Comparison

BCU Bank vs eLendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCU Bank

Manage all your banking needs on the go with this app. Make instant payments, transfer funds domestically and internationally, pay bills, and open new accounts. It also offers comprehensive card management, secure login options, and easy access to customer support and branch locations.

Highlights
  • Instant payments via Osko and PayID
  • Domestic and international money transfers
  • BPAY bill payments
  • Account balance and transaction history
  • Card activation, locking, and replacement
  • Biometric login (fingerprint/facial recognition)
  • Secure in-app messaging
Features
Read full description

The BCU Bank app is easy to use and gives you access to all your banking needs on the go. Payments • Make payments using Osko, or to a PayID, to have funds received in minutes • Create and manage your PAY IDs • Transfer money to any bank within Australia • Transfer money overseas • Pay your bills with BPAY • Create, modify or cancel scheduled and recurring payments • Transact on multi to sign accounts Everyday banking • Open a new transaction, savings or term deposit account instantly • Check your account balances and recent transaction history • Pay&Save – round up your purchases and save the difference • Set up alerts for credits, direct debits and due payments • Request transaction limit changes Cards • View important card information • Activate, lock, cancel or replace your card using card controls • Report cards lost or stolen and get a digital replacement instantly • Change your card PIN at any time • View your credit card repayment and due date information Easy access • Login with a PIN or use your fingerprint or facial recognition on supported devices • Check your available balance without logging in • Share your BSB and account information Services • Contact the team directly using secure mail • Find your nearest branch • View and manage your eStatements • Update your contact details • Let us know when you’re travelling overseas More useful features • Drag and drop to reorder your accounts • Customise your dashboard shortcuts • Personalise your accounts by giving them nicknames NOTE: mobile data usage charges may apply, check with your mobile service provider for details. We collect anonymous information on how you use the application to perform analysis of user behaviour. We do not collect personal information about you. By installing this app you are giving your consent to this information being collected.

About

eLendly

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Highlights
  • Automate subscriptions
  • Lend and borrow with friends
  • Track finances
  • Investment tracking
Features
Read full description

Automate your subscriptions, Lend/Borrow from a friend and track your finances

Screenshots

BCU Bank4 screens
eLendly4 screens

Verdict

The call

The clearest difference is rating: eLendly at 2.2 against BCU Bank's 1.0. eLendly also leads on ratings volume (49 vs 1) and iOS requirement (12.0 vs 15.0). BCU Bank's advantage is review sentiment (29% vs 7%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

eLendly holds the better App Store score, 2.2 against 1.0. That said, the two scores are not equally well evidenced: eLendly has 49 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 29% of BCU Bank's written reviews are positive against 7% of eLendly's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BCU Bank ships an update every 3 months, eLendly every 2 months. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.

Scorecard4 real differences · 6 level
BCU Bank versus eLendly: the parameters behind the verdict, then further details
ParameterBCU BankeLendly
PriceFreeFree
Rating1.0 (1 ratings)2.2 (49 ratings) — better
Positive reviews28.6% of reviews — better6.7% of reviews
Number of ratings149 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size99 MB70 MB
Age rating4+4+
DeveloperPolice & Nurses LimitedElendly Limited

Customer experience

BCU Bank

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews28 reviews
Positive28.6%
Neutral17.9%
Negative53.6%

eLendly

All ratings49 ratings
Positive26.5%
Neutral8.2%
Negative65.3%
Written reviews15 reviews
Positive6.7%
Neutral0.0%
Negative93.3%

In-app purchases

None

BCU Bank

No in-app purchases

None

eLendly

No in-app purchases

Questions

Is BCU Bank free?
BCU Bank is free to download, with no in-app purchases.
Is eLendly free?
eLendly is free to download, with no in-app purchases.
Which has better reviews, BCU Bank or eLendly?
eLendly is rated higher. BCU Bank averages 1.0 out of 5 from 1 ratings, while eLendly averages 2.2 from 49 ratings.
Do BCU Bank or eLendly have ads?
Neither BCU Bank nor eLendly shows ads.
Which is updated more often, BCU Bank or eLendly?
BCU Bank ships an update every 3 months, and eLendly every 2 months. Most recently, BCU Bank was updated on September 24, 2026 and eLendly on September 16, 2026.

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