FMS Bank Mobile vs Points West Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FMS Bank Mobile
Manage your finances on the go with this secure mobile banking app. Easily pay bills, deposit checks, transfer funds, and control your debit card. Access account balances and transaction history anytime, anywhere.
- Bill and friend payments
- Debit card on/off toggle
- Mobile check deposit
- Account balance and transaction viewing
- Fund transfers
- Branch and ATM locator
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With the FMS Bank Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • Pay bills or pay your friends! • Turn your debit card on/off with the tap of a button! • Deposit checks • View your account balances • View recent transactions • Transfer funds • Locate a branch or ATM • Contact our Customer Service Team Security is our priority. Rest assured that your personal information is kept safe!
Points West Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options are available.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks via camera
- Secure Touch ID/Face ID sign-on
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Start banking wherever you are with Points West Mobile Banking app. Available to all Points West Community Bank online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Manage Payees: •Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
Screenshots
Verdict
FMS Bank Mobile and Points West Mobile both sit at 4.6 stars, but that hides the real split: 43% of Points West Mobile's written reviews are positive against 0% of FMS Bank Mobile's. Points West Mobile also leads on update cadence (every 2 months vs every 5 months). FMS Bank Mobile's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for FMS Bank Mobile against 4.5 for Points West Mobile. Both are backed by a comparable volume of ratings — 130 and 105 respectively. Written reviews are what separate them: 0% of FMS Bank Mobile's written reviews are positive against 43% of Points West Mobile's.
FMS Bank Mobile ships an update every 5 months, Points West Mobile every 2 months. The most recent releases landed on October 20, 2026 and October 30, 2026 respectively.
| Parameter | FMS Bank Mobile | Points West Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (130 ratings) — better | 4.5 (105 ratings) |
| Positive reviews | 0.0% of reviews | 42.9% of reviews — better |
| Number of ratings | 130 — better | 105 |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 123 MB | 199 MB |
| Age rating | 4+ | 4+ |
| Developer | FMS Bank | Points West Community Bank |
Customer experience
FMS Bank Mobile
Points West Mobile
In-app purchases
FMS Bank Mobile
No in-app purchases
Points West Mobile
No in-app purchases
Questions
Is FMS Bank Mobile free?
Is Points West Mobile free?
Which has better reviews, FMS Bank Mobile or Points West Mobile?
Do FMS Bank Mobile or Points West Mobile have ads?
Which is updated more often, FMS Bank Mobile or Points West Mobile?
Other comparisons
