Comparison

BCU Bank vs VR SecureGo plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCU Bank

Manage all your banking needs on the go with this app. Make instant payments, transfer funds domestically and internationally, pay bills, and open new accounts. It also offers comprehensive card management, secure login options, and easy access to customer support and branch locations.

Highlights
  • Instant payments via Osko and PayID
  • Domestic and international money transfers
  • BPAY bill payments
  • Account balance and transaction history
  • Card activation, locking, and replacement
  • Biometric login (fingerprint/facial recognition)
  • Secure in-app messaging
Features
Read full description

The BCU Bank app is easy to use and gives you access to all your banking needs on the go. Payments • Make payments using Osko, or to a PayID, to have funds received in minutes • Create and manage your PAY IDs • Transfer money to any bank within Australia • Transfer money overseas • Pay your bills with BPAY • Create, modify or cancel scheduled and recurring payments • Transact on multi to sign accounts Everyday banking • Open a new transaction, savings or term deposit account instantly • Check your account balances and recent transaction history • Pay&Save – round up your purchases and save the difference • Set up alerts for credits, direct debits and due payments • Request transaction limit changes Cards • View important card information • Activate, lock, cancel or replace your card using card controls • Report cards lost or stolen and get a digital replacement instantly • Change your card PIN at any time • View your credit card repayment and due date information Easy access • Login with a PIN or use your fingerprint or facial recognition on supported devices • Check your available balance without logging in • Share your BSB and account information Services • Contact the team directly using secure mail • Find your nearest branch • View and manage your eStatements • Update your contact details • Let us know when you’re travelling overseas More useful features • Drag and drop to reorder your accounts • Customise your dashboard shortcuts • Personalise your accounts by giving them nicknames NOTE: mobile data usage charges may apply, check with your mobile service provider for details. We collect anonymous information on how you use the application to perform analysis of user behaviour. We do not collect personal information about you. By installing this app you are giving your consent to this information being collected.

About

VR SecureGo plus

Securely approve all your banking and credit card transactions with this app. Enjoy flexible, convenient, and highly secure authorization for online payments and banking orders. Utilize biometric authentication for added ease and safety.

Highlights
  • Approve banking orders
  • Authorize credit card payments
  • Direct authorization for online banking
  • High security standards
  • Use on up to three devices
  • Fingerprint/face recognition for approval
Read full description

Schnell, einfach und sicher: Mit VR SecureGo plus können Sie alle Banking- und Kreditkartenaufträge innerhalb einer App ganz bequem freigeben. DIE APP IM ÜBERBLICK * Einfach flexibel: App zur Freigabe aller Banking-Aufträge und Online-Zahlungen per Kreditkarte * Einfach bequem: Direktfreigabe für das neue OnlineBanking und die Kreditkarte * Einfach sicher: höchste Sicherheitsstandards für Ihre Daten und Transaktionen * Einfach mehr: gleichzeitig auf bis zu drei Geräten für OnlineBanking nutzbar * Einfach erkannt: auf Wunsch Freigabe per Fingerabdruck oder Gesichtserkennung WAS SIND DIE VORAUSSETZUNGEN? * Sie benötigen lediglich den Aktivierungscode Ihrer Bank. * Anschließend können Sie die App bequem einrichten. Weitere Informationen rund um Freischaltung und Verwendung der VR SecureGo plus App finden Sie auf vr.de/faqs-vr-securego-plus-app —————————— Herstellerin im Sinne des Cyber Resilience Act (CRA): Atruvia AG Fiduciastraße 20, 76227 Karlsruhe / GAD-Straße 2–6, 48163 Münster HRB 102381, Amtsgericht Frankfurt am Main Schwachstellen melden: Hinweise auf Sicherheitslücken oder Schwachstellen senden Sie bitte an: security-contact@atruvia.de Bitte beachten Sie: Diese Kontaktadresse dient ausschließlich der Meldung von Schwachstellen gemäß den CRA-Vorgaben. Für Fragen zum Produkt oder sonstigen Support nutzen Sie bitte die bekannten Support-Kanäle.

Screenshots

BCU Bank4 screens
VR SecureGo plus4 screens

Verdict

The call

The clearest difference is rating: VR SecureGo plus at 4.7 against BCU Bank's 1.0. VR SecureGo plus also leads on review sentiment (69% vs 29%) and ratings volume (2.2K vs 1). BCU Bank's advantage is device support (4 vs 2) and iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

VR SecureGo plus holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: VR SecureGo plus has 2.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 29% of BCU Bank's written reviews are positive against 69% of VR SecureGo plus's.

UpkeepUpdate frequency

BCU Bank ships an update every 3 months, VR SecureGo plus monthly. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard6 real differences · 4 level
BCU Bank versus VR SecureGo plus: the parameters behind the verdict, then further details
ParameterBCU BankVR SecureGo plus
PriceFreeFree
Rating1.0 (1 ratings)4.7 (2.2K ratings) — better
Positive reviews28.6% of reviews68.8% of reviews — better
Number of ratings12.2K — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.0 — better17.6
Further details — not scored
Size103 MB98 MB
Age rating4+4+
DeveloperPolice & Nurses LimitedAtruvia AG

Customer experience

BCU Bank

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews28 reviews
Positive28.6%
Neutral17.9%
Negative53.6%

VR SecureGo plus

All ratings2,131 ratings
Positive92.6%
Neutral2.7%
Negative4.7%
Written reviews93 reviews
Positive68.8%
Neutral3.2%
Negative28.0%

Bugs and requests

BCU Bank

Not enough reviews yet to summarise bugs or requests.

VR SecureGo plus

Reported bugs

4 issues
  • App freezes on startup
  • Incompatible with older iOS versions
  • Activation code request page not working
  • Invisible app window on certain devices

Requested features

3 requests
  • Combine everything in one app like DIBA
  • Add dark mode option
  • Improve user-friendliness for older users

In-app purchases

None

BCU Bank

No in-app purchases

None

VR SecureGo plus

No in-app purchases

Questions

Is BCU Bank free?
BCU Bank is free to download, with no in-app purchases.
Is VR SecureGo plus free?
VR SecureGo plus is free to download, with no in-app purchases.
Which has better reviews, BCU Bank or VR SecureGo plus?
VR SecureGo plus is rated higher. BCU Bank averages 1.0 out of 5 from 1 ratings, while VR SecureGo plus averages 4.7 from 2.2K ratings.
Do BCU Bank or VR SecureGo plus have ads?
Neither BCU Bank nor VR SecureGo plus shows ads.
Which is updated more often, BCU Bank or VR SecureGo plus?
BCU Bank ships an update every 3 months, and VR SecureGo plus monthly. Most recently, BCU Bank was updated on November 2, 2026 and VR SecureGo plus on November 7, 2026.

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