flateXSecure vs Ford Credit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
flateXSecure
Securely authorize transactions without an iTAN card. Receive TANs directly on your smartphone or tablet via the app. Get important notifications through push messages.
- Secure transaction authorization
- iTAN card alternative
- Receive TANs on smartphone/tablet
- Push notifications
- Choose authorization method
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Mit flateXSecure geben Sie Ihre Transaktionen sicher und komfortabel ohne iTANCard frei. Ihre TAN erhalten Sie mit der App direkt auf Ihr Smartphone oder Tablet. Wichtige Benachrichtigungen werden Ihnen per Push-Funktion angezeigt. Aktivieren Sie flateXSecure zusätzlich zu Ihrer iTANCard und entscheiden Sie in Zukunft selbst, welches Verfahren Sie nutzen möchten.
Ford Credit
Manage your Ford Credit account conveniently from your mobile device. Make payments, view statements, and update your account details with secure, biometrics-enabled sign-in. Access all features easily on the go.
- Make same-day and scheduled payments
- Request payment extensions and due date changes
- Get payoff quotes
- View statements and transaction history
- Manage bank accounts
- View lease mileage and vehicle details
- Biometric sign-in and dark mode
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Manage your Ford Credit account on the go. The Ford Credit mobile app lets you easily make payments and manage your finance or lease contract from your mobile device. Use biometrics for a frictionless sign-in experience allowing you to access all the app's features of the app. Payments - Make same-business-day payments - Make scheduled payments - Request a payment extension - Request a due date change - Get an immediately available payoff quote* *Availabilities and restrictions may apply. Account - Add, edit, or remove bank accounts - View statements and transaction history, and digital contract terms - View a mileage tracker for your lease - View your vehicle details - View and edit your profile information Settings and Preferences - Manage biometric sign-in - Select dark mode vs. light mode - Enable notifications - Manage paperless billing Use the Ford Credit mobile app alongside the Account Manager website to make managing your account simple and easy.
Screenshots
Verdict
flateXSecure and Ford Credit both sit at 4.5 stars, but that hides the real split: 85% of flateXSecure's written reviews are positive against 28% of Ford Credit's. flateXSecure also leads on device support (3 vs 1) and iOS requirement (12.0 vs 18.0). Ford Credit's advantage is update cadence (every 3 weeks vs every 5 months) and ratings volume (1.2K vs 84). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for flateXSecure against 4.5 for Ford Credit. That said, the two scores are not equally well evidenced: Ford Credit has 1.2K ratings behind it against 84, so its average is the more settled of the two. Written reviews are what separate them: 85% of flateXSecure's written reviews are positive against 28% of Ford Credit's.
flateXSecure ships an update every 5 months, Ford Credit every 3 weeks. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.
| Parameter | flateXSecure | Ford Credit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (84 ratings) | 4.5 (1.2K ratings) |
| Positive reviews | 84.9% of reviews — better | 28.2% of reviews |
| Number of ratings | 84 | 1.2K — better |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 10 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | flatexDEGIRO SE | FORD MOTOR CREDIT COMPANY LLC |
Customer experience
flateXSecure
Ford Credit
Bugs and requests
flateXSecure
Not enough reviews yet to summarise bugs or requests.
Ford Credit
Reported bugs
4 issues- App not compatible with certain iOS versions
- Scheduled payments not working as expected
- Inaccurate vehicle information displayed
- Persistent issues with app functionality
Requested features
4 requests- Improved authentication process without constant re-logins
- Support for commercial/business accounts
- Ability to opt out of vehicle data tracking
- Expanded payment scheduling options
In-app purchases
flateXSecure
No in-app purchases
Ford Credit
No in-app purchases
Questions
Is flateXSecure free?
Is Ford Credit free?
Which has better reviews, flateXSecure or Ford Credit?
Do flateXSecure or Ford Credit have ads?
Which is updated more often, flateXSecure or Ford Credit?
Other comparisons
