APC Experian vs PASSE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
APC Experian
Access your credit information and financial data with this app. It allows you to check your credit history, loan status, payment applications, and credit score. You can also set up alerts for credit inquiries.
- Verify credit history
- Consult loan and service status
- Verify payment applications
- Check inteliScore
- Schedule inquiry alerts
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App de información de crédito para usuarios afiliados al acceso electrónico. Para utilizar este app debes estar afiliado al acceso electrónico que tiene un costo de $12.99 anual. La afiliación se debe hacer en nuestros Centros de Atención. Descarga esta aplicación para que puedas tener acceso a toda tu información financiera a un solo clic. Con esta aplicación podrás: 1. Verificar tu Historial de Crédito 2. Consultar el estado de tus préstamos y servicios 3. Verificar que tus pagos se estén aplicando correctamente 4. Conocer cuál es tu inteliScore 5. Programar tus alertas para que te notifiquen cuando algún agente económico ha consultado tus referencias. No esperes más, descarga esta aplicación y toma el control de tus finanzas.
PASSE
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PASSE es una tarjeta prepago internacional con la que puedes realizar compras en comercios locales e internacionales afiliados a MasterCard. A través de nuestra app puedes crear tu cuenta desde los 18 años usando tu cédula de identidad personal o documento nacional para extranjeros residentes en Panamá.
Screenshots
Verdict
The clearest difference is update cadence: PASSE at every 2 weeks against APC Experian's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
APC Experian ships an update every 6 weeks, PASSE every 2 weeks. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.
| Parameter | APC Experian | PASSE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) — better | — |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Subscription | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 30 MB | 229 MB |
| Age rating | 4+ | 17+ |
| Developer | Apc Buro S.A. | Sonda S.A |
In-app purchases
APC Experian
No in-app purchases
PASSE
No in-app purchases
