Comparison

DBS digibank Indonesia vs KeyBCA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS digibank Indonesia

A comprehensive digital banking app offering seamless management of savings, credit cards, and loans with rapid approval. It facilitates investments in mutual funds and bonds, bill payments, and multicurrency accounts, all secured by a trusted banking group.

Highlights
  • Instant account opening
  • 60-second loan approval
  • Multicurrency account with debit card
  • Investment in mutual funds and bonds
  • Digital credit card management
  • BI-FAST and QRIS payments
  • Installment options for credit card bills
Features
Read full description

DBS digibank A smart, seamless, and secure digital banking solution designed to help you make the most of today, navigate tomorrow, and manage your finances with ease. Backed by DBS Group, Asia’s Safest Bank for the 17th consecutive year from Global Finance, DBS digibank is your trusted partner for smarter wealth decisions. Enjoy a comprehensive suite of banking and wealth solutions, from Savings Accounts and Credit Cards with 60-second approval to Investments in 150+ Mutual Funds and Bonds, all at your fingertips. Open an Account Conveniently Simply download the app, complete your registration and verification, and your account is ready to use. WHAT'S NEW • Updated Savings & Current Account experience with more intuitive navigation and improved visibility, including monthly transaction history, a search function, a centralized account menu, MAXI Lien balance tracking, pending/held balance information, enhanced account visibility including pending/hold balance features, and joint account holder details. • Overseas transfer can now be made from IDR or foreign currency account as the source of fund. • Your travel is now more seamless with a Multi-Currency Account (Rekening Valas) linked Debit Card with 12 currencies: IDR, USD, SGD, AUD, JPY, EUR, GBP, CAD, CHF, HKD, NZD, CNH. Alternatively, You can also scan and pay with digibank QRIS in Singapore, Malaysia and Thailand. MAKE THE MOST OF TODAY • Free transfers via BI-FAST & instant payments using QRIS. • e-wallet top-ups to bill payment through Bayar & Beli feature. • Convert your Credit Card transactions and bills into affordable up to 36 months installments with DBS Pay Later. • Tap into the convenience of using the Pay with Rewards feature to instantly reduce your shopping bills and collect Credit Card reward points that never expire. • Stay in control of your Credit Card by managing card settings: blocking and activating your card, changing your PIN, and monitoring transactions in real-time NAVIGATE TOMORROW • Create up to 20 Dompet Maxi (wallets) to support your goals budgeting. • Open Multi-Currency Account (Rekening Valas) with 11 foreign currencies. • Open Fixed Deposit with competitive interest both in IDR and foreign currencies. • Invest in more than 150+ curated Mutual Funds & Bonds, supported by expert insights. • Invest automatically with Mutual Fund Regular Saving Plan. Follow @dbsbankid and @digibankid on Instagram for exclusive offers, market insights, and the latest updates. PT Bank DBS Indonesia is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia (BI), and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). Correspondence Address PT Bank DBS Indonesia DBS Bank Tower, Lobby, 32nd - 37th Floor Ciputra World 1 Jl. Prof. Dr. Satrio Kav 3-5 Jakarta 12940, Indonesia Tel: +62 21 2988 5000 Fax: +62 21 2988 5005 Email: dbsicc@dbs.com www.dbs.com/id

About

KeyBCA

Approve banking transactions processed through web platforms directly from your smartphone. It offers a convenient and faster alternative to physical security tokens for managing your finances on the go.

Highlights
  • Approve KlikBCA and myBCA transactions
  • Alternative to physical KeyBCA token
  • Practical and easy to use
  • Faster transaction approval
  • Check transaction approval history
Read full description

Through this application, banking transaction approvals processed through KlikBCA and myBCA - website are now easier, from the comfort of your phone. Benefits you get from KeyBCA: 1. Alternative to physical KeyBCA (token) 2. Practical and easy to use 3. Transaction approval is faster and easier 4. Ability to check the history and details of transaction approval More information bca.id/appkeybca

Screenshots

DBS digibank Indonesia4 screens
KeyBCA4 screens

Verdict

The call

The clearest difference is rating: DBS digibank Indonesia at 4.1 against KeyBCA's 3.0. DBS digibank Indonesia also leads on ratings volume (254 vs 2) and review sentiment (20% vs 10%). KeyBCA's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DBS digibank Indonesia holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: DBS digibank Indonesia has 254 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 20% of DBS digibank Indonesia's written reviews are positive against 10% of KeyBCA's.

UpkeepUpdate frequency

DBS digibank Indonesia ships an update every 4 weeks, KeyBCA every 6 weeks. Both last shipped on October 22, 2026.

Scorecard5 real differences · 5 level
DBS digibank Indonesia versus KeyBCA: the parameters behind the verdict, then further details
ParameterDBS digibank IndonesiaKeyBCA
PriceFreeFree
Rating4.1 (254 ratings) — better3.0 (2 ratings)
Positive reviews20.0% of reviews — better10.0% of reviews
Number of ratings254 — better2
Update frequencyEvery 4 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size216 MB70 MB
Age rating4+4+
DeveloperPT. Bank DBS IndonesiaPT. Bank Central Asia Tbk

Customer experience

DBS digibank Indonesia

All ratings254 ratings
Positive76.0%
Neutral5.5%
Negative18.5%
Written reviews105 reviews
Positive20.0%
Neutral9.5%
Negative70.5%

KeyBCA

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews20 reviews
Positive10.0%
Neutral10.0%
Negative80.0%

In-app purchases

None

DBS digibank Indonesia

No in-app purchases

None

KeyBCA

No in-app purchases

Questions

Is DBS digibank Indonesia free?
DBS digibank Indonesia is free to download, with no in-app purchases.
Is KeyBCA free?
KeyBCA is free to download, with no in-app purchases.
Which has better reviews, DBS digibank Indonesia or KeyBCA?
DBS digibank Indonesia is rated higher. DBS digibank Indonesia averages 4.1 out of 5 from 254 ratings, while KeyBCA averages 3.0 from 2 ratings.
Do DBS digibank Indonesia or KeyBCA have ads?
Neither DBS digibank Indonesia nor KeyBCA shows ads.
Which is updated more often, DBS digibank Indonesia or KeyBCA?
DBS digibank Indonesia ships an update every 4 weeks, and KeyBCA every 6 weeks. Most recently, DBS digibank Indonesia was updated on October 22, 2026 and KeyBCA on October 22, 2026.

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