Comparison

Alltru Credit Union vs TerrillFLEX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Alltru Credit Union

Manage your finances on the go with this mobile banking tool. Aggregate all your accounts and loans in one place, set up alerts, and enhance transactions with notes and images for better organization and smarter financial decisions.

Highlights
  • Multi-account aggregation
  • Transaction alerts and notifications
  • Add tags, notes, and images to transactions
  • Locate ATMs and branches
  • Secure 4-digit passcode access
Features
Read full description

The Alltru CU App is a free mobile banking tool from Alltru Credit Union that gives you the ability to aggregate all of your accounts and loans so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Alltru Credit Union customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Alltru CU App, simply download the app, enroll as a new user, or use existing log in credentials, launch it, and login. After you successfully login to the app, your accounts and transactions will begin updating.

About

TerrillFLEX

Easily manage your health benefit accounts, including HSA, HRA, and FSA. Check balances, view claims, submit receipts, and make payments securely on the go. Access account details and manage investments with real-time updates.

Highlights
  • Check account balances
  • View account summaries and charts
  • Submit claims with receipts
  • Scan product barcodes for eligibility
  • Manage HSA investments
  • Secure login with Touch/Face ID
Features
Read full description

Make the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • View and Manage your HSA investments • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX®

Screenshots

Alltru Credit Union4 screens
TerrillFLEX4 screens

Verdict

The call

The clearest difference is rating: Alltru Credit Union at 4.8 against TerrillFLEX's 1.0. Alltru Credit Union also leads on ratings volume (5.6K vs 1) and update cadence (monthly vs every 4 months). TerrillFLEX's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Alltru Credit Union holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Alltru Credit Union has 5.6K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Alltru Credit Union ships an update monthly, TerrillFLEX every 4 months. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
Alltru Credit Union versus TerrillFLEX: the parameters behind the verdict, then further details
ParameterAlltru Credit UnionTerrillFLEX
PriceFreeFree
Rating4.8 (5.6K ratings) — better1.0 (1 ratings)
Positive reviews63.9% of reviews—
Number of ratings5.6K — better1
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size127 MB29 MB
Age rating4+17+
DeveloperAlltru Credit UnionMarsh & McLennan Agency

Bugs and requests

Alltru Credit Union

Reported bugs

4 issues
  • App freezing and crashing
  • Check deposit feature not working
  • Transfer functionality not working properly
  • Incorrect account balance display

Requested features

4 requests
  • Facial recognition login
  • Automatic check deposit
  • Customizable account management
  • Live transaction notifications

TerrillFLEX

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Alltru Credit Union

No in-app purchases

None

TerrillFLEX

No in-app purchases

Questions

Is Alltru Credit Union free?
Alltru Credit Union is free to download, with no in-app purchases.
Is TerrillFLEX free?
TerrillFLEX is free to download, with no in-app purchases.
Which has better reviews, Alltru Credit Union or TerrillFLEX?
Alltru Credit Union is rated higher. Alltru Credit Union averages 4.8 out of 5 from 5.6K ratings, while TerrillFLEX averages 1.0 from 1 ratings.
Do Alltru Credit Union or TerrillFLEX have ads?
Neither Alltru Credit Union nor TerrillFLEX shows ads.
Which is updated more often, Alltru Credit Union or TerrillFLEX?
Alltru Credit Union ships an update monthly, and TerrillFLEX every 4 months. Most recently, Alltru Credit Union was updated on November 1, 2026 and TerrillFLEX on October 27, 2026.

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