Julius Baer Mobile vs DAZU

The Julius Baer Mobile app (App) provides convenient, easy to use and secure access to your financial information for e-Services in Switzerland, Luxembourg, Monaco, Hong Kong, Singapore, India and Germany. E-SERVICES SWITZERLAND Julius Baer Mobile Banking This service is accessible for clients of Julius Baer with a valid User-ID for e-Banking Switzerland (J00000). Main features • Activation of up to four mobile devices • Secure e-Banking login on your computer: Thanks to advanced push TAN technology • Assets: Account balances and portfolio performance charts all in one place • E-Documents and secure messaging: Receive your banking documents electronically and communicate secure with your relationship manager or specialist • Personalization: Customized e-mail, text message and push notifications, ensuring that the most important information on your assets is sent to you automatically • Payments: Quick and easy payments with scanner for smartphones and ‘quick payment’ options. • Trading: A broad range of trading capabilities on the major stock markets • Receive the latest assessments by our qualified research specialists Julius Baer Market Link – Online Trading This service is accessible for clients of Julius Baer Switzerland with a valid User-ID for Market Link (0000000). Access to Julius Baer’s online trading platform. With financial instruments across most asset classes, it offers you direct access to global financial markets 24 hours a day. As a client you can • Keep up with the markets around the clock • Trade across various exchanges and asset classes • Have all major financial markets at your fingertips E-SERVICES EUROPE (Luxembourg, Monaco, Germany) This service is accessible for clients of Julius Baer with a valid User-ID for e-Services Europe (AAA000) or (C00000). For some areas, E-Services Europe gives you access to your financial data such as portfolio, asset overview and allows you to communicate with your relationship manager through a secure channel. E-SERVICES ASIA This App is available to existing customers only. Some restrictions might apply due to place of residency or services ordered. The above-mentioned features may not be available in all countries or may require the signature of further agreements. Please note that by downloading, installing and/or using this application you allow and give your consent to Julius Baer and/or third parties (e.g. app store and network operators or the manufacturer of your device), wherever they are located, to access and process your data and/or to conclude that a current, past or potential bank client relationship with Julius Baer may exist and/or to draw conclusions as to your existing or potential investments. Bank client confidentiality and/or data protection can no longer be guaranteed in the event of such possible disclosure of data and/or the bank client relationship. IN THIS REGARD, BY DOWNLOADING, INSTALLING AND/OR USING THIS APPLICATION, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THIS NOTICE AND RELEASE JULIUS BAER FROM ITS DUTY TO MAINTAIN BANK CLIENT CONFIDENTIALITY AND/OR DATA PROTECTION AND EXPRESSLY FULLY APPROVE THE RESPECTIVE COLLECTION, TRANSFER AND PROCESSING OF DATA IN COMPLIANCE WITH THE APPLICABLE LAWS. Asia By downloading and using this App, you expressly acknowledge that you are permitted by the laws of your domicile to use the App and access any of the services provided therein and you do so at your own will and not at the request of Julius Baer, and you agree to be bound by the terms and conditions relating to the App. Chile The Bank has its headquarters in Switzerland and its operations are subject to the laws, regulations and courts of Switzerland. The Bank is not subject to Chilean authorities and its operations are not covered by the guaranty of the Republic of Chile.

Your money rarely lives in one place. You may have a bank account here, another account somewhere else, savings in a different account, investments, property, different currencies, and regular expenses coming from all of them. Keeping track of everything can become difficult when your financial picture is spread across different places. DAZU brings your financial accounts and assets together in one place, giving you a clear view of what you have, where it is, and how it all comes together. SEE YOUR FINANCES IN ONE PLACE Connect your financial accounts and see your balances, transactions and activity together in one view. Instead of moving between different banks, accounts or apps to understand your finances, DAZU brings the information together so you can see the bigger picture. See what you have across your connected accounts and follow how your overall financial position changes over time. UNDERSTAND WHERE YOUR MONEY GOES Your transactions tell the story of how you use your money. DAZU organizes your financial activity so you can see your spending across categories, follow your expenses and understand where your money is going each month. Whether you want to look at a single account or get a wider view across your finances, you can see your activity in one place. KEEP UP WITH YOUR BUDGETS Set budgets for the things you spend money on and keep track of how you are doing throughout the month. DAZU gives you a simple way to follow your spending against your budgets without having to maintain spreadsheets or keep switching between different apps. SEE MORE THAN YOUR BANK BALANCE Your financial picture is more than the money sitting in your bank accounts. Add investments, property and other assets to DAZU and bring them into the same view as your financial accounts. This gives you a more complete picture of what you own and helps you follow your overall net worth over time. BRING DIFFERENT ACCOUNTS TOGETHER If you use more than one bank or financial account, DAZU helps bring them together into one place. Connect the accounts you use and see their information side by side, rather than having to check each one separately. You can also manage finances across different currencies and countries, making it easier to keep track of a financial life that does not all happen in one place. FOLLOW YOUR FINANCIAL PICTURE OVER TIME Your finances are not the same every day. Balances change. Transactions come in and go out. Spending changes from month to month. Assets can change in value. DAZU gives you a place to follow these changes and understand how your financial position is developing over time. ONE VIEW FOR YOUR FINANCIAL LIFE DAZU is built for people whose finances have grown beyond a single account or a single place. Bring together your banks, accounts, currencies and assets. See what you have, where it is, where your money is going, and how everything fits together. DAZU gives you one place to look at your finances instead of having to piece the picture together yourself. YOUR FINANCIAL DATA, PROTECTED Your financial information is important. DAZU is built with security in mind, with features such as biometric authentication and secure connections designed to help protect your information. Your financial picture, brought together in one place. Terms of Use (EULA): https://dazu.ai/end-user-agreement Privacy Policy: https://dazu.ai/privacy-policy