Comparison

DAVIbank Panamá vs CMF App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DAVIbank Panamá

Manage your finances with this banking app. Check balances, make payments, transfer funds, and access investment details. Enjoy secure 24/7 access with facial recognition.

Highlights
  • Check account balances and transactions
  • Manage credit cards
  • Access investment details
  • Make payments and transfers
  • Open savings accounts
  • Share transaction receipts
Read full description

En el marco de la integración de las operaciones de The Bank of Nova Scotia (“Scotiabank”) en Panamá con Davivienda, Scotiabank ha otorgado una licencia de uso temporal de la marca “Scotiabank” (y sus derivados) a Davivienda, entidad que es el titular y responsable por los productos y servicios ofrecidos. ---------------------------------------------------------------------------------------------------------------------------- ¡Le damos la bienvenida a su aplicación DAVIbank Panamá! Continúe disfrutando de las mismas herramientas, servicios y funciones. Realice todas sus transacciones con tranquilidad y seguridad: Consultar saldos y movimientos. Administrar sus tarjetas de crédito. Acceder a sus inversiones: balance, intereses y plazos. Realizar pagos y transferencias: Pago de tarjetas de crédito (mínimo, total o personalizado). Pago de servicios. Transferencias entre cuentas propias o a terceros (DAVIbank y ACH). Abrir cuentas de ahorro. Compartir comprobantes por WhatsApp o correo. Y muchas funciones más. Ingrese a la aplicación y descubra todo lo que puede hacer. Beneficios: Ingreso con reconocimiento facial. Acceso las 24 horas del día. Si requiere más información o tiene alguna consulta, con gusto le atenderemos: Teléfono del Call Center / Línea de atención: 297-5400 Correo Electrónico: servicioalcliente@pa.scotiabank.com Visite nuestro sitio web: https://pa.scotiabank.com/es/acerca-de-scotiabank/servicios-bancarios.html • Ubicación: El Dorado, Ave. 17B Norte, Boulevard El Dorado, Panamá

About

CMF App

Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.

Highlights
  • Digital credit card access
  • Transaction inquiries
  • Payment processing
  • Installment conversion
  • Insurance purchasing
  • New product applications
Features
Read full description

¡Bienvenido a la nueva aplicación móvil de CMF! Experimenta la comodidad de tener tu tarjeta de crédito digital en la palma de tu mano. Realiza consultas transaccionales, realiza pagos y convierte tus compras en cuotas de hasta 36 meses. Además, podrás contratar seguros, solicitar nuevos productos y mucho más. ¡Descarga la app ahora y descubre todas las funcionalidades diseñadas para simplificar tu vida financiera!

Screenshots

DAVIbank Panamá4 screens
CMF App4 screens

Verdict

The call

The clearest difference is rating: CMF App at 5.0 against DAVIbank Panamá's 1.8. DAVIbank Panamá's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CMF App holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: DAVIbank Panamá has 36 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

DAVIbank Panamá ships an update fortnightly, CMF App every 3 weeks. The most recent releases landed on September 20, 2026 and August 26, 2026 respectively.

Scorecard5 real differences · 5 level
DAVIbank Panamá versus CMF App: the parameters behind the verdict, then further details
ParameterDAVIbank PanamáCMF App
PriceFreeFree
Rating1.8 (36 ratings)5.0 (7 ratings) — better
Positive reviews6.9% of reviews—
Number of ratings36 — better7
Update frequencyFortnightly — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size47 MB81 MB
Age rating4+4+
DeveloperScotiabank de Costa RicaCM Financiera, S.A

Customer experience

DAVIbank Panamá

All ratings36 ratings
Positive19.4%
Neutral0.0%
Negative80.6%
Written reviews29 reviews
Positive6.9%
Neutral0.0%
Negative93.1%

CMF App

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

DAVIbank Panamá

No in-app purchases

None

CMF App

No in-app purchases

Questions

Is DAVIbank Panamá free?
DAVIbank Panamá is free to download, with no in-app purchases.
Is CMF App free?
CMF App is free to download, with no in-app purchases.
Which has better reviews, DAVIbank Panamá or CMF App?
CMF App is rated higher. DAVIbank Panamá averages 1.8 out of 5 from 36 ratings, while CMF App averages 5.0 from 7 ratings.
Do DAVIbank Panamá or CMF App have ads?
CMF App shows ads; DAVIbank Panamá does not.
Which is updated more often, DAVIbank Panamá or CMF App?
DAVIbank Panamá ships an update fortnightly, and CMF App every 3 weeks. Most recently, DAVIbank Panamá was updated on September 20, 2026 and CMF App on August 26, 2026.

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