First Community CU (MO) vs TerrillFLEX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Community CU (MO)
Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.
- View account balances and transaction history
- Transfer funds between accounts
- Deposit checks remotely
- Schedule and pay bills
- Find branch and ATM locations
- View deposit and loan rates
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First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. TRANSFERS --Transfer funds between your credit union accounts and loans. DEPOSITS -- Deposit checks to your accounts remotely PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. LOCATIONS --Find Branch and ATM locations near you. RATES -- Get deposit and loan rates. CONTACT US – Need help? We’re here for you. SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.
TerrillFLEX
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Make the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • View and Manage your HSA investments • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX®
Screenshots
Verdict
The clearest difference is ads: TerrillFLEX at none against First Community CU (MO)'s shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Community CU (MO) ships an update every 3 months, TerrillFLEX every 4 months. The most recent releases landed on September 24, 2026 and September 15, 2026 respectively.
| Parameter | First Community CU (MO) | TerrillFLEX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (24K ratings) — better | — |
| Positive reviews | 55.4% of reviews | — |
| Number of ratings | 24K — better | — |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 110 MB | 29 MB |
| Age rating | 4+ | 17+ |
| Developer | FIRST COMMUNITY CREDIT UNION INC | Marsh & McLennan Agency |
Bugs and requests
First Community CU (MO)
Reported bugs
3 issues- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features
Requested features
5 requests- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements
TerrillFLEX
Not enough reviews yet to summarise bugs or requests.
In-app purchases
First Community CU (MO)
No in-app purchases
TerrillFLEX
No in-app purchases
Questions
Is First Community CU (MO) free?
Is TerrillFLEX free?
Do First Community CU (MO) or TerrillFLEX have ads?
Which is updated more often, First Community CU (MO) or TerrillFLEX?
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