed on September 19, 2026 and September 20, 2026 respectively.

Scorecard6 real differences · 4 level
APC Experian versus DAVIbank Panamá: the parameters behind the verdict, then further details
ParameterAPC ExperianDAVIbank Panamá
PriceFreeFree
Rating5.0 (1 ratings) — better1.8 (36 ratings)
Positive reviews16.7% of reviews — better6.9% of reviews
Number of ratings136 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationSubscriptionFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size30 MB47 MB
Age rating4+4+
DeveloperApc Buro S.A.Scotiabank de Costa Rica

Customer experience

APC Experian

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews24 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

DAVIbank Panamá

All ratings36 ratings
Positive19.4%
Neutral0.0%
Negative80.6%
Written reviews29 reviews
Positive6.9%
Neutral0.0%
Negative93.1%

In-app purchases

None

APC Experian

No in-app purchases

None

DAVIbank Panamá

No in-app purchases

Questions

Is APC Experian free?
APC Experian is free to download, with no in-app purchases.
Is DAVIbank Panamá free?
DAVIbank Panamá is free to download, with no in-app purchases.
Which has better reviews, APC Experian or DAVIbank Panamá?
APC Experian is rated higher. APC Experian averages 5.0 out of 5 from 1 ratings, while DAVIbank Panamá averages 1.8 from 36 ratings.
Do APC Experian or DAVIbank Panamá have ads?
Neither APC Experian nor DAVIbank Panamá shows ads.
Which is updated more often, APC Experian or DAVIbank Panamá?
APC Experian ships an update every 6 weeks, and DAVIbank Panamá fortnightly. Most recently, APC Experian was updated on September 19, 2026 and DAVIbank Panamá on September 20, 2026.

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