Comparison

玉山Wallet vs 國泰證券

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

玉山Wallet

Manage your credit cards, make payments, and access financial services all in one place. This app offers convenient payment options, bill management, and personalized card controls for a secure and flexible banking experience.

Highlights
  • Instant card binding
  • Apple Pay integration
  • Multiple payment methods
  • Bill inquiry and payment
  • Installment applications
  • Card transaction controls
  • Point redemption
Features
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玉山Wallet 生活隨行 簡單支付,玉山支付會員必備App 【多元便捷的支付體驗】 - 即時綁卡:還沒收到實體卡也可以透過玉山Wallet 綁定條碼/掃碼付和Apple Pay開始消費! - 同步加入Apple Pay:透過玉山Wallet同步將卡片加入Apple Pay,簡單加卡,輕鬆付款。 - 信用卡、簽帳金融卡、電子支付多種付款方式,自由切換。使用玉山電子支付,可在全台「台灣Pay」、「TWQR」及「日本PayPay」合作商店消費! 【帳務查詢、繳款,一次滿足】 - 查詢最近12期帳單及未入帳明細,看完帳單立即繳款! - 帳單分期、單筆分期、指定卡片分期,線上即可申請。 【自主安心的用卡服務】 - 結合玉山Unicard自主選擇回饋方案、訂閱升級。 - 推播通知:開啟推播通知,刷卡1元即推播,消費推播、帳務訊息、活動消息不漏接。 - 自由開關卡片交易通路與單筆限額,貼近你的使用習慣。 - App首頁任你選,自主設定首頁,想換就換。 - 數位e卡核卡後可於玉山Wallet 查詢信用卡號、卡片效期及末三碼。 【貼近生活的多元服務】 - 玉山e point 好好用:1點等於1元,可折抵消費、兌換電子商品券、哩程及愛心捐款。 - 查看市區停車優惠及剩餘天數:點選[生活]>[卡友服務]>[市區停車],符合資格即可查詢。 - 購買票券、繳稅(牌照稅、綜所稅、房屋稅、地價稅)、保險,輕鬆搞定。 【金融友善版】  - 提供貼心的無障礙金融服務,包括各期帳單、未入帳明細、可用額度、線上繳款等功能。 ※建議您安裝防毒軟體以保護行動裝置的安全。 ※「玉山Wallet」於註冊時未就身分證號碼、手機號碼、出生年月日、電子信箱欄位進行隱碼,以利您於註冊時得確認所輸入之資訊無誤。 玉山手機信用卡官網及常見問題:https://esun.co/waapp1 顧客資料保密措施聲明:https://esun.co/waapp2 玉山銀行蒐集、處理及利用個人資料法定告知事項:https://esun.co/waapp3 玉山銀行24小時服務專線:(02)2182-1313、0800-30-1313 (手機請撥付費專線)。 玉山銀行地址:臺北市松山區民生東路3段115號及117號

About

國泰證券

Features
Read full description

1.年輕人最愛券商 榮獲社群票選「年輕人最愛券商」,每3位年輕投資人就有超過一位在國證開戶 2.費用超低 美股單筆交易無低消、台美定期投資都超划算,省錢投資不是夢 3.秒速開戶 三步驟、五分鐘,台美股雙投資帳戶一次搞定 4.報價超齊全 台/美/港/ETF 通通有,還能選深色/淺色模式,怎麼看都順眼 5.定期投資好幫手 近四成用戶選擇國泰證券做定期投資,還有「智慧加減碼」+「股息再投入」功能,懶人也能聰明投資 6.圖像化庫存總覽 整合台/美/港/日/債券/SN,庫存圖像化呈現,一秒掌握投資全貌 7.股票貸款救急神器 三分鐘快速撥款,24 小時服務,無痛救援短期資金缺口 8.股票出借新選擇 出借手上庫存,讓閒置資產有機會產生收益 提醒您:為確保您的帳務及交易安全,請於行動裝置安裝防護軟體

Screenshots

玉山Wallet4 screens
國泰證券4 screens

Verdict

The call

The clearest difference is ads: 玉山Wallet at none against 國泰證券's shown. 玉山Wallet also leads on ratings volume (826 vs 11). 國泰證券's advantage is review sentiment (100% vs 76%) and update cadence (every 2 weeks vs monthly). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for 玉山Wallet against 4.9 for 國泰證券. That said, the two scores are not equally well evidenced: 玉山Wallet has 826 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 76% of 玉山Wallet's written reviews are positive against 100% of 國泰證券's.

UpkeepUpdate frequency

玉山Wallet ships an update monthly, 國泰證券 every 2 weeks. The most recent releases landed on October 15, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 6 level
玉山Wallet versus 國泰證券: the parameters behind the verdict, then further details
Parameter玉山Wallet國泰證券
PriceFreeFree
Rating4.9 (826 ratings)4.9 (11 ratings)
Positive reviews75.9% of reviews100.0% of reviews — better
Number of ratings826 — better11
Update frequencyMonthlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size125 MB228 MB
Age rating4+4+
Developer玉山銀行Cathaysec Securities Corporation

Customer experience

玉山Wallet

All ratings826 ratings
Positive97.8%
Neutral1.0%
Negative1.2%
Written reviews58 reviews
Positive75.9%
Neutral5.2%
Negative19.0%

國泰證券

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

玉山Wallet

No in-app purchases

None

國泰證券

No in-app purchases

Questions

Is 玉山Wallet free?
玉山Wallet is free to download, with no in-app purchases.
Is 國泰證券 free?
國泰證券 is free to download, with no in-app purchases.
Which has better reviews, 玉山Wallet or 國泰證券?
玉山Wallet and 國泰證券 are both rated 4.9 out of 5 on the App Store, from 826 and 11 ratings respectively.
Do 玉山Wallet or 國泰證券 have ads?
國泰證券 shows ads; 玉山Wallet does not.
Which is updated more often, 玉山Wallet or 國泰證券?
玉山Wallet ships an update monthly, and 國泰證券 every 2 weeks. Most recently, 玉山Wallet was updated on October 15, 2026 and 國泰證券 on October 2, 2026.

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