UBgo vs NDB Neos
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBgo
This digital banking app offers a convenient way to manage your finances and access lifestyle services. It provides features like account management, fund transfers, and bill payments, with some services available even if you're not a bank customer.
- Account balances and transaction history
- Fund transfers (own, Union Bank, other banks)
- Bill and insurance premium payments
- Cheque book and statement requests
- Loan and cheque status inquiries
- Interest and exchange rate access
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Banking with Convenience! The all new digital experience from Union Bank. The Union Bank app is probably the only app that combines a convenient Banking App with life-style needs – all at your finger-tips. Our interactive wrapper option is for all smart-phone users. You don’t have to be a Union Bank customer to have free access to interest rates, exchange rates, the loan calculator, weather updates on the move, news updates, railway schedules in Sri Lanka and much more. Simply download the app to your smart device and do your banking transactions on the go with your iPhone. To use the Mobile Banking functions in the App, customers must be registered for the Union Bank Online Banking System. To register visit www.unionb.com or any branch of Union Bank. Features: - Single User for Mobile Banking and On-line banking - Profile modifications and automatic sync with your on-line banking system. Integrates with mobile Camera and Gallery. Password and notification management. Register your payees and manage them for faster payments - Account balances and transaction history - Fund Transfers to Own accounts (FoC), 3rd Party Accounts of Union Bank (FoC) and Other Bank accounts. - Bill Payments and Insurance Premium Payments - Requests for Cheque Book requests and Physical Statements - Cheque Status Inquiry and Float Inquiry - Loan Inquiry - Setting of Standing Orders free of charge
NDB Neos
Manage your finances on the go with a streamlined mobile banking experience. This app offers advanced technology and industry-leading security to handle all your financial needs, from transfers to statement downloads, all from your smartphone.
- Redesigned user interface
- Advanced banking technology
- Industry-leading security
- Manage finances anytime, anywhere
- Fund transfers
- Download statements
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Welcome to NEOS, the all new and upgraded mobile banking experience from NDB Bank - where innovation meets simplicity. Built for today's fast moving world, NEOS brings banking features to your fingertips so you can manage your money anytime, anywhere, without ever stepping into a branch. Enjoy a beautifully redesigned interface, advanced technology, and industry leading security. With NEOS, your entire financial world lives in one intelligent, customizable app. Why Choose NEOS ? Because your time, security and convenience matter the most to us. Whether you're transferring funds, or downloading your statements, NEOS makes every transaction smarter, faster, and simpler.
Screenshots
Verdict
The clearest difference is rating: NDB Neos at 3.6 against UBgo's 1.0. NDB Neos also leads on review sentiment (25% vs 0%) and ratings volume (23 vs 2). UBgo's advantage is update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NDB Neos holds the better App Store score, 3.6 against 1.0. That said, the two scores are not equally well evidenced: NDB Neos has 23 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of UBgo's written reviews are positive against 25% of NDB Neos's.
UBgo ships an update fortnightly, NDB Neos every 3 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | UBgo | NDB Neos |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 3.6 (23 ratings) — better |
| Positive reviews | 0.0% of reviews | 25.0% of reviews — better |
| Number of ratings | 2 | 23 — better |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 — better | 15.6 |
| Further details — not scored | ||
| Size | 113 MB | 117 MB |
| Age rating | 4+ | 17+ |
| Developer | UNION BANK OF COLOMBO PLC | National Development Bank |
Customer experience
UBgo
NDB Neos
In-app purchases
UBgo
No in-app purchases
NDB Neos
No in-app purchases
